The 25 Best Quiet, Affordable Small Towns to Retire in New York
Ranked on The Town Files lifestyle rankings among 707 towns of 2,500–10,000 people in New York, scoring every town on all of these at once. #1 is Pierrepont, NY.
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25Otego, New York
Retirement: 87th percentile · Quiet: 77th percentile · Home value ÷ income: 63rd percentile
2,756 people · Otsego County · median home $195,500 · income $77,553 · Jan low 11°F · 83 in snow
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24Wheatland, New York
Retirement: 95th percentile · Quiet: 56th percentile · Home value ÷ income: 76th percentile
4,897 people · Monroe County · median home $183,100 · income $82,538 · Jan low 16°F · 52 in snow
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23Sodus, New York
Retirement: 61st percentile · Quiet: 91st percentile · Home value ÷ income: 76th percentile
8,028 people · Wayne County · median home $152,500 · income $70,478 · Jan low 16°F · 105 in snow
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22Newfield, New York
Retirement: 85th percentile · Quiet: 74th percentile · Home value ÷ income: 72nd percentile
5,126 people · Tompkins County · median home $171,300 · income $74,333 · Jan low 14°F · 60 in snow
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21Sennett, New York
Retirement: 88th percentile · Quiet: 89th percentile · Home value ÷ income: 55th percentile
3,304 people · Cayuga County · median home $279,300 · income $101,585 · Jan low 15°F · 109 in snow
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20Richmond, New York
Retirement: 81st percentile · Quiet: 96th percentile · Home value ÷ income: 55th percentile
3,360 people · Ontario County · median home $215,400 · income $79,150 · Jan low 16°F · 55 in snow
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19Davenport, New York
Retirement: 62nd percentile · Quiet: 90th percentile · Home value ÷ income: 80th percentile
2,955 people · Delaware County · median home $165,700 · income $79,539 · Jan low 11°F · 83 in snow
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18Hector, New York
Retirement: 85th percentile · Quiet: 92nd percentile · Home value ÷ income: 55th percentile
4,895 people · Schuyler County · median home $218,700 · income $79,904 · Jan low 14°F · 61 in snow
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17Oneonta, New York
Retirement: 83rd percentile · Quiet: 85th percentile · Home value ÷ income: 67th percentile
5,065 people · Otsego County · median home $187,100 · income $79,074 · Jan low 11°F · 83 in snow
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16Catlin, New York
Retirement: 77th percentile · Quiet: 82nd percentile · Home value ÷ income: 76th percentile
2,541 people · Chemung County · median home $176,400 · income $80,956 · Jan low 16°F · 47 in snow
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15Salem, New York
Retirement: 89th percentile · Quiet: 79th percentile · Home value ÷ income: 67th percentile
2,612 people · Washington County · median home $196,000 · income $83,398 · Jan low 11°F · 75 in snow
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14Pompey, New York
Retirement: 81st percentile · Quiet: 94th percentile · Home value ÷ income: 63rd percentile
7,080 people · Onondaga County · median home $275,400 · income $111,000 · Jan low 11°F · 115 in snow
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13Westfield, New York
Retirement: 91st percentile · Quiet: 72nd percentile · Home value ÷ income: 76th percentile
4,553 people · Chautauqua County · median home $114,400 · income $50,921 · Jan low 21°F · 225 in snow
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12Westfield, New York
Retirement: 91st percentile · Quiet: 72nd percentile · Home value ÷ income: 76th percentile
2,910 people · Chautauqua County · median home $102,600 · income $46,774 · Jan low 21°F · 175 in snow
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11Hartland, New York
Retirement: 63rd percentile · Quiet: 92nd percentile · Home value ÷ income: 84th percentile
3,874 people · Niagara County · median home $183,000 · income $91,901 · Jan low 18°F · 73 in snow
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10Tioga, New York
Retirement: 66th percentile · Quiet: 83rd percentile · Home value ÷ income: 91st percentile
4,440 people · Tioga County · median home $125,300 · income $68,523 · Jan low 16°F · 49 in snow
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9Stephentown, New York
Retirement: 78th percentile · Quiet: 96th percentile · Home value ÷ income: 67th percentile
2,791 people · Rensselaer County · median home $208,800 · income $88,617 · Jan low 14°F · 54 in snow
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8Hornellsville, New York
Retirement: 72nd percentile · Quiet: 79th percentile · Home value ÷ income: 91st percentile
4,034 people · Steuben County · median home $134,800 · income $73,014 · Jan low 12°F · 62 in snow
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7Binghamton, New York
Retirement: 81st percentile · Quiet: 83rd percentile · Home value ÷ income: 80th percentile
4,617 people · Broome County · median home $222,300 · income $105,345 · Jan low 16°F · 77 in snow
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6Hancock, New York
Retirement: 89th percentile · Quiet: 97th percentile · Home value ÷ income: 59th percentile
2,764 people · Delaware County · median home $161,100 · income $62,243 · Jan low 16°F · 55 in snow
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5Newark Valley, New York
Retirement: 76th percentile · Quiet: 77th percentile · Home value ÷ income: 94th percentile
3,642 people · Tioga County · median home $138,600 · income $80,938 · Jan low 16°F · 64 in snow
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4Palatine, New York
Retirement: 76th percentile · Quiet: 92nd percentile · Home value ÷ income: 84th percentile
3,189 people · Montgomery County · median home $142,500 · income $69,722 · Jan low 7°F · 54 in snow
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3Schuyler, New York
Retirement: 76th percentile · Quiet: 86th percentile · Home value ÷ income: 91st percentile
3,296 people · Herkimer County · median home $116,000 · income $65,469 · Jan low 10°F
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2Rush, New York
Retirement: 94th percentile · Quiet: 92nd percentile · Home value ÷ income: 76th percentile
3,490 people · Monroe County · median home $264,600 · income $122,519 · Jan low 16°F · 52 in snow
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1Pierrepont, New York
Retirement: 81st percentile · Quiet: 84th percentile · Home value ÷ income: 99th percentile
2,523 people · St. Lawrence County · median home $131,300 · income $92,500 · Jan low 6°F · 77 in snow
Price vs ranking
More New York rankings
- The 25 Best Small Towns to Retire in New York
- The 25 Quietest Small Towns in New York
- The 25 Most Affordable Small Towns in New York
- The 25 Best Small Towns for Families in New York
- 25 Small Towns in New York With the Cheapest Homes
- 25 Small Towns in New York With the Mildest Winters
- The 25 Most Walkable Small Towns in New York
- 25 Small Towns in New York With the Fewest Tornadoes Since 1950
- The 25 Best Small Towns for First-Time Home Buyers in New York
- The 24 Best Affordable Small Towns to Retire in New York With Mild Winters
Same ranking, other places
- The 50 Best Quiet, Affordable Small Towns to Retire in America
- The 25 Best Quiet, Affordable Small Towns to Retire in Pennsylvania
- The 24 Best Quiet, Affordable Small Towns to Retire in Michigan
- The 25 Best Quiet, Affordable Small Towns to Retire in Texas
- The 25 Best Quiet, Affordable Small Towns to Retire in California
- The 25 Best Quiet, Affordable Small Towns to Retire in New Jersey
- The 25 Best Quiet, Affordable Small Towns to Retire in Florida
- The 15 Best Quiet, Affordable Small Towns to Retire in Ohio
- The 16 Best Quiet, Affordable Small Towns to Retire in Illinois
- The 13 Best Quiet, Affordable Small Towns to Retire in North Carolina
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)