The Town Files

The 13 Best Quiet, Affordable Small Towns to Retire in North Carolina

Ranked on The Town Files lifestyle rankings among 188 towns of 500–10,000 people in North Carolina, scoring every town on all of these at once. #1 is Red Oak, NC.

Map of the 13 towns12345678910111213
Numbers match the ranking.
The 13 Best Quiet, Affordable Small Towns to Retire in North Carolina1. Red Oakscore 902. Trent Woodsscore 853. Windsorscore 854. Wentworthscore 855. Lake Royalescore 816. Forest Oaksscore 807. Lowesvillescore 768. Troyscore 749. Williamstonscore 7410. Midwayscore 7311. Carthagescore 7312. River Bendscore 7213. Jamestownscore 70
  1. 13Jamestown, North Carolina

    Retirement: 76th percentile · Quiet: 59th percentile · Home value ÷ income: 75th percentile

    Jamestown is a town of 3,668 people in Guilford County, North Carolina. Homes have a median value of $326,800 against household income of $104,844; January lows average 32°F.

    3,668 people · Guilford County · median home $326,800 · income $104,844 · Jan low 32°F · 2 in snow

    Full Jamestown, North Carolina profile: weather, storms, schools, jobs →

    Jamestown: The 13 Best Quiet, Affordable Small Towns to Retire in North Carolina scoresRetirement76th pctQuiet59th pctAffordability75th pct
    Percentile vs North Carolina towns on each part of this ranking.
  2. 12River Bend, North Carolina

    Retirement: 83rd percentile · Quiet: 80th percentile · Home value ÷ income: 52nd percentile

    River Bend is a town of 2,902 people in Craven County, North Carolina. Homes have a median value of $266,100 against household income of $71,824; January lows average 35°F.

    2,902 people · Craven County · median home $266,100 · income $71,824 · Jan low 35°F · 2 in snow

    Full River Bend, North Carolina profile: weather, storms, schools, jobs →

    River Bend: The 13 Best Quiet, Affordable Small Towns to Retire in North Carolina scoresRetirement83th pctQuiet80th pctAffordability52th pct
    Percentile vs North Carolina towns on each part of this ranking.
  3. 11Carthage, North Carolina

    Retirement: 55th percentile · Quiet: 74th percentile · Home value ÷ income: 91st percentile

    Carthage is a town of 2,775 people in Moore County, North Carolina. Homes have a median value of $208,200 against household income of $82,695; January lows average 31°F.

    2,775 people · Moore County · median home $208,200 · income $82,695 · Jan low 31°F · 1 in snow

    Full Carthage, North Carolina profile: weather, storms, schools, jobs →

    Carthage: The 13 Best Quiet, Affordable Small Towns to Retire in North Carolina scoresRetirement55th pctQuiet74th pctAffordability91th pct
    Percentile vs North Carolina towns on each part of this ranking.
  4. 10Midway, North Carolina

    Retirement: 61st percentile · Quiet: 90th percentile · Home value ÷ income: 69th percentile

    Midway, North Carolina
    Photo: No machine-readable author provided. Gooday.1~commonswiki assumed (based on copyright claims). (public domain, Wikimedia Commons)

    Midway is a town of 4,742 people in Davidson County, North Carolina. Homes have a median value of $274,100 against household income of $83,446; January lows average 28°F.

    4,742 people · Davidson County · median home $274,100 · income $83,446 · Jan low 28°F · 3 in snow

    Full Midway, North Carolina profile: weather, storms, schools, jobs →

    Midway: The 13 Best Quiet, Affordable Small Towns to Retire in North Carolina scoresRetirement61th pctQuiet90th pctAffordability69th pct
    Percentile vs North Carolina towns on each part of this ranking.
  5. 9Williamston, North Carolina

    Retirement: 61st percentile · Quiet: 76th percentile · Home value ÷ income: 85th percentile

    Williamston is a town of 5,248 people in Martin County, North Carolina. Homes have a median value of $107,100 against household income of $38,738; January lows average 33°F.

    5,248 people · Martin County · median home $107,100 · income $38,738 · Jan low 33°F · 1 in snow

    Full Williamston, North Carolina profile: weather, storms, schools, jobs →

    Williamston: The 13 Best Quiet, Affordable Small Towns to Retire in North Carolina scoresRetirement61th pctQuiet76th pctAffordability85th pct
    Percentile vs North Carolina towns on each part of this ranking.
  6. 8Troy, North Carolina

    Retirement: 74th percentile · Quiet: 74th percentile · Home value ÷ income: 75th percentile

    Troy is a town of 2,850 people in Montgomery County, North Carolina. Homes have a median value of $160,100 against household income of $51,731; January lows average 33°F.

    2,850 people · Montgomery County · median home $160,100 · income $51,731 · Jan low 33°F · 2 in snow

    Full Troy, North Carolina profile: weather, storms, schools, jobs →

    Troy: The 13 Best Quiet, Affordable Small Towns to Retire in North Carolina scoresRetirement74th pctQuiet74th pctAffordability75th pct
    Percentile vs North Carolina towns on each part of this ranking.
  7. 7Lowesville, North Carolina

    Retirement: 83rd percentile · Quiet: 89th percentile · Home value ÷ income: 57th percentile

    Lowesville is a community of 3,281 people in Lincoln County, North Carolina. Homes have a median value of $406,500 against household income of $113,510; January lows average 31°F.

    3,281 people · Lincoln County · median home $406,500 · income $113,510 · Jan low 31°F · 3 in snow

    Full Lowesville, North Carolina profile: weather, storms, schools, jobs →

    Lowesville: The 13 Best Quiet, Affordable Small Towns to Retire in North Carolina scoresRetirement83th pctQuiet89th pctAffordability57th pct
    Percentile vs North Carolina towns on each part of this ranking.
  8. 6Forest Oaks, North Carolina

    Retirement: 91st percentile · Quiet: 78th percentile · Home value ÷ income: 72nd percentile

    Forest Oaks is a community of 4,209 people in Guilford County, North Carolina. Homes have a median value of $349,300 against household income of $107,604; January lows average 30°F.

    4,209 people · Guilford County · median home $349,300 · income $107,604 · Jan low 30°F · 4 in snow

    Full Forest Oaks, North Carolina profile: weather, storms, schools, jobs →

    Forest Oaks: The 13 Best Quiet, Affordable Small Towns to Retire in North Carolina scoresRetirement91th pctQuiet78th pctAffordability72th pct
    Percentile vs North Carolina towns on each part of this ranking.
  9. 5Lake Royale, North Carolina

    Retirement: 80th percentile · Quiet: 74th percentile · Home value ÷ income: 88th percentile

    Lake Royale is a community of 3,392 people in Franklin County, North Carolina. Homes have a median value of $280,400 against household income of $107,806; January lows average 28°F.

    3,392 people · Franklin County · median home $280,400 · income $107,806 · Jan low 28°F · 2 in snow

    Full Lake Royale, North Carolina profile: weather, storms, schools, jobs →

    Lake Royale: The 13 Best Quiet, Affordable Small Towns to Retire in North Carolina scoresRetirement80th pctQuiet74th pctAffordability88th pct
    Percentile vs North Carolina towns on each part of this ranking.
  10. 4Wentworth, North Carolina

    Retirement: 69th percentile · Quiet: 96th percentile · Home value ÷ income: 91st percentile

    Wentworth is a town of 2,662 people in Rockingham County, North Carolina. Homes have a median value of $170,300 against household income of $68,500; January lows average 29°F.

    2,662 people · Rockingham County · median home $170,300 · income $68,500 · Jan low 29°F · 7 in snow

    Full Wentworth, North Carolina profile: weather, storms, schools, jobs →

    Wentworth: The 13 Best Quiet, Affordable Small Towns to Retire in North Carolina scoresRetirement69th pctQuiet96th pctAffordability91th pct
    Percentile vs North Carolina towns on each part of this ranking.
  11. 3Windsor, North Carolina

    Retirement: 69th percentile · Quiet: 96th percentile · Home value ÷ income: 91st percentile

    Windsor is a town of 3,582 people in Bertie County, North Carolina. Homes have a median value of $102,700 against household income of $40,714; January lows average 33°F.

    3,582 people · Bertie County · median home $102,700 · income $40,714 · Jan low 33°F · 1 in snow

    Full Windsor, North Carolina profile: weather, storms, schools, jobs →

    Windsor: The 13 Best Quiet, Affordable Small Towns to Retire in North Carolina scoresRetirement69th pctQuiet96th pctAffordability91th pct
    Percentile vs North Carolina towns on each part of this ranking.
  12. 2Trent Woods, North Carolina

    Retirement: 98th percentile · Quiet: 86th percentile · Home value ÷ income: 72nd percentile

    Trent Woods is a town of 4,074 people in Craven County, North Carolina. Homes have a median value of $343,100 against household income of $107,802; January lows average 35°F.

    4,074 people · Craven County · median home $343,100 · income $107,802 · Jan low 35°F · 2 in snow

    Full Trent Woods, North Carolina profile: weather, storms, schools, jobs →

    Trent Woods: The 13 Best Quiet, Affordable Small Towns to Retire in North Carolina scoresRetirement98th pctQuiet86th pctAffordability72th pct
    Percentile vs North Carolina towns on each part of this ranking.
  13. 1Red Oak, North Carolina

    Retirement: 93rd percentile · Quiet: 97th percentile · Home value ÷ income: 80th percentile

    Red Oak, North Carolina
    Photo: Nyttend (public domain, Wikimedia Commons)

    Red Oak is a town of 3,342 people in Nash County, North Carolina. Homes have a median value of $271,800 against household income of $90,214; January lows average 31°F.

    3,342 people · Nash County · median home $271,800 · income $90,214 · Jan low 31°F · 1 in snow

    Full Red Oak, North Carolina profile: weather, storms, schools, jobs →

    Red Oak: The 13 Best Quiet, Affordable Small Towns to Retire in North Carolina scoresRetirement93th pctQuiet97th pctAffordability80th pct
    Percentile vs North Carolina towns on each part of this ranking.

Price vs ranking

Median home value vs ranking, North Carolina towns0255075100$84K$222K$360K$499K$637KMedian home valuePercentile
Orange squares are the 13 towns on this list; green dots are other towns on The Town Files in North Carolina.

More North Carolina rankings

Same ranking, other places

Methodology. We ranked 188 towns of 500–10,000 people in North Carolina (2020 Census population). Lifestyle measures are The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025), shown as percentiles. The combined score is the average of the percentiles shown for each town; a town must be above the middle on every one. Only towns better than 60% of their peers on this measure qualify, so lists can be shorter than 25. Sources: