The Town Files

Oneonta, New York

Town in Otsego County · population 5,065 (2020 Census)

Map: where Oneonta is in New YorkOneonta
Median home
$187,100
Household income
$79,074
Jan low / Jul high
11° / 78°
Snow a year
83 in
Tornadoes ≤10 mi since 1950
3
Median age
52.2

Oneonta is a town of 5,065 people in Otsego County, New York. The median home is worth $187,100, below the typical New York town ($217,700). It ranks quieter than 85% of New York towns, better for cycling than 84% of New York towns, better for retirees than 83% of New York towns.

Oneonta in our rankings:

How Oneonta ranks

Percentile among New York towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of New York towns.

Oneonta lifestyle rankings vs other New York townsRetirement83rd pctFamilies19th pctQuiet85th pctWalkability49th pctFirst-time buyersbottomYoung professionals74th pctVibrancy64th pctHip & trendy69th pctCollege town1st pctUpscale57th pctVacation homesbottomSeaside characterbottomCycling84th pctTransit64th pctDriving25th pcttypical
The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025).

Homes and cost of living

The median home in Oneonta is worth $187,100, below the typical New York town ($217,700). Homes cost about 2.4 times the median household income of $79,074, which is more affordable than 67% of New York towns. Median rent is $953 a month. 75.2% of households own their home.

Oneonta vs Otsego County vs typical New York townOneontaOtsego CountyTypical New York townHome value$187,100$179,100$217,700Household income$79,074$68,885$80,740Monthly rent$953$987$1,080
Census ACS 5-year estimates, 2020–2024. "Typical town" = median of New York towns with 500+ people.
HousingOneontaTypical New York town
Median home value$187,100$217,700
Median rent$953$1,080
Median household income$79,074$80,740
Home value ÷ income2.4×2.8×
Homeownership75.2%79.5%
Median year built19591965
Seasonal / vacation homes2.5%—

Who lives in Oneonta

PeopleOneontaTypical New York town
Median age52.243.5
Age 65 and over25.0%20.4%
Under 1811.4%—
Bachelor's degree or higher41.9%30.4%
Below the poverty line14.1%9.3%
Veterans5.3%—
Born outside the U.S.8.6%—
Work from home15.9%11.1%
Average commute21.7 min26.0 min
Homes with broadband92.0%91.1%

Weather in Oneonta

July highs average 78.4°F and January lows 11.4°F. About 44.8 inches of rain and melted snow fall a year, with 83.0 inches of snow (typical New York town: 62.9 in). Expect about 2 days a year at 90°F or hotter and 167 nights at or below freezing.

Oneonta monthly temperatures and precipitation10°20°30°40°50°60°70°80°32° freezing30°11°Jan32°12°Feb41°19°Mar55°30°Apr67°41°May74°51°Jun78°55°Jul77°54°Aug70°47°Sep58°37°Oct46°28°Nov35°19°DecPrecipitation (in) · snow (in) in blue3.320.72.819.53.514.53.93.33.70.34.74.54.03.83.90.83.36.33.617.6
NOAA 1991–2020 climate normals: average daily high and low by month; precipitation and snowfall in inches. Temperatures from the Emmons station (5.5 mi away).

Tornadoes, storms and disasters

3 tornadoes have passed within 10 miles of Oneonta since 1950, compared with 5 for the typical New York town. 1 rated (E)F2 or stronger. The strongest, an F3, struck on May 31, 1998 about 7.2 miles from the town center. The most recent was on June 30, 2026.

Tornadoes within 10 miles of Oneonta by decade01950s01960s01970s01980s21990s02000s02010s12020s
NOAA Storm Events Database, tornado tracks (start to end point) passing within 10 miles of the town center, 1950–2026.

Hail of 1 inch or larger has been reported within 10 miles 28 times; the largest was 1.75 inches on June 15, 2009.

Severe weather in Otsego County since 1996

Storm events in Otsego County since 1996 by typeHail131Flood11Tornado6High Wind14Ice Storm11Heavy Snow70Flash Flood67Winter Storm26
NOAA Storm Events Database, Otsego County, 1996–2026 (all event types recorded since 1996). 2 deaths recorded.

Otsego County has been included in 27 federal disaster or emergency declarations since 1953, most often for fire, flood, other.

DeclaredIncidentDeclaration
August 22, 2021HurricaneEM-3565: Hurricane Henri
March 20, 2020BiologicalDR-4480: Covid-19 Pandemic
March 13, 2020BiologicalEM-3434: Covid-19
December 19, 2019Severe StormDR-4472: Severe Storms, Straight-Line Winds, And Flooding
July 12, 2017SnowstormDR-4322: Severe Winter Storm And Snowstorm

Jobs and pay in Otsego County

Otsego County had 22,197 jobs in 2024, paying an average of $60,346 a year. Unemployment was 3.8% in 2023; in Oneonta itself the ACS puts it at 7.6%.

Largest industries in Otsego CountyHealth care & social assistan…5,435 jobs · $85,269Retail2,789 jobs · $38,907Hotels & restaurants2,364 jobs · $28,660Manufacturing1,199 jobs · $59,731Finance & insurance1,083 jobs · $82,307Education913 jobs · $51,383
BLS Quarterly Census of Employment and Wages, 2024, private-sector jobs and average annual pay.
Unemployment rate in Otsego County, 2000–20230%2%4%6%8%2000200420082012201620202023Otsego 3.8%
Annual average unemployment rate (BLS Local Area Unemployment Statistics via USDA ERS).

Towns near Oneonta

Oneonta questions

Is Oneonta, New York a good place to retire?

On The Town Files lifestyle rankings, Oneonta scores better for retirees than 83% of New York towns and quieter than 85%. 25.0% of residents are 65 or older (median age 52.2).

How much does a house cost in Oneonta?

The median owner-occupied home in Oneonta is valued at $187,100 (Census ACS 2020–2024), against a median household income of $79,074, so homes cost about 2.4 times income. Median rent is $953 a month.

What is the weather like in Oneonta?

July highs average 78.4°F and January lows 11.4°F (NOAA 1991–2020 normals). It gets about 44.8 inches of precipitation a year and 83.0 inches of snow.

Does Oneonta get tornadoes?

3 tornadoes have passed within 10 miles of Oneonta since 1950 (NOAA Storm Events); the strongest was a F3 on May 31, 1998. The typical New York town has had 5.

How this page is made. Every number comes from public data, matched to Oneonta's Census boundary (GEOID 3607754892). Comparisons use the median of New York towns with at least 500 people. Weather comes from the nearest NOAA normals station; storm counts use NOAA tornado tracks within 10 miles of the town center. Data snapshot 2026-11-12.