The 25 Best Small Towns for First-Time Home Buyers in New York
Ranked on The Town Files lifestyle rankings among 707 towns of 2,500–10,000 people in New York. #1 is Wading River, NY.
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25West Nyack, New York
Better for first-time buyers than 98% of New York towns
3,649 people · Rockland County · median home $558,100 · income $137,206 · Jan low 23°F · 33 in snow
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24Amenia, New York
Better for first-time buyers than 98% of New York towns
3,769 people · Dutchess County · median home $309,500 · income $76,426 · Jan low 16°F · 61 in snow
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23Bardonia, New York
Better for first-time buyers than 98% of New York towns
4,249 people · Rockland County · median home $618,200 · income $99,794 · Jan low 23°F · 35 in snow
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22Gates, New York
Better for first-time buyers than 98% of New York towns
4,956 people · Monroe County · median home $168,600 · income $54,647 · Jan low 19°F · 102 in snow
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21Yaphank, New York
Better for first-time buyers than 98% of New York towns
5,974 people · Suffolk County · median home $459,700 · income $108,971 · Jan low 24°F · 32 in snow
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20East Rochester, New York
Better for first-time buyers than 98% of New York towns
6,334 people · Monroe County · median home $143,500 · income $73,344 · Jan low 19°F · 91 in snow
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19Lincoln Park, New York
Better for first-time buyers than 99% of New York towns
2,545 people · Ulster County · median home $272,600 · income $76,971 · Jan low 11°F · 82 in snow
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18New Haven, New York
Better for first-time buyers than 99% of New York towns
2,931 people · Oswego County · median home $150,800 · income $91,324 · Jan low 16°F · 140 in snow
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17North East, New York
Better for first-time buyers than 99% of New York towns
2,971 people · Dutchess County · median home $334,000 · income $84,757 · Jan low 14°F · 54 in snow
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16Islandia, New York
Better for first-time buyers than 99% of New York towns
3,567 people · Suffolk County · median home $477,400 · income $116,313 · Jan low 25°F · 32 in snow
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15Alfred, New York
Better for first-time buyers than 99% of New York towns
4,026 people · Allegany County · median home $170,800 · income $40,625 · Jan low 12°F · 82 in snow
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14Ellenville, New York
Better for first-time buyers than 99% of New York towns
4,167 people · Ulster County · median home $218,200 · income $42,969 · Jan low 19°F · 57 in snow
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13Wheatley Heights, New York
Better for first-time buyers than 99% of New York towns
5,140 people · Suffolk County · median home $538,200 · income $118,036 · Jan low 25°F · 25 in snow
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12Alfred, New York
Better for first-time buyers than 99% of New York towns
5,157 people · Allegany County · median home $146,600 · income $42,337 · Jan low 12°F · 82 in snow
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11East Moriches, New York
Better for first-time buyers than 99% of New York towns
5,946 people · Suffolk County · median home $664,100 · income $139,222 · Jan low 24°F · 32 in snow
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10Mount Ivy, New York
Better for first-time buyers than 99% of New York towns
7,657 people · Rockland County · median home $278,100 · income $83,778 · Jan low 17°F · 37 in snow
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9Amityville, New York
Better for first-time buyers than 99% of New York towns
9,500 people · Suffolk County · median home $569,800 · income $106,285 · Jan low 25°F · 24 in snow
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8Esopus, New York
Better for first-time buyers than 99% of New York towns
9,548 people · Ulster County · median home $272,200 · income $88,837 · Jan low 11°F · 61 in snow
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7Lake Katrine, New York
Better for first-time buyers than 100% of New York towns
2,522 people · Ulster County · median home $298,000 · income $72,031 · Jan low 11°F · 73 in snow
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6Harriman, New York
Better for first-time buyers than 100% of New York towns
2,714 people · Orange County · median home $270,000 · income $83,488 · Jan low 21°F · 39 in snow
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5Highland Falls, New York
Better for first-time buyers than 100% of New York towns
3,684 people · Orange County · median home $353,900 · income $110,714 · Jan low 21°F · 36 in snow
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4West Bay Shore, New York
Better for first-time buyers than 100% of New York towns
4,625 people · Suffolk County · median home $584,400 · income $137,083 · Jan low 25°F · 28 in snow
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3Thiells, New York
Better for first-time buyers than 100% of New York towns
5,240 people · Rockland County · median home $579,700 · income $133,623 · Jan low 17°F · 36 in snow
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2East Shoreham, New York
Better for first-time buyers than 100% of New York towns
6,841 people · Suffolk County · median home $604,100 · income $153,235 · Jan low 21°F · 33 in snow
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1Wading River, New York
Better for first-time buyers than 100% of New York towns
7,731 people · Suffolk County · median home $518,500 · income $136,549 · Jan low 22°F · 33 in snow
Price vs ranking
More New York rankings
- The 25 Best Small Towns to Retire in New York
- The 25 Quietest Small Towns in New York
- The 25 Most Affordable Small Towns in New York
- The 25 Best Small Towns for Families in New York
- The 25 Best Quiet, Affordable Small Towns to Retire in New York
- 25 Small Towns in New York With the Cheapest Homes
- 25 Small Towns in New York With the Mildest Winters
- The 25 Most Walkable Small Towns in New York
- 25 Small Towns in New York With the Fewest Tornadoes Since 1950
- The 24 Best Affordable Small Towns to Retire in New York With Mild Winters
Same ranking, other places
- The 50 Best Small Towns for First-Time Home Buyers in America
- The 25 Best Small Towns for First-Time Home Buyers in Pennsylvania
- The 25 Best Small Towns for First-Time Home Buyers in Michigan
- The 25 Best Small Towns for First-Time Home Buyers in Texas
- The 25 Best Small Towns for First-Time Home Buyers in California
- The 25 Best Small Towns for First-Time Home Buyers in New Jersey
- The 25 Best Small Towns for First-Time Home Buyers in Florida
- The 25 Best Small Towns for First-Time Home Buyers in Wisconsin
- The 25 Best Small Towns for First-Time Home Buyers in Ohio
- The 25 Best Small Towns for First-Time Home Buyers in Illinois
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)