The 25 Best Quiet, Affordable Small Towns to Retire in Minnesota
Ranked on The Town Files lifestyle rankings among 939 towns of 500–10,000 people in Minnesota, scoring every town on all of these at once. #1 is Silver Bay, MN.
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25Sherburn, Minnesota
Retirement: 83rd percentile · Quiet: 71st percentile · Home value ÷ income: 97th percentile
Sherburn is a city of 1,058 people in Martin County, Minnesota. Homes have a median value of $106,900 against household income of $59,777; January lows average 6°F.
1,058 people · Martin County · median home $106,900 · income $59,777 · Jan low 6°F · 48 in snow
Full Sherburn, Minnesota profile: weather, storms, schools, jobs →
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24Gibbon, Minnesota
Retirement: 79th percentile · Quiet: 77th percentile · Home value ÷ income: 95th percentile
Gibbon is a city of 784 people in Sibley County, Minnesota. Homes have a median value of $102,700 against household income of $55,278; January lows average 7°F.
784 people · Sibley County · median home $102,700 · income $55,278 · Jan low 7°F · 44 in snow
Full Gibbon, Minnesota profile: weather, storms, schools, jobs →
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23Blackduck, Minnesota
Retirement: 91st percentile · Quiet: 82nd percentile · Home value ÷ income: 79th percentile
Blackduck is a city of 845 people in Beltrami County, Minnesota. Homes have a median value of $96,900 against household income of $36,447; January lows average -5°F.
845 people · Beltrami County · median home $96,900 · income $36,447 · Jan low -5°F · 49 in snow
Full Blackduck, Minnesota profile: weather, storms, schools, jobs →
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22Fertile, Minnesota
Retirement: 78th percentile · Quiet: 81st percentile · Home value ÷ income: 95th percentile
Fertile is a city of 804 people in Polk County, Minnesota. Homes have a median value of $129,500 against household income of $67,125; January lows average -4°F.
804 people · Polk County · median home $129,500 · income $67,125 · Jan low -4°F · 50 in snow
Full Fertile, Minnesota profile: weather, storms, schools, jobs →
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21Wabana, Minnesota
Retirement: 98th percentile · Quiet: 94th percentile · Home value ÷ income: 62nd percentile
Wabana is a township of 503 people in Itasca County, Minnesota. Homes have a median value of $302,900 against household income of $95,417; January lows average -3°F.
503 people · Itasca County · median home $302,900 · income $95,417 · Jan low -3°F · 61 in snow
Full Wabana, Minnesota profile: weather, storms, schools, jobs →
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20Tyler, Minnesota
Retirement: 93rd percentile · Quiet: 72nd percentile · Home value ÷ income: 89th percentile
Tyler is a city of 1,138 people in Lincoln County, Minnesota. Homes have a median value of $151,100 against household income of $65,500; January lows average 5°F.
1,138 people · Lincoln County · median home $151,100 · income $65,500 · Jan low 5°F · 42 in snow
Full Tyler, Minnesota profile: weather, storms, schools, jobs →
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19Heron Lake, Minnesota
Retirement: 73rd percentile · Quiet: 84th percentile · Home value ÷ income: 99th percentile
Heron Lake is a city of 602 people in Jackson County, Minnesota. Homes have a median value of $88,600 against household income of $68,000; January lows average 5°F.
602 people · Jackson County · median home $88,600 · income $68,000 · Jan low 5°F · 46 in snow
Full Heron Lake, Minnesota profile: weather, storms, schools, jobs →
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18Liberty, Minnesota
Retirement: 92nd percentile · Quiet: 85th percentile · Home value ÷ income: 79th percentile
Liberty is a township of 746 people in Beltrami County, Minnesota. Homes have a median value of $261,400 against household income of $98,333; January lows average -3°F.
746 people · Beltrami County · median home $261,400 · income $98,333 · Jan low -3°F
Full Liberty, Minnesota profile: weather, storms, schools, jobs →
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17Kenyon, Minnesota
Retirement: 86th percentile · Quiet: 90th percentile · Home value ÷ income: 82nd percentile
Kenyon is a city of 1,894 people in Goodhue County, Minnesota. Homes have a median value of $216,800 against household income of $82,500; January lows average 5°F.
1,894 people · Goodhue County · median home $216,800 · income $82,500 · Jan low 5°F · 44 in snow
Full Kenyon, Minnesota profile: weather, storms, schools, jobs →
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16Baudette, Minnesota
Retirement: 99th percentile · Quiet: 74th percentile · Home value ÷ income: 86th percentile
Baudette is a city of 966 people in Lake of the Woods County, Minnesota. Homes have a median value of $173,600 against household income of $71,061; January lows average -5°F.
966 people · Lake of the Woods County · median home $173,600 · income $71,061 · Jan low -5°F
Full Baudette, Minnesota profile: weather, storms, schools, jobs →
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15Lake Benton, Minnesota
Retirement: 93rd percentile · Quiet: 72nd percentile · Home value ÷ income: 95th percentile
Lake Benton is a city of 687 people in Lincoln County, Minnesota. Homes have a median value of $99,800 against household income of $52,250; January lows average 5°F.
687 people · Lincoln County · median home $99,800 · income $52,250 · Jan low 5°F · 42 in snow
Full Lake Benton, Minnesota profile: weather, storms, schools, jobs →
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14Argyle, Minnesota
Retirement: 78th percentile · Quiet: 85th percentile · Home value ÷ income: 97th percentile
Argyle is a city of 544 people in Marshall County, Minnesota. Homes have a median value of $191,800 against household income of $105,625; January lows average -5°F.
544 people · Marshall County · median home $191,800 · income $105,625 · Jan low -5°F · 44 in snow
Full Argyle, Minnesota profile: weather, storms, schools, jobs →
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13McIntosh, Minnesota
Retirement: 94th percentile · Quiet: 69th percentile · Home value ÷ income: 97th percentile
McIntosh is a city of 606 people in Polk County, Minnesota. Homes have a median value of $103,600 against household income of $56,944; January lows average -5°F.
606 people · Polk County · median home $103,600 · income $56,944 · Jan low -5°F
Full McIntosh, Minnesota profile: weather, storms, schools, jobs →
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12Stephen, Minnesota
Retirement: 78th percentile · Quiet: 85th percentile · Home value ÷ income: 100th percentile
Stephen is a city of 592 people in Marshall County, Minnesota. Homes have a median value of $87,500 against household income of $71,250; January lows average -5°F.
592 people · Marshall County · median home $87,500 · income $71,250 · Jan low -5°F · 44 in snow
Full Stephen, Minnesota profile: weather, storms, schools, jobs →
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11Brandon, Minnesota
Retirement: 89th percentile · Quiet: 93rd percentile · Home value ÷ income: 86th percentile
Brandon is a city of 501 people in Douglas County, Minnesota. Homes have a median value of $175,800 against household income of $73,375; January lows average 2°F.
501 people · Douglas County · median home $175,800 · income $73,375 · Jan low 2°F · 46 in snow
Full Brandon, Minnesota profile: weather, storms, schools, jobs →
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10Littlefork, Minnesota
Retirement: 86th percentile · Quiet: 97th percentile · Home value ÷ income: 86th percentile
Littlefork is a city of 553 people in Koochiching County, Minnesota. Homes have a median value of $150,800 against household income of $64,130; January lows average -8°F.
553 people · Koochiching County · median home $150,800 · income $64,130 · Jan low -8°F · 55 in snow
Full Littlefork, Minnesota profile: weather, storms, schools, jobs →
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9Winnebago, Minnesota
Retirement: 80th percentile · Quiet: 94th percentile · Home value ÷ income: 95th percentile
Winnebago is a city of 1,391 people in Faribault County, Minnesota. Homes have a median value of $110,900 against household income of $59,643; January lows average 6°F.
1,391 people · Faribault County · median home $110,900 · income $59,643 · Jan low 6°F · 47 in snow
Full Winnebago, Minnesota profile: weather, storms, schools, jobs →
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8Hallock, Minnesota
Retirement: 96th percentile · Quiet: 80th percentile · Home value ÷ income: 94th percentile
Hallock is a city of 906 people in Kittson County, Minnesota. Homes have a median value of $140,000 against household income of $68,854; January lows average -4°F.
906 people · Kittson County · median home $140,000 · income $68,854 · Jan low -4°F
Full Hallock, Minnesota profile: weather, storms, schools, jobs →
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7Appleton, Minnesota
Retirement: 94th percentile · Quiet: 82nd percentile · Home value ÷ income: 97th percentile
Appleton is a city of 1,392 people in Swift County, Minnesota. Homes have a median value of $77,000 against household income of $43,958; January lows average 4°F.
1,392 people · Swift County · median home $77,000 · income $43,958 · Jan low 4°F · 51 in snow
Full Appleton, Minnesota profile: weather, storms, schools, jobs →
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6Evansville, Minnesota
Retirement: 89th percentile · Quiet: 93rd percentile · Home value ÷ income: 92nd percentile
Evansville is a city of 603 people in Douglas County, Minnesota. Homes have a median value of $133,000 against household income of $64,028; January lows average 2°F.
603 people · Douglas County · median home $133,000 · income $64,028 · Jan low 2°F
Full Evansville, Minnesota profile: weather, storms, schools, jobs →
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5Babbitt, Minnesota
Retirement: 83rd percentile · Quiet: 97th percentile · Home value ÷ income: 97th percentile
Babbitt is a city of 1,397 people in St. Louis County, Minnesota. Homes have a median value of $102,300 against household income of $55,875; January lows average -7°F.
1,397 people · St. Louis County · median home $102,300 · income $55,875 · Jan low -7°F · 84 in snow
Full Babbitt, Minnesota profile: weather, storms, schools, jobs →
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4Madison, Minnesota
Retirement: 93rd percentile · Quiet: 85th percentile · Home value ÷ income: 99th percentile
Madison is a city of 1,518 people in Lac qui Parle County, Minnesota. Homes have a median value of $97,000 against household income of $61,172; January lows average 3°F.
1,518 people · Lac qui Parle County · median home $97,000 · income $61,172 · Jan low 3°F · 47 in snow
Full Madison, Minnesota profile: weather, storms, schools, jobs →
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3Karlstad, Minnesota
Retirement: 99th percentile · Quiet: 85th percentile · Home value ÷ income: 94th percentile
Karlstad is a city of 710 people in Kittson County, Minnesota. Homes have a median value of $126,300 against household income of $64,000; January lows average -5°F.
710 people · Kittson County · median home $126,300 · income $64,000 · Jan low -5°F · 44 in snow
Full Karlstad, Minnesota profile: weather, storms, schools, jobs →
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2Elmore, Minnesota
Retirement: 90th percentile · Quiet: 89th percentile · Home value ÷ income: 100th percentile
Elmore is a city of 549 people in Faribault County, Minnesota. Homes have a median value of $46,700 against household income of $41,250; January lows average 5°F.
549 people · Faribault County · median home $46,700 · income $41,250 · Jan low 5°F · 44 in snow
Full Elmore, Minnesota profile: weather, storms, schools, jobs →
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1Silver Bay, Minnesota
Retirement: 97th percentile · Quiet: 96th percentile · Home value ÷ income: 89th percentile
Silver Bay is a city of 1,857 people in Lake County, Minnesota. Homes have a median value of $158,900 against household income of $69,489; January lows average 1°F.
1,857 people · Lake County · median home $158,900 · income $69,489 · Jan low 1°F · 94 in snow
Full Silver Bay, Minnesota profile: weather, storms, schools, jobs →
Percentile vs Minnesota towns on each part of this ranking.
Price vs ranking
More Minnesota rankings
- The 25 Best Small Towns to Retire in Minnesota
- The 25 Quietest Small Towns in Minnesota
- The 25 Most Affordable Small Towns in Minnesota
- The 25 Best Small Towns for Families in Minnesota
- 25 Small Towns in Minnesota With the Cheapest Homes
- 25 Small Towns in Minnesota With the Mildest Winters
- The 25 Most Walkable Small Towns in Minnesota
- 25 Small Towns in Minnesota With the Fewest Tornadoes Since 1950
- The 25 Best Small Towns for First-Time Home Buyers in Minnesota
- The 25 Best Affordable Small Towns to Retire in Minnesota With Mild Winters
Same ranking, other places
- The 50 Best Quiet, Affordable Small Towns to Retire in America
- The 25 Best Quiet, Affordable Small Towns to Retire in Pennsylvania
- The 25 Best Quiet, Affordable Small Towns to Retire in New York
- The 25 Best Quiet, Affordable Small Towns to Retire in Michigan
- The 25 Best Quiet, Affordable Small Towns to Retire in Wisconsin
- The 25 Best Quiet, Affordable Small Towns to Retire in Texas
- The 25 Best Quiet, Affordable Small Towns to Retire in California
- The 25 Best Quiet, Affordable Small Towns to Retire in Illinois
- The 25 Best Quiet, Affordable Small Towns to Retire in Ohio
- The 25 Best Quiet, Affordable Small Towns to Retire in New Jersey
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)