The 25 Best Small Towns to Retire in Minnesota
Ranked on The Town Files lifestyle rankings among 165 towns of 2,500–10,000 people in Minnesota. #1 is North Oaks, MN.
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25Luverne, Minnesota
Better for retirees than 81% of Minnesota towns
4,946 people · Rock County · median home $208,000 · income $64,366 · Jan low 6°F · 39 in snow
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24Lake City, Minnesota
Better for retirees than 82% of Minnesota towns
5,252 people · Wabasha County · median home $238,700 · income $72,244 · Jan low 4°F · 34 in snow
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23La Crescent, Minnesota
Better for retirees than 82% of Minnesota towns
5,276 people · Houston County · median home $272,400 · income $85,368 · Jan low 12°F · 38 in snow
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22Marion, Minnesota
Better for retirees than 84% of Minnesota towns
4,027 people · Olmsted County · median home $416,100 · income $116,797 · Jan low 7°F · 52 in snow
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21Zumbrota, Minnesota
Better for retirees than 85% of Minnesota towns
3,726 people · Goodhue County · median home $249,300 · income $78,156 · Jan low 4°F · 44 in snow
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20Cascade, Minnesota
Better for retirees than 87% of Minnesota towns
2,837 people · Olmsted County · median home $506,800 · income $150,000 · Jan low 4°F · 44 in snow
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19Caledonia, Minnesota
Better for retirees than 87% of Minnesota towns
2,847 people · Houston County · median home $157,900 · income $76,477 · Jan low 8°F · 45 in snow
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18Deephaven, Minnesota
Better for retirees than 87% of Minnesota towns
3,899 people · Hennepin County · median home $935,900 · income $197,679 · Jan low 6°F · 55 in snow
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17Cohasset, Minnesota
Better for retirees than 88% of Minnesota towns
2,689 people · Itasca County · median home $330,500 · income $92,692 · Jan low -3°F · 60 in snow
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16Corcoran, Minnesota
Better for retirees than 89% of Minnesota towns
6,185 people · Hennepin County · median home $569,400 · income $133,423 · Jan low 7°F · 45 in snow
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15Montevideo, Minnesota
Better for retirees than 90% of Minnesota towns
5,398 people · Chippewa County · median home $141,000 · income $68,596 · Jan low 2°F · 46 in snow
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14Shorewood, Minnesota
Better for retirees than 90% of Minnesota towns
7,783 people · Hennepin County · median home $703,200 · income $171,063 · Jan low 6°F · 55 in snow
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13Breezy Point, Minnesota
Better for retirees than 92% of Minnesota towns
2,574 people · Crow Wing County · median home $340,800 · income $85,938 · Jan low -1°F · 39 in snow
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12Ely, Minnesota
Better for retirees than 92% of Minnesota towns
3,268 people · St. Louis County · median home $157,300 · income $43,901 · Jan low -7°F · 65 in snow
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11Collegeville, Minnesota
Better for retirees than 93% of Minnesota towns
3,344 people · Stearns County · median home $468,600 · income $115,909 · Jan low 4°F · 57 in snow
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10Benson, Minnesota
Better for retirees than 93% of Minnesota towns
3,480 people · Swift County · median home $156,000 · income $52,821 · Jan low 1°F · 43 in snow
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9Grant, Minnesota
Better for retirees than 93% of Minnesota towns
3,966 people · Washington County · median home $683,400 · income $150,875 · Jan low 5°F · 47 in snow
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8Northern, Minnesota
Better for retirees than 94% of Minnesota towns
4,535 people · Beltrami County · median home $320,200 · income $99,848 · Jan low -4°F · 49 in snow
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7Independence, Minnesota
Better for retirees than 95% of Minnesota towns
3,755 people · Hennepin County · median home $663,400 · income $186,597 · Jan low 3°F · 45 in snow
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6Glenwood, Minnesota
Better for retirees than 97% of Minnesota towns
2,657 people · Pope County · median home $179,400 · income $42,188 · Jan low 2°F · 46 in snow
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5Afton, Minnesota
Better for retirees than 97% of Minnesota towns
2,955 people · Washington County · median home $679,300 · income $133,305 · Jan low 6°F · 47 in snow
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4Scandia, Minnesota
Better for retirees than 98% of Minnesota towns
3,984 people · Washington County · median home $475,800 · income $101,953 · Jan low 3°F · 52 in snow
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3May, Minnesota
Better for retirees than 99% of Minnesota towns
2,670 people · Washington County · median home $685,700 · income $137,321 · Jan low 5°F · 48 in snow
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2Wayzata, Minnesota
Better for retirees than 100% of Minnesota towns
4,434 people · Hennepin County · median home $1,153,400 · income $131,614 · Jan low 7°F · 54 in snow
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1North Oaks, Minnesota
Better for retirees than 100% of Minnesota towns
5,272 people · Ramsey County · median home $821,200 · income $231,742 · Jan low 8°F · 40 in snow
Price vs ranking
More Minnesota rankings
- The 14 Quietest Small Towns in Minnesota
- The 25 Most Affordable Small Towns in Minnesota
- The 25 Best Small Towns for Families in Minnesota
- 25 Small Towns in Minnesota With the Cheapest Homes
- 25 Small Towns in Minnesota With the Mildest Winters
- The 25 Most Walkable Small Towns in Minnesota
- 25 Small Towns in Minnesota With the Fewest Tornadoes Since 1950
- The 25 Best Small Towns for First-Time Home Buyers in Minnesota
- The 15 Best Affordable Small Towns to Retire in Minnesota With Mild Winters
- The 24 Best Affordable Small Towns for Remote Workers in Minnesota
Same ranking, other places
- The 50 Best Small Towns to Retire in America
- The 25 Best Small Towns to Retire in Pennsylvania
- The 25 Best Small Towns to Retire in New York
- The 25 Best Small Towns to Retire in Michigan
- The 25 Best Small Towns to Retire in Texas
- The 25 Best Small Towns to Retire in California
- The 25 Best Small Towns to Retire in New Jersey
- The 25 Best Small Towns to Retire in Florida
- The 25 Best Small Towns to Retire in Wisconsin
- The 25 Best Small Towns to Retire in Ohio
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)