The 25 Best Small Towns for First-Time Home Buyers in Minnesota
Ranked on The Town Files lifestyle rankings among 165 towns of 2,500–10,000 people in Minnesota. #1 is Benson, MN.
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25Rush City, Minnesota
Better for first-time buyers than 83% of Minnesota towns
3,228 people · Chisago County · median home $233,100 · income $58,760 · Jan low 1°F · 48 in snow
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24Bradford, Minnesota
Better for first-time buyers than 83% of Minnesota towns
3,427 people · Isanti County · median home $336,800 · income $92,574 · Jan low 4°F · 44 in snow
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23Litchfield, Minnesota
Better for first-time buyers than 83% of Minnesota towns
6,624 people · Meeker County · median home $187,600 · income $54,875 · Jan low 0°F · 43 in snow
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22Virginia, Minnesota
Better for first-time buyers than 83% of Minnesota towns
8,421 people · St. Louis County · median home $120,600 · income $51,720 · Jan low -1°F · 69 in snow
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21Osseo, Minnesota
Better for first-time buyers than 84% of Minnesota towns
2,688 people · Hennepin County · median home $306,500 · income $62,119 · Jan low 7°F · 54 in snow
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20Sauk Centre, Minnesota
Better for first-time buyers than 85% of Minnesota towns
4,555 people · Stearns County · median home $225,700 · income $62,628 · Jan low 0°F · 39 in snow
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19St. Joseph, Minnesota
Better for first-time buyers than 85% of Minnesota towns
7,029 people · Stearns County · median home $237,700 · income $74,946 · Jan low 4°F · 57 in snow
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18Detroit Lakes, Minnesota
Better for first-time buyers than 85% of Minnesota towns
9,869 people · Becker County · median home $265,800 · income $62,958 · Jan low -4°F · 48 in snow
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17Oak Park Heights, Minnesota
Better for first-time buyers than 87% of Minnesota towns
4,849 people · Washington County · median home $354,800 · income $82,476 · Jan low 9°F · 47 in snow
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16Lindstrom, Minnesota
Better for first-time buyers than 88% of Minnesota towns
4,888 people · Chisago County · median home $358,100 · income $98,226 · Jan low 3°F · 52 in snow
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15Luverne, Minnesota
Better for first-time buyers than 88% of Minnesota towns
4,946 people · Rock County · median home $208,000 · income $64,366 · Jan low 6°F · 39 in snow
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14Crookston, Minnesota
Better for first-time buyers than 90% of Minnesota towns
7,482 people · Polk County · median home $185,600 · income $57,315 · Jan low -4°F · 50 in snow
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13Arden Hills, Minnesota
Better for first-time buyers than 90% of Minnesota towns
9,939 people · Ramsey County · median home $441,900 · income $134,118 · Jan low 8°F · 40 in snow
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12Lake City, Minnesota
Better for first-time buyers than 91% of Minnesota towns
5,252 people · Wabasha County · median home $238,700 · income $72,244 · Jan low 4°F · 34 in snow
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11Circle Pines, Minnesota
Better for first-time buyers than 92% of Minnesota towns
5,025 people · Anoka County · median home $293,600 · income $101,800 · Jan low 8°F · 48 in snow
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10La Crescent, Minnesota
Better for first-time buyers than 92% of Minnesota towns
5,276 people · Houston County · median home $272,400 · income $85,368 · Jan low 12°F · 38 in snow
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9St. Anthony, Minnesota
Better for first-time buyers than 92% of Minnesota towns
9,257 people · Hennepin County · median home $387,500 · income $97,363 · Jan low 6°F · 40 in snow
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8Lake Crystal, Minnesota
Better for first-time buyers than 93% of Minnesota towns
2,539 people · Blue Earth County · median home $204,400 · income $83,317 · Jan low 6°F · 40 in snow
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7Rockford, Minnesota
Better for first-time buyers than 93% of Minnesota towns
4,500 people · Wright County · median home $329,200 · income $94,162 · Jan low 3°F · 45 in snow
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6Rockford, Minnesota
Better for first-time buyers than 95% of Minnesota towns
3,371 people · Wright County · median home $404,900 · income $93,378 · Jan low 3°F · 45 in snow
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5Two Harbors, Minnesota
Better for first-time buyers than 96% of Minnesota towns
3,633 people · Lake County · median home $206,800 · income $65,625 · Jan low 7°F · 61 in snow
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4Blue Earth, Minnesota
Better for first-time buyers than 97% of Minnesota towns
3,174 people · Faribault County · median home $143,600 · income $66,771 · Jan low 6°F · 47 in snow
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3Kasson, Minnesota
Better for first-time buyers than 99% of Minnesota towns
6,851 people · Dodge County · median home $285,200 · income $93,333 · Jan low 4°F · 44 in snow
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2Ely, Minnesota
Better for first-time buyers than 100% of Minnesota towns
3,268 people · St. Louis County · median home $157,300 · income $43,901 · Jan low -7°F · 65 in snow
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1Benson, Minnesota
Better for first-time buyers than 100% of Minnesota towns
3,480 people · Swift County · median home $156,000 · income $52,821 · Jan low 1°F · 43 in snow
Price vs ranking
More Minnesota rankings
- The 25 Best Small Towns to Retire in Minnesota
- The 14 Quietest Small Towns in Minnesota
- The 25 Most Affordable Small Towns in Minnesota
- The 25 Best Small Towns for Families in Minnesota
- 25 Small Towns in Minnesota With the Cheapest Homes
- 25 Small Towns in Minnesota With the Mildest Winters
- The 25 Most Walkable Small Towns in Minnesota
- 25 Small Towns in Minnesota With the Fewest Tornadoes Since 1950
- The 15 Best Affordable Small Towns to Retire in Minnesota With Mild Winters
- The 24 Best Affordable Small Towns for Remote Workers in Minnesota
Same ranking, other places
- The 50 Best Small Towns for First-Time Home Buyers in America
- The 25 Best Small Towns for First-Time Home Buyers in Pennsylvania
- The 25 Best Small Towns for First-Time Home Buyers in New York
- The 25 Best Small Towns for First-Time Home Buyers in Michigan
- The 25 Best Small Towns for First-Time Home Buyers in Texas
- The 25 Best Small Towns for First-Time Home Buyers in California
- The 25 Best Small Towns for First-Time Home Buyers in New Jersey
- The 25 Best Small Towns for First-Time Home Buyers in Florida
- The 25 Best Small Towns for First-Time Home Buyers in Wisconsin
- The 25 Best Small Towns for First-Time Home Buyers in Ohio
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)