The Town Files

Cloverport, Kentucky

City in Breckinridge County · population 1,119 (2020 Census)

Map: where Cloverport is in KentuckyCloverport
Median home
$84,800
Household income
$36,991
Jan low / Jul high
27° / 87°
Snow a year
11 in
Tornadoes ≤10 mi since 1950
18
Median age
44.8

Cloverport is a city of 1,119 people in Breckinridge County, Kentucky. The median home is worth $84,800, below the typical Kentucky town ($161,450). It ranks easier by car than 89% of Kentucky towns, better for families than 83% of Kentucky towns, more of a college town than 74% of Kentucky towns.

How Cloverport ranks

Percentile among Kentucky towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Kentucky towns.

Cloverport lifestyle rankings vs other Kentucky townsRetirement27th pctFamilies83rd pctQuiet69th pctWalkability27th pctFirst-time buyersbottomYoung professionals4th pctVibrancy3rd pctHip & trendy27th pctCollege town74th pctUpscale23rd pctVacation homesbottomSeaside characterbottomCyclingbottomTransitbottomDriving89th pcttypical
The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025).

Homes and cost of living

The median home in Cloverport is worth $84,800, below the typical Kentucky town ($161,450). Homes cost about 2.3 times the median household income of $36,991, which is more affordable than 83% of Kentucky towns. Median rent is $345 a month. 61.5% of households own their home.

Cloverport vs Breckinridge County vs typical Kentucky townCloverportBreckinridge CountyTypical Kentucky townHome value$84,800$156,700$161,450Household income$36,991$55,843$54,969Monthly rent$345$733$837
Census ACS 5-year estimates, 2020–2024. "Typical town" = median of Kentucky towns with 500+ people.
HousingCloverportTypical Kentucky town
Median home value$84,800$161,450
Median rent$345$837
Median household income$36,991$54,969
Home value ÷ income2.3×3.0×
Homeownership61.5%63.5%
Median year built19781974
Seasonal / vacation homes0.6%—

Who lives in Cloverport

PeopleCloverportTypical Kentucky town
Median age44.839.1
Age 65 and over21.5%18.1%
Under 1823.9%—
Bachelor's degree or higher5.4%19.8%
Below the poverty line32.1%18.0%
Veterans5.8%—
Born outside the U.S.0.0%—
Work from home1.7%7.5%
Average commute19.5 min22.2 min
Homes with broadband80.7%88.6%

Weather in Cloverport

July highs average 86.8°F and January lows 26.5°F. About 49.0 inches of rain and melted snow fall a year, with 10.7 inches of snow (typical Kentucky town: 9.4 in). Expect about 25 days a year at 90°F or hotter and 76 nights at or below freezing.

Cloverport monthly temperatures and precipitation20°30°40°50°60°70°80°90°32° freezing42°27°Jan48°29°Feb55°37°Mar68°46°Apr76°57°May83°65°Jun87°69°Jul86°68°Aug81°62°Sep70°50°Oct57°38°Nov46°31°DecPrecipitation (in) · snow (in) in blue3.33.53.52.84.81.05.05.54.94.12.83.23.73.74.43.4
NOAA 1991–2020 climate normals: average daily high and low by month; precipitation and snowfall in inches. Temperatures from the Cannelton station (6.2 mi away).

Tornadoes, storms and disasters

18 tornadoes have passed within 10 miles of Cloverport since 1950, compared with 19 for the typical Kentucky town. 5 rated (E)F2 or stronger. The strongest, an F5, struck on April 3, 1974 about 8.9 miles from the town center. Tornadoes within 10 miles have caused 1 deaths and 32 injuries since 1950. The most recent was on June 21, 2026.

Tornadoes within 10 miles of Cloverport by decade11950s01960s31970s01980s21990s82000s32010s12020s
NOAA Storm Events Database, tornado tracks (start to end point) passing within 10 miles of the town center, 1950–2026.

Hail of 1 inch or larger has been reported within 10 miles 25 times; the largest was 2.75 inches on May 23, 2000.

Severe weather in Breckinridge County since 1996

Storm events in Breckinridge County since 1996 by typeHail73Flood16Tornado21High Wind5Ice Storm4Lightning1Heavy Rain1Heavy Snow15
NOAA Storm Events Database, Breckinridge County, 1996–2026 (all event types recorded since 1996). 4 deaths recorded.

Breckinridge County has been included in 28 federal disaster or emergency declarations since 1953, most often for tornado, hurricane, snowstorm.

DeclaredIncidentDeclaration
January 24, 2026Winter StormEM-3633: Severe Winter Storm
April 24, 2025Severe StormDR-4864: Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, And Mudslides
April 3, 2025Severe StormEM-3626: Severe Storms, Straight-Line Winds, Tornadoes, And Flooding
February 24, 2025Severe StormDR-4860: Severe Storms, Straight-Line Winds, Flooding, Landslides, And Mudslides
February 16, 2025Severe StormEM-3624: Severe Storms, Straight-Line Winds, Flooding, And Landslides

Jobs and pay in Breckinridge County

Breckinridge County had 3,722 jobs in 2024, paying an average of $43,778 a year. Unemployment was 4.9% in 2023; in Cloverport itself the ACS puts it at 13.4%.

Largest industries in Breckinridge CountyRetail536 jobs · $30,466Construction344 jobs · $54,223Hotels & restaurants264 jobs · $19,680Manufacturing241 jobs · $55,042Wholesale trade226 jobs · $58,157Finance & insurance163 jobs · $61,293
BLS Quarterly Census of Employment and Wages, 2024, private-sector jobs and average annual pay.
Unemployment rate in Breckinridge County, 2000–20230%4%8%12%2000200420082012201620202023Breckinridge 4.9%
Annual average unemployment rate (BLS Local Area Unemployment Statistics via USDA ERS).

Public schools in Cloverport

1 public school with 294 students, about 17.3 students per teacher.

SchoolGradesStudentsPer teacher
Cloverport Independent SchoolPK-1229417.3

Towns near Cloverport

Cloverport questions

Is Cloverport, Kentucky a good place to retire?

On The Town Files lifestyle rankings, Cloverport scores better for retirees than 27% of Kentucky towns and quieter than 69%. 21.5% of residents are 65 or older (median age 44.8).

How much does a house cost in Cloverport?

The median owner-occupied home in Cloverport is valued at $84,800 (Census ACS 2020–2024), against a median household income of $36,991, so homes cost about 2.3 times income. Median rent is $345 a month.

What is the weather like in Cloverport?

July highs average 86.8°F and January lows 26.5°F (NOAA 1991–2020 normals). It gets about 49.0 inches of precipitation a year and 10.7 inches of snow.

Does Cloverport get tornadoes?

18 tornadoes have passed within 10 miles of Cloverport since 1950 (NOAA Storm Events); the strongest was a F5 on April 3, 1974. The typical Kentucky town has had 19.

How this page is made. Every number comes from public data, matched to Cloverport's Census boundary (GEOID 2115904). Comparisons use the median of Kentucky towns with at least 500 people. Weather comes from the nearest NOAA normals station; storm counts use NOAA tornado tracks within 10 miles of the town center. Data snapshot 2026-11-13.