The Town FilesHardinsburg, Kentucky
City in Breckinridge County · population 2,385 (2020 Census)
- Median home
- $150,800
- Household income
- $55,795
- Jan low / Jul high
- 24° / 84°
- Snow a year
- 7 in
- Tornadoes ≤10 mi since 1950
- 14
- Median age
- 43.2
Hardinsburg is a city of 2,385 people in Breckinridge County, Kentucky. The median home is worth $150,800, below the typical Kentucky town ($161,450). It ranks better for cycling than 97% of Kentucky towns, easier by car than 90% of Kentucky towns, better for first-time buyers than 83% of Kentucky towns.
How Hardinsburg ranks
Percentile among Kentucky towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Kentucky towns.
Homes and cost of living
The median home in Hardinsburg is worth $150,800, below the typical Kentucky town ($161,450). Homes cost about 2.7 times the median household income of $55,795, which is more affordable than 68% of Kentucky towns. Median rent is $766 a month. 59.7% of households own their home.
| Housing | Hardinsburg | Typical Kentucky town |
|---|---|---|
| Median home value | $150,800 | $161,450 |
| Median rent | $766 | $837 |
| Median household income | $55,795 | $54,969 |
| Home value ÷ income | 2.7× | 3.0× |
| Homeownership | 59.7% | 63.5% |
| Median year built | 1980 | 1974 |
| Seasonal / vacation homes | 0.0% | — |
Who lives in Hardinsburg
| People | Hardinsburg | Typical Kentucky town |
|---|---|---|
| Median age | 43.2 | 39.1 |
| Age 65 and over | 29.4% | 18.1% |
| Under 18 | 19.4% | — |
| Bachelor's degree or higher | 17.6% | 19.8% |
| Below the poverty line | 18.2% | 18.0% |
| Veterans | 7.5% | — |
| Born outside the U.S. | 0.5% | — |
| Work from home | 0.9% | 7.5% |
| Average commute | 24.5 min | 22.2 min |
| Homes with broadband | 84.9% | 88.6% |
Weather in Hardinsburg
July highs average 84.4°F and January lows 23.9°F. About 52.8 inches of rain and melted snow fall a year, with 6.9 inches of snow (typical Kentucky town: 9.4 in). Expect about 9 days a year at 90°F or hotter and 94 nights at or below freezing.
Tornadoes, storms and disasters
14 tornadoes have passed within 10 miles of Hardinsburg since 1950, compared with 19 for the typical Kentucky town. 5 rated (E)F2 or stronger. The strongest, an F5, struck on April 3, 1974 about 0.9 miles from the town center. Tornadoes within 10 miles have caused 1 deaths and 20 injuries since 1950. The most recent was on June 21, 2026.
Hail of 1 inch or larger has been reported within 10 miles 29 times; the largest was 2.75 inches on May 23, 2000.
Severe weather in Breckinridge County since 1996
Breckinridge County has been included in 28 federal disaster or emergency declarations since 1953, most often for tornado, hurricane, snowstorm.
| Declared | Incident | Declaration |
|---|---|---|
| January 24, 2026 | Winter Storm | EM-3633: Severe Winter Storm |
| April 24, 2025 | Severe Storm | DR-4864: Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| April 3, 2025 | Severe Storm | EM-3626: Severe Storms, Straight-Line Winds, Tornadoes, And Flooding |
| February 24, 2025 | Severe Storm | DR-4860: Severe Storms, Straight-Line Winds, Flooding, Landslides, And Mudslides |
| February 16, 2025 | Severe Storm | EM-3624: Severe Storms, Straight-Line Winds, Flooding, And Landslides |
Jobs and pay in Breckinridge County
Breckinridge County had 3,722 jobs in 2024, paying an average of $43,778 a year. Unemployment was 4.9% in 2023; in Hardinsburg itself the ACS puts it at 5.5%.
Public schools in Hardinsburg
4 public schools with 1,902 students, about 16.7 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| Breckinridge County High School | 9-12 | 882 | 20.5 |
| Breckinridge County Middle School | 6-8 | 520 | 14.9 |
| Hardinsburg Elementary School | PK-5 | 500 | 13.9 |
| Breckinridge County Area Technology Ctr | 8-12 | — | — |
Towns near Hardinsburg
- Cloverport, KY10.7 mi · 1,119 people · home $84,800
- Irvington, KY11.6 mi · 1,231 people · home $116,700
- Cannelton, IN18.5 mi · 1,524 people · home $85,700
- Hawesville, KY18.6 mi · 1,023 people · home $153,100
- Tell City, IN21.0 mi · 7,506 people · home $139,000
- Brandenburg, KY21.5 mi · 2,894 people · home $214,700
- Leitchfield, KY21.7 mi · 6,404 people · home $159,100
- Clarkson, KY22.8 mi · 933 people · home $88,900
Hardinsburg questions
Is Hardinsburg, Kentucky a good place to retire?
On The Town Files lifestyle rankings, Hardinsburg scores better for retirees than 78% of Kentucky towns and quieter than 53%. 29.4% of residents are 65 or older (median age 43.2).
How much does a house cost in Hardinsburg?
The median owner-occupied home in Hardinsburg is valued at $150,800 (Census ACS 2020–2024), against a median household income of $55,795, so homes cost about 2.7 times income. Median rent is $766 a month.
What is the weather like in Hardinsburg?
July highs average 84.4°F and January lows 23.9°F (NOAA 1991–2020 normals). It gets about 52.8 inches of precipitation a year and 6.9 inches of snow.
Does Hardinsburg get tornadoes?
14 tornadoes have passed within 10 miles of Hardinsburg since 1950 (NOAA Storm Events); the strongest was a F5 on April 3, 1974. The typical Kentucky town has had 19.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)