The Town FilesPoint of Rocks, Maryland
Community in Frederick County · population 1,886 (2020 Census)
- Median home
- $480,500
- Household income
- $159,708
- Jan low / Jul high
- 27° / 89°
- Snow a year
- 30 in
- Tornadoes ≤10 mi since 1950
- 16
- Median age
- 43.8
Point of Rocks is a community of 1,886 people in Frederick County, Maryland. The median home is worth $480,500, above the typical Maryland town ($412,300). It ranks better for families than 97% of Maryland towns, better for first-time buyers than 94% of Maryland towns, more of a college town than 93% of Maryland towns.
How Point of Rocks ranks
Percentile among Maryland towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Maryland towns.
Homes and cost of living
The median home in Point of Rocks is worth $480,500, above the typical Maryland town ($412,300). Homes cost about 3.0 times the median household income of $159,708, which is more affordable than 89% of Maryland towns. 97.6% of households own their home.
| Housing | Point of Rocks | Typical Maryland town |
|---|---|---|
| Median home value | $480,500 | $412,300 |
| Median rent | — | $1,748 |
| Median household income | $159,708 | $108,677 |
| Home value ÷ income | 3.0× | 3.8× |
| Homeownership | 97.6% | 77.3% |
| Median year built | 1999 | 1980 |
| Seasonal / vacation homes | 0.0% | — |
Who lives in Point of Rocks
| People | Point of Rocks | Typical Maryland town |
|---|---|---|
| Median age | 43.8 | 40.2 |
| Age 65 and over | 13.0% | 16.4% |
| Under 18 | 20.7% | — |
| Bachelor's degree or higher | 44.8% | 39.4% |
| Below the poverty line | 1.5% | 7.1% |
| Veterans | 17.0% | — |
| Born outside the U.S. | 6.9% | — |
| Work from home | 28.9% | 17.4% |
| Average commute | 43.6 min | 31.4 min |
| Homes with broadband | 100.0% | 94.3% |
Weather in Point of Rocks
July highs average 88.6°F and January lows 26.5°F. About 43.5 inches of rain and melted snow fall a year, with 30.0 inches of snow (typical Maryland town: 15.9 in). Expect about 36 days a year at 90°F or hotter and 84 nights at or below freezing.
Tornadoes, storms and disasters
16 tornadoes have passed within 10 miles of Point of Rocks since 1950, compared with 18 for the typical Maryland town. 1 rated (E)F2 or stronger. The strongest, an F2, struck on September 18, 2004 about 8.9 miles from the town center. The most recent was on June 5, 2024.
Hail of 1 inch or larger has been reported within 10 miles 30 times; the largest was 2.50 inches on July 10, 1975.
Severe weather in Frederick County since 1996
Frederick County has been included in 23 federal disaster or emergency declarations since 1953, most often for flood, hurricane, snowstorm.
| Declared | Incident | Declaration |
|---|---|---|
| January 24, 2026 | Winter Storm | EM-3634: Severe Winter Storm |
| March 26, 2020 | Biological | DR-4491: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3430: Covid-19 |
| June 25, 2018 | Severe Storm | DR-4374: Severe Storms And Flooding |
| March 4, 2016 | Snowstorm | DR-4261: Severe Winter Storm And Snowstorm |
Jobs and pay in Frederick County
Frederick County had 108,438 jobs in 2024, paying an average of $69,852 a year. Unemployment was 2% in 2023; in Point of Rocks itself the ACS puts it at 4%.
Towns near Point of Rocks
- Adamstown, MD3.8 mi · 2,331 people · home $601,700
- Brunswick, MD5.8 mi · 7,762 people · home $374,500
- Lovettsville, VA6.0 mi · 2,694 people · home $543,700
- Jefferson, MD6.1 mi · 2,697 people · home $533,100
- Buckeystown, MD6.3 mi · 1,072 people · home $542,600
- Ballenger Creek, MD9.2 mi · 24,999 people · home $387,300
- Braddock Heights, MD9.3 mi · 3,075 people · home $537,700
- Urbana, MD10.6 mi · 13,304 people · home $640,100
Point of Rocks questions
Is Point of Rocks, Maryland a good place to retire?
On The Town Files lifestyle rankings, Point of Rocks scores better for retirees than 55% of Maryland towns and quieter than 78%. 13.0% of residents are 65 or older (median age 43.8).
How much does a house cost in Point of Rocks?
The median owner-occupied home in Point of Rocks is valued at $480,500 (Census ACS 2020–2024), against a median household income of $159,708, so homes cost about 3.0 times income. Median rent is — a month.
What is the weather like in Point of Rocks?
July highs average 88.6°F and January lows 26.5°F (NOAA 1991–2020 normals). It gets about 43.5 inches of precipitation a year and 30.0 inches of snow.
Does Point of Rocks get tornadoes?
16 tornadoes have passed within 10 miles of Point of Rocks since 1950 (NOAA Storm Events); the strongest was a F2 on September 18, 2004. The typical Maryland town has had 18.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)