The Town Files

Spencer, Massachusetts

Community in Worcester County · population 5,810 (2020 Census)

Map: where Spencer is in MassachusettsSpencer
Median home
$341,300
Household income
$59,931
Jan low / Jul high
17° / 80°
Snow a year
73 in
Tornadoes ≤10 mi since 1950
15
Median age
53.4

Spencer is a community of 5,810 people in Worcester County, Massachusetts. The median home is worth $341,300, below the typical Massachusetts town ($510,150). It ranks more of a college town than 99% of Massachusetts towns, more walkable than 92% of Massachusetts towns, more vibrant than 88% of Massachusetts towns.

Spencer in our rankings:

How Spencer ranks

Percentile among Massachusetts towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Massachusetts towns.

Spencer lifestyle rankings vs other Massachusetts townsRetirement29th pctFamilies4th pctQuiet6th pctWalkability92nd pctFirst-time buyers86th pctYoung professionals20th pctVibrancy88th pctHip & trendy78th pctCollege town99th pctUpscalebottomVacation homesbottomSeaside characterbottomCyclingbottomTransit54th pctDriving56th pcttypical
The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025).

Homes and cost of living

The median home in Spencer is worth $341,300, below the typical Massachusetts town ($510,150). Homes cost about 5.7 times the median household income of $59,931, which is more affordable than 24% of Massachusetts towns. Median rent is $1,049 a month. 40.2% of households own their home.

Spencer vs Worcester County vs typical Massachusetts townSpencerWorcester CountyTypical Massachusetts townHome value$341,300$423,700$510,150Household income$59,931$95,939$108,622Monthly rent$1,049$1,426$1,561
Census ACS 5-year estimates, 2020–2024. "Typical town" = median of Massachusetts towns with 500+ people.
HousingSpencerTypical Massachusetts town
Median home value$341,300$510,150
Median rent$1,049$1,561
Median household income$59,931$108,622
Home value ÷ income5.7×4.5×
Homeownership40.2%80.7%
Median year built19481968
Seasonal / vacation homes0.0%—

Who lives in Spencer

PeopleSpencerTypical Massachusetts town
Median age53.444.8
Age 65 and over26.1%20.7%
Under 1812.0%—
Bachelor's degree or higher16.8%45.7%
Below the poverty line15.8%6.3%
Veterans4.2%—
Born outside the U.S.3.8%—
Work from home10.8%17.7%
Average commute34.7 min30.1 min
Homes with broadband84.3%93.9%

Weather in Spencer

July highs average 79.8°F and January lows 17.1°F. About 48.3 inches of rain and melted snow fall a year, with 72.9 inches of snow (typical Massachusetts town: 49.5 in). Expect about 3 days a year at 90°F or hotter and 130 nights at or below freezing.

Spencer monthly temperatures and precipitation10°20°30°40°50°60°70°80°32° freezing32°17°Jan35°19°Feb43°26°Mar56°37°Apr67°47°May75°56°Jun80°62°Jul78°61°Aug71°53°Sep59°42°Oct48°33°Nov38°23°DecPrecipitation (in) · snow (in) in blue3.518.23.321.24.213.74.11.93.64.23.94.14.24.81.14.01.94.314.9
NOAA 1991–2020 climate normals: average daily high and low by month; precipitation and snowfall in inches. Temperatures from the Worcester Rgnl Ap station (6.3 mi away).

Tornadoes, storms and disasters

15 tornadoes have passed within 10 miles of Spencer since 1950, compared with 8 for the typical Massachusetts town. 5 rated (E)F2 or stronger. The strongest, an EF3, struck on June 1, 2011 about 9.9 miles from the town center. Tornadoes within 10 miles have caused 2 deaths and 2 injuries since 1950. The most recent was on September 6, 2025.

Tornadoes within 10 miles of Spencer by decade21950s21960s21970s01980s01990s22000s32010s42020s
NOAA Storm Events Database, tornado tracks (start to end point) passing within 10 miles of the town center, 1950–2026.

Hail of 1 inch or larger has been reported within 10 miles 30 times; the largest was 2.00 inches on June 30, 1960.

Severe weather in Worcester County since 1996

Storm events in Worcester County since 1996 by typeHail224Flood135Drought22High Wind80Lightning75Heavy Rain20Heavy Snow166Flash Flood78
NOAA Storm Events Database, Worcester County, 1996–2026 (all event types recorded since 1996). 6 deaths recorded.

Worcester County has been included in 32 federal disaster or emergency declarations since 1953, most often for fire, flood, tornado.

DeclaredIncidentDeclaration
May 15, 2024FloodDR-4780: Severe Storms And Flooding
September 15, 2023HurricaneEM-3599: Hurricane Lee
March 27, 2020BiologicalDR-4496: Covid-19 Pandemic
March 13, 2020BiologicalEM-3438: Covid-19
July 19, 2018SnowstormDR-4379: Severe Winter Storm And Snowstorm

Jobs and pay in Worcester County

Worcester County had 351,476 jobs in 2024, paying an average of $71,641 a year. Unemployment was 3.5% in 2023; in Spencer itself the ACS puts it at 6.4%.

Largest industries in Worcester CountyHealth care & social assistan…72,626 jobs · $68,397Retail37,057 jobs · $41,663Manufacturing35,042 jobs · $91,807Hotels & restaurants25,832 jobs · $29,398Administrative & support18,282 jobs · $53,785Professional & technical serv…17,609 jobs · $118,165
BLS Quarterly Census of Employment and Wages, 2024, private-sector jobs and average annual pay.
Unemployment rate in Worcester County, 2000–20230%2%4%6%8%10%2000200420082012201620202023Worcester 3.5%
Annual average unemployment rate (BLS Local Area Unemployment Statistics via USDA ERS).

Towns near Spencer

Spencer questions

Is Spencer, Massachusetts a good place to retire?

On The Town Files lifestyle rankings, Spencer scores better for retirees than 29% of Massachusetts towns and quieter than 6%. 26.1% of residents are 65 or older (median age 53.4).

How much does a house cost in Spencer?

The median owner-occupied home in Spencer is valued at $341,300 (Census ACS 2020–2024), against a median household income of $59,931, so homes cost about 5.7 times income. Median rent is $1,049 a month.

What is the weather like in Spencer?

July highs average 79.8°F and January lows 17.1°F (NOAA 1991–2020 normals). It gets about 48.3 inches of precipitation a year and 72.9 inches of snow.

Does Spencer get tornadoes?

15 tornadoes have passed within 10 miles of Spencer since 1950 (NOAA Storm Events); the strongest was an EF3 on June 1, 2011. The typical Massachusetts town has had 8.

How this page is made. Every number comes from public data, matched to Spencer's Census boundary (GEOID 2566070). Comparisons use the median of Massachusetts towns with at least 500 people. Weather comes from the nearest NOAA normals station; storm counts use NOAA tornado tracks within 10 miles of the town center. Data snapshot 2026-11-12.