Carp Lake, Michigan
Township in Ontonagon County · population 582 (2020 Census)
- Median home
- $67,000
- Household income
- $45,278
- Jan low / Jul high
- 3° / 78°
- Snow a year
- 180 in
- Tornadoes ≤10 mi since 1950
- 1
- Median age
- 63.6
Carp Lake is a township of 582 people in Ontonagon County, Michigan. The median home is worth $67,000, below the typical Michigan town ($193,900). It ranks quieter than 99% of Michigan towns, better for first-time buyers than 98% of Michigan towns, better for a vacation home than 94% of Michigan towns.
- #1 in The 25 Best Quiet, Affordable Small Towns to Retire in Michigan
- #5 in The 50 Best Quiet, Affordable Small Towns to Retire in America
- #5 in The 50 Best Quiet, Affordable Places to Retire in America
- #6 in 25 Small Towns in Michigan With the Cheapest Homes
- #15 in The 25 Best Small Towns for Young Families in Michigan
- #21 in The 25 Quietest Small Towns in Michigan
How Carp Lake ranks
Percentile among Michigan towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Michigan towns.
Homes and cost of living
The median home in Carp Lake is worth $67,000, below the typical Michigan town ($193,900). Homes cost about 1.5 times the median household income of $45,278, which is more affordable than 99% of Michigan towns. 94.4% of households own their home.
| Housing | Carp Lake | Typical Michigan town |
|---|---|---|
| Median home value | $67,000 | $193,900 |
| Median rent | — | $955 |
| Median household income | $45,278 | $69,792 |
| Home value ÷ income | 1.5× | 2.8× |
| Homeownership | 94.4% | 86.8% |
| Median year built | 1963 | 1975 |
| Seasonal / vacation homes | 39.7% | — |
Who lives in Carp Lake
| People | Carp Lake | Typical Michigan town |
|---|---|---|
| Median age | 63.6 | 43.7 |
| Age 65 and over | 42.9% | 20.7% |
| Under 18 | 5.1% | — |
| Bachelor's degree or higher | 17.2% | 21.5% |
| Below the poverty line | 17.6% | 10.4% |
| Veterans | 15.8% | — |
| Born outside the U.S. | 1.0% | — |
| Work from home | 8.2% | 9.1% |
| Average commute | 26.3 min | 25.6 min |
| Homes with broadband | 83.1% | 88.8% |
Weather in Carp Lake
July highs average 77.5°F and January lows 3.2°F. About 42.6 inches of rain and melted snow fall a year, with 179.5 inches of snow (typical Michigan town: 52.1 in). Expect about 2 days a year at 90°F or hotter and 202 nights at or below freezing.
Tornadoes, storms and disasters
1 tornado has passed within 10 miles of Carp Lake since 1950, compared with 10 for the typical Michigan town. The strongest, an F1, struck on June 30, 1953 about 2.7 miles from the town center. The most recent was on June 30, 1953.
Hail of 1 inch or larger has been reported within 10 miles 1 times; the largest was 1.00 inches on July 27, 2026.
Severe weather in Ontonagon County since 1996
Ontonagon County has been included in 8 federal disaster or emergency declarations since 1953, most often for flood, drought, freezing.
| Declared | Incident | Declaration |
|---|---|---|
| March 27, 2020 | Biological | DR-4494: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3455: Covid-19 |
| June 18, 2013 | Flood | DR-4121: Flooding |
| September 7, 2005 | Hurricane | EM-3225: Hurricane Katrina Evacuation |
| May 6, 2002 | Flood | DR-1413: Flooding |
Jobs and pay in Ontonagon County
Ontonagon County had 1,338 jobs in 2024, paying an average of $35,632 a year. Unemployment was 7% in 2023; in Carp Lake itself the ACS puts it at 4.4%.
Towns near Carp Lake
- Ontonagon, MI19.2 mi · 1,285 people · home $105,200
- Ontonagon, MI19.9 mi · 2,253 people · home $120,500
- Wakefield, MI22.0 mi · 1,702 people · home $79,100
- Bessemer, MI25.4 mi · 1,805 people · home $69,900
- Ironwood, MI25.7 mi · 2,214 people · home $152,600
- Bessemer, MI26.9 mi · 1,135 people · home $103,900
- Stannard, MI27.1 mi · 645 people · home $109,800
- Greenland, MI29.2 mi · 628 people · home $89,600
Carp Lake questions
Is Carp Lake, Michigan a good place to retire?
On The Town Files lifestyle rankings, Carp Lake scores better for retirees than 91% of Michigan towns and quieter than 99%. 42.9% of residents are 65 or older (median age 63.6).
How much does a house cost in Carp Lake?
The median owner-occupied home in Carp Lake is valued at $67,000 (Census ACS 2020–2024), against a median household income of $45,278, so homes cost about 1.5 times income. Median rent is — a month.
What is the weather like in Carp Lake?
July highs average 77.5°F and January lows 3.2°F (NOAA 1991–2020 normals). It gets about 42.6 inches of precipitation a year and 179.5 inches of snow.
Does Carp Lake get tornadoes?
1 tornado has passed within 10 miles of Carp Lake since 1950 (NOAA Storm Events); the strongest was a F1 on June 30, 1953. The typical Michigan town has had 10.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)