The Town FilesLake St. Croix Beach, Minnesota
City in Washington County · population 1,043 (2020 Census)
- Median home
- $363,800
- Household income
- $102,159
- Jan low / Jul high
- 9° / 85°
- Snow a year
- 47 in
- Tornadoes ≤10 mi since 1950
- 21
- Median age
- 52.7
Lake St. Croix Beach is a city of 1,043 people in Washington County, Minnesota. The median home is worth $363,800, above the typical Minnesota town ($301,800). It ranks better for cycling than 92% of Minnesota towns, more walkable than 91% of Minnesota towns, more of a college town than 91% of Minnesota towns.
How Lake St. Croix Beach ranks
Percentile among Minnesota towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Minnesota towns.
Homes and cost of living
The median home in Lake St. Croix Beach is worth $363,800, above the typical Minnesota town ($301,800). Homes cost about 3.6 times the median household income of $102,159, which is more affordable than 40% of Minnesota towns. Median rent is $1,563 a month. 97.2% of households own their home.
| Housing | Lake St. Croix Beach | Typical Minnesota town |
|---|---|---|
| Median home value | $363,800 | $301,800 |
| Median rent | $1,563 | $991 |
| Median household income | $102,159 | $87,375 |
| Home value ÷ income | 3.6× | 3.4× |
| Homeownership | 97.2% | 88.6% |
| Median year built | 1964 | 1979 |
| Seasonal / vacation homes | 0.6% | — |
Who lives in Lake St. Croix Beach
| People | Lake St. Croix Beach | Typical Minnesota town |
|---|---|---|
| Median age | 52.7 | 42.7 |
| Age 65 and over | 27.2% | 20.0% |
| Under 18 | 11.7% | — |
| Bachelor's degree or higher | 49.2% | 26.2% |
| Below the poverty line | 8.8% | 6.9% |
| Veterans | 6.6% | — |
| Born outside the U.S. | 5.2% | — |
| Work from home | 8.2% | 11.1% |
| Average commute | 23.1 min | 24.5 min |
| Homes with broadband | 97.2% | 90.2% |
Weather in Lake St. Croix Beach
July highs average 85.3°F and January lows 9.1°F. About 35.1 inches of rain and melted snow fall a year, with 47.4 inches of snow (typical Minnesota town: 47.0 in). Expect about 18 days a year at 90°F or hotter and 147 nights at or below freezing.
Tornadoes, storms and disasters
21 tornadoes have passed within 10 miles of Lake St. Croix Beach since 1950, compared with 14 for the typical Minnesota town. 6 rated (E)F2 or stronger. The strongest, an F3, struck on May 24, 1958 about 3.2 miles from the town center. Tornadoes within 10 miles have caused 1 deaths and 21 injuries since 1950. The most recent was on July 18, 2020.
Hail of 1 inch or larger has been reported within 10 miles 109 times; the largest was 4.50 inches on June 19, 1988.
Severe weather in Washington County since 1996
Washington County has been included in 17 federal disaster or emergency declarations since 1953, most often for fire, flood, drought.
| Declared | Incident | Declaration |
|---|---|---|
| April 7, 2020 | Biological | DR-4531: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3453: Covid-19 |
| June 12, 2019 | Flood | DR-4442: Severe Winter Storm, Straight-Line Winds, And Flooding |
| May 10, 2011 | Flood | DR-1982: Severe Storms And Flooding |
| March 19, 2010 | Flood | EM-3310: Flooding |
Jobs and pay in Washington County
Washington County had 95,625 jobs in 2024, paying an average of $60,700 a year. Unemployment was 2.4% in 2023; in Lake St. Croix Beach itself the ACS puts it at 2.1%.
Towns near Lake St. Croix Beach
- Lakeland, MN2.0 mi · 1,710 people · home $373,900
- Afton, MN3.1 mi · 2,955 people · home $679,300
- Hudson, WI3.2 mi · 14,755 people · home $392,700
- Troy, WI4.3 mi · 5,518 people · home $574,100
- West Lakeland, MN4.3 mi · 3,976 people · home $709,300
- North Hudson, WI5.0 mi · 3,803 people · home $385,300
- Hudson, WI6.1 mi · 8,671 people · home $507,000
- Bayport, MN6.3 mi · 4,024 people · home $376,900
Lake St. Croix Beach questions
Is Lake St. Croix Beach, Minnesota a good place to retire?
On The Town Files lifestyle rankings, Lake St. Croix Beach scores better for retirees than 71% of Minnesota towns and quieter than 29%. 27.2% of residents are 65 or older (median age 52.7).
How much does a house cost in Lake St. Croix Beach?
The median owner-occupied home in Lake St. Croix Beach is valued at $363,800 (Census ACS 2020–2024), against a median household income of $102,159, so homes cost about 3.6 times income. Median rent is $1,563 a month.
What is the weather like in Lake St. Croix Beach?
July highs average 85.3°F and January lows 9.1°F (NOAA 1991–2020 normals). It gets about 35.1 inches of precipitation a year and 47.4 inches of snow.
Does Lake St. Croix Beach get tornadoes?
21 tornadoes have passed within 10 miles of Lake St. Croix Beach since 1950 (NOAA Storm Events); the strongest was a F3 on May 24, 1958. The typical Minnesota town has had 14.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)