The Town FilesWaverly, New York
Town in Franklin County · population 963 (2020 Census)
- Median home
- $106,700
- Household income
- $56,875
- Jan low / Jul high
- 8° / 80°
- Snow a year
- 83 in
- Tornadoes ≤10 mi since 1950
- 0
- Median age
- 46.1
Waverly is a town of 963 people in Franklin County, New York. The median home is worth $106,700, below the typical New York town ($217,700). It ranks quieter than 98% of New York towns, better for a vacation home than 96% of New York towns, better for retirees than 94% of New York towns.
How Waverly ranks
Percentile among New York towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of New York towns.
Homes and cost of living
The median home in Waverly is worth $106,700, below the typical New York town ($217,700). Homes cost about 1.9 times the median household income of $56,875, which is more affordable than 88% of New York towns. Median rent is $678 a month. 79.4% of households own their home.
| Housing | Waverly | Typical New York town |
|---|---|---|
| Median home value | $106,700 | $217,700 |
| Median rent | $678 | $1,080 |
| Median household income | $56,875 | $80,740 |
| Home value ÷ income | 1.9× | 2.8× |
| Homeownership | 79.4% | 79.5% |
| Median year built | 1969 | 1965 |
| Seasonal / vacation homes | 35.2% | — |
Who lives in Waverly
| People | Waverly | Typical New York town |
|---|---|---|
| Median age | 46.1 | 43.5 |
| Age 65 and over | 33.9% | 20.4% |
| Under 18 | 15.0% | — |
| Bachelor's degree or higher | 19.6% | 30.4% |
| Below the poverty line | 11.1% | 9.3% |
| Veterans | 8.6% | — |
| Born outside the U.S. | 1.4% | — |
| Work from home | 3.8% | 11.1% |
| Average commute | 29.5 min | 26.0 min |
| Homes with broadband | 85.2% | 91.1% |
Weather in Waverly
July highs average 80.1°F and January lows 7.6°F. About 39.4 inches of rain and melted snow fall a year, with 82.6 inches of snow (typical New York town: 62.9 in). Expect about 4 days a year at 90°F or hotter and 158 nights at or below freezing.
Tornadoes, storms and disasters
NOAA's Storm Events Database has no tornado within 10 miles of Waverly since 1950.
Severe weather in Franklin County since 1996
Franklin County has been included in 20 federal disaster or emergency declarations since 1953, most often for fire, flood, other.
| Declared | Incident | Declaration |
|---|---|---|
| September 24, 2024 | Tropical Storm | DR-4825: Remnants Of Tropical Storm Debby |
| July 22, 2023 | Severe Storm | DR-4723: Severe Storms And Flooding |
| March 20, 2020 | Biological | DR-4480: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3434: Covid-19 |
| July 12, 2017 | Snowstorm | DR-4322: Severe Winter Storm And Snowstorm |
Jobs and pay in Franklin County
Franklin County had 17,453 jobs in 2024, paying an average of $68,442 a year. Unemployment was 3.8% in 2023; in Waverly itself the ACS puts it at 13.4%.
Towns near Waverly
- Hopkinton, NY5.8 mi · 1,105 people · home $112,700
- Parishville, NY11.9 mi · 2,038 people · home $133,300
- Dickinson, NY14.0 mi · 965 people · home $100,000
- Parishville, NY14.1 mi · 642 people · home $96,800
- Brighton, NY15.2 mi · 1,174 people · home $245,500
- Brandon, NY15.8 mi · 628 people · home $102,300
- Lawrence, NY16.5 mi · 1,715 people · home $94,700
- Colton, NY17.2 mi · 1,530 people · home $164,300
Waverly questions
Is Waverly, New York a good place to retire?
On The Town Files lifestyle rankings, Waverly scores better for retirees than 94% of New York towns and quieter than 98%. 33.9% of residents are 65 or older (median age 46.1).
How much does a house cost in Waverly?
The median owner-occupied home in Waverly is valued at $106,700 (Census ACS 2020–2024), against a median household income of $56,875, so homes cost about 1.9 times income. Median rent is $678 a month.
What is the weather like in Waverly?
July highs average 80.1°F and January lows 7.6°F (NOAA 1991–2020 normals). It gets about 39.4 inches of precipitation a year and 82.6 inches of snow.
Does Waverly get tornadoes?
No tornado has been recorded within 10 miles of Waverly in NOAA's Storm Events Database since 1950.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)