The Town FilesLone Oak, Texas
City in Hunt County · population 643 (2020 Census)
- Median home
- $168,000
- Household income
- $65,500
- Jan low / Jul high
- 34° / 94°
- Snow a year
- 1 in
- Tornadoes ≤10 mi since 1950
- 15
- Median age
- 41.0
Lone Oak is a city of 643 people in Hunt County, Texas. The median home is worth $168,000, below the typical Texas town ($184,100). It ranks better for first-time buyers than 96% of Texas towns, easier by car than 86% of Texas towns, better for families than 85% of Texas towns.
How Lone Oak ranks
Percentile among Texas towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Texas towns.
Homes and cost of living
The median home in Lone Oak is worth $168,000, below the typical Texas town ($184,100). Homes cost about 2.6 times the median household income of $65,500, which is more affordable than 63% of Texas towns. Median rent is $1,125 a month. 77.4% of households own their home.
| Housing | Lone Oak | Typical Texas town |
|---|---|---|
| Median home value | $168,000 | $184,100 |
| Median rent | $1,125 | $1,086 |
| Median household income | $65,500 | $65,842 |
| Home value ÷ income | 2.6× | 2.9× |
| Homeownership | 77.4% | 72.9% |
| Median year built | 2000 | 1985 |
| Seasonal / vacation homes | 0.0% | — |
Who lives in Lone Oak
| People | Lone Oak | Typical Texas town |
|---|---|---|
| Median age | 41.0 | 37.1 |
| Age 65 and over | 15.8% | 15.6% |
| Under 18 | 20.7% | — |
| Bachelor's degree or higher | 18.7% | 18.9% |
| Below the poverty line | 7.6% | 13.1% |
| Veterans | 9.3% | — |
| Born outside the U.S. | 5.3% | — |
| Work from home | 10.0% | 7.8% |
| Average commute | 40.0 min | 26.1 min |
| Homes with broadband | 88.9% | 89.2% |
Weather in Lone Oak
July highs average 93.6°F and January lows 33.8°F. About 44.2 inches of rain and melted snow fall a year, with 0.8 inches of snow (typical Texas town: 0.2 in). Expect about 91 days a year at 90°F or hotter and 46 nights at or below freezing.
Tornadoes, storms and disasters
15 tornadoes have passed within 10 miles of Lone Oak since 1950, compared with 21 for the typical Texas town. 3 rated (E)F2 or stronger. The strongest, an F3, struck on June 6, 1958 about 9.9 miles from the town center. The most recent was on November 4, 2022.
Hail of 1 inch or larger has been reported within 10 miles 39 times; the largest was 4.00 inches on April 27, 1968.
Severe weather in Hunt County since 1996
Hunt County has been included in 18 federal disaster or emergency declarations since 1953, most often for fire, other, hurricane.
| Declared | Incident | Declaration |
|---|---|---|
| February 19, 2021 | Severe Ice Storm | DR-4586: Severe Winter Storms |
| February 14, 2021 | Severe Ice Storm | EM-3554: Severe Winter Storm |
| March 25, 2020 | Biological | DR-4485: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3458: Covid-19 |
| September 9, 2011 | Fire | DR-4029: Wildfires |
Jobs and pay in Hunt County
Hunt County had 32,990 jobs in 2024, paying an average of $61,586 a year. Unemployment was 4.1% in 2023; in Lone Oak itself the ACS puts it at 6.1%.
Public schools in Lone Oak
3 public schools with 1,146 students, about 13.8 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| LONE OAK EL | PK-5 | 551 | 16.7 |
| LONE OAK H S | 9-12 | 345 | 10.8 |
| LONE OAK MIDDLE | 6-8 | 250 | 13.9 |
Towns near Lone Oak
- Point, TX6.1 mi · 745 people · home $158,600
- East Tawakoni, TX6.1 mi · 824 people · home $168,200
- West Tawakoni, TX8.7 mi · 1,895 people · home $97,000
- Campbell, TX10.5 mi · 542 people · home $86,900
- Cumby, TX11.3 mi · 679 people · home $118,800
- Quinlan, TX12.6 mi · 1,414 people · home $193,800
- Greenville, TX12.7 mi · 28,164 people · home $219,400
- Emory, TX13.0 mi · 1,251 people · home $218,100
Lone Oak questions
Is Lone Oak, Texas a good place to retire?
On The Town Files lifestyle rankings, Lone Oak scores better for retirees than 55% of Texas towns and quieter than 75%. 15.8% of residents are 65 or older (median age 41.0).
How much does a house cost in Lone Oak?
The median owner-occupied home in Lone Oak is valued at $168,000 (Census ACS 2020–2024), against a median household income of $65,500, so homes cost about 2.6 times income. Median rent is $1,125 a month.
What is the weather like in Lone Oak?
July highs average 93.6°F and January lows 33.8°F (NOAA 1991–2020 normals). It gets about 44.2 inches of precipitation a year and 0.8 inches of snow.
Does Lone Oak get tornadoes?
15 tornadoes have passed within 10 miles of Lone Oak since 1950 (NOAA Storm Events); the strongest was a F3 on June 6, 1958. The typical Texas town has had 21.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)