The Town FilesCumby, Texas
City in Hopkins County · population 679 (2020 Census)
- Median home
- $118,800
- Household income
- $58,846
- Jan low / Jul high
- 34° / 94°
- Snow a year
- 1 in
- Tornadoes ≤10 mi since 1950
- 16
- Median age
- 34.9
Cumby is a city of 679 people in Hopkins County, Texas. The median home is worth $118,800, below the typical Texas town ($184,100). It ranks better for retirees than 96% of Texas towns, easier by car than 93% of Texas towns, quieter than 91% of Texas towns.
How Cumby ranks
Percentile among Texas towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Texas towns.
Homes and cost of living
The median home in Cumby is worth $118,800, below the typical Texas town ($184,100). Homes cost about 2.0 times the median household income of $58,846, which is more affordable than 80% of Texas towns. Median rent is $1,063 a month. 65.3% of households own their home.
| Housing | Cumby | Typical Texas town |
|---|---|---|
| Median home value | $118,800 | $184,100 |
| Median rent | $1,063 | $1,086 |
| Median household income | $58,846 | $65,842 |
| Home value ÷ income | 2.0× | 2.9× |
| Homeownership | 65.3% | 72.9% |
| Median year built | 1970 | 1985 |
| Seasonal / vacation homes | 2.3% | — |
Who lives in Cumby
| People | Cumby | Typical Texas town |
|---|---|---|
| Median age | 34.9 | 37.1 |
| Age 65 and over | 16.8% | 15.6% |
| Under 18 | 33.1% | — |
| Bachelor's degree or higher | 16.4% | 18.9% |
| Below the poverty line | 17.2% | 13.1% |
| Veterans | 5.8% | — |
| Born outside the U.S. | 0.0% | — |
| Work from home | 7.5% | 7.8% |
| Average commute | 26.4 min | 26.1 min |
| Homes with broadband | 84.4% | 89.2% |
Weather in Cumby
July highs average 94.2°F and January lows 34.0°F. About 46.5 inches of rain and melted snow fall a year, with 1.0 inches of snow (typical Texas town: 0.2 in). Expect about 94 days a year at 90°F or hotter and 48 nights at or below freezing.
Tornadoes, storms and disasters
16 tornadoes have passed within 10 miles of Cumby since 1950, compared with 21 for the typical Texas town. 5 rated (E)F2 or stronger. The strongest, an F2, struck on April 19, 1996 about 9.6 miles from the town center. The most recent was on April 29, 2017.
Hail of 1 inch or larger has been reported within 10 miles 45 times; the largest was 3.50 inches on April 27, 2026.
Severe weather in Hopkins County since 1996
Hopkins County has been included in 21 federal disaster or emergency declarations since 1953, most often for fire, flood, hurricane.
| Declared | Incident | Declaration |
|---|---|---|
| May 17, 2024 | Flood | DR-4781: Severe Storms, Straight-Line Winds, Tornadoes, And Flooding |
| April 21, 2023 | Winter Storm | DR-4705: Severe Winter Storm |
| February 19, 2021 | Severe Ice Storm | DR-4586: Severe Winter Storms |
| February 14, 2021 | Severe Ice Storm | EM-3554: Severe Winter Storm |
| March 25, 2020 | Biological | DR-4485: Covid-19 Pandemic |
Jobs and pay in Hopkins County
Hopkins County had 14,347 jobs in 2024, paying an average of $54,724 a year. Unemployment was 3.5% in 2023; in Cumby itself the ACS puts it at 3.1%.
Public schools in Cumby
4 public schools with 773 students, about 11.7 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| MILLER GROVE SCHOOL | PK-12 | 323 | 12.0 |
| CUMBY COLLEGIATE MIDDLE | 3-7 | 170 | 12.1 |
| CUMBY COLLEGIATE H S | 8-12 | 151 | 8.9 |
| CUMBY COLLEGIATE EL | PK-2 | 129 | 16.1 |
Towns near Cumby
- Campbell, TX6.8 mi · 542 people · home $86,900
- Commerce, TX8.1 mi · 9,090 people · home $161,600
- Lone Oak, TX11.3 mi · 643 people · home $168,000
- Sulphur Springs, TX13.0 mi · 15,941 people · home $217,800
- Point, TX13.8 mi · 745 people · home $158,600
- Greenville, TX15.8 mi · 28,164 people · home $219,400
- East Tawakoni, TX16.6 mi · 824 people · home $168,200
- Emory, TX18.3 mi · 1,251 people · home $218,100
Cumby questions
Is Cumby, Texas a good place to retire?
On The Town Files lifestyle rankings, Cumby scores better for retirees than 96% of Texas towns and quieter than 91%. 16.8% of residents are 65 or older (median age 34.9).
How much does a house cost in Cumby?
The median owner-occupied home in Cumby is valued at $118,800 (Census ACS 2020–2024), against a median household income of $58,846, so homes cost about 2.0 times income. Median rent is $1,063 a month.
What is the weather like in Cumby?
July highs average 94.2°F and January lows 34.0°F (NOAA 1991–2020 normals). It gets about 46.5 inches of precipitation a year and 1.0 inches of snow.
Does Cumby get tornadoes?
16 tornadoes have passed within 10 miles of Cumby since 1950 (NOAA Storm Events); the strongest was a F2 on April 19, 1996. The typical Texas town has had 21.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)