The Town Files

The 11 Most Affordable Seaside Small Towns in Hawaii

Ranked on The Town Files lifestyle rankings among 55 towns of 2,500–10,000 people in Hawaii, scoring every town on all of these at once. #1 is Waimanalo Beach, HI.

Map of the 11 towns1234567891011
Numbers match the ranking.
The 11 Most Affordable Seaside Small Towns in Hawaii1. Waimanalo Beachscore 862. Kurtistownscore 833. Kaunakakaiscore 824. Lanai Cityscore 825. Eleelescore 826. Puhiscore 817. Honokaascore 808. Hanapepescore 799. Waikapuscore 7510. Captain Cookscore 7411. Kaneohe Basescore 72
  1. 11Kaneohe Base, Hawaii

    Seaside character: 51st percentile · Home value ÷ income: 92nd percentile

    9,483 people · Honolulu County · median home $352,000 · income $69,418 · Jan low 68°F · 0 in snow

  2. 10Captain Cook, Hawaii

    Seaside character: 84th percentile · Home value ÷ income: 63rd percentile

    3,253 people · Hawaii County · median home $770,600 · income $108,675 · Jan low 57°F · 0 in snow

  3. 9Waikapu, Hawaii

    Seaside character: 89th percentile · Home value ÷ income: 60th percentile

    3,437 people · Maui County · median home $884,400 · income $122,917 · Jan low 64°F · 0 in snow

  4. 8Hanapepe, Hawaii

    Seaside character: 97th percentile · Home value ÷ income: 60th percentile

    2,678 people · Kauai County · median home $715,700 · income $100,000 · Jan low 64°F · 0 in snow

  5. 7Honokaa, Hawaii

    Seaside character: 94th percentile · Home value ÷ income: 66th percentile

    2,699 people · Hawaii County · median home $610,600 · income $87,019 · Jan low 57°F · 0 in snow

  6. 6Puhi, Hawaii

    Seaside character: 70th percentile · Home value ÷ income: 92nd percentile

    3,380 people · Kauai County · median home $701,400 · income $137,292 · Jan low 66°F · 0 in snow

  7. 5Eleele, Hawaii

    Seaside character: 88th percentile · Home value ÷ income: 75th percentile

    2,515 people · Kauai County · median home $777,200 · income $118,438 · Jan low 64°F · 0 in snow

  8. 4Lanai City, Hawaii

    Seaside character: 94th percentile · Home value ÷ income: 69th percentile

    3,332 people · Maui County · median home $630,000 · income $92,167 · Jan low 60°F · 0 in snow

  9. 3Kaunakakai, Hawaii

    Seaside character: 70th percentile · Home value ÷ income: 94th percentile

    3,419 people · Maui County · median home $368,100 · income $76,131 · Jan low 64°F · 0 in snow

  10. 2Kurtistown, Hawaii

    Seaside character: 70th percentile · Home value ÷ income: 95th percentile

    2,515 people · Hawaii County · median home $448,600 · income $96,165 · Jan low 61°F · 0 in snow

  11. 1Waimanalo Beach, Hawaii

    Seaside character: 99th percentile · Home value ÷ income: 73rd percentile

    4,823 people · Honolulu County · median home $852,300 · income $127,450 · Jan low 65°F · 0 in snow

Price vs ranking

Median home value vs ranking, Hawaii towns0255075100$228K$530K$832K$1134K$1436KMedian home valuePercentile
Orange squares are the 11 towns on this list; green dots are other towns on The Town Files in Hawaii.

More Hawaii rankings

Same ranking, other places

Methodology. We ranked 55 towns of 2,500–10,000 people in Hawaii (2020 Census population; towns with 2,500+ people have pages so far). Lifestyle measures are The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025), shown as percentiles. The combined score is the average of the percentiles shown for each town; a town must be above the middle on every one. Only towns better than 60% of their peers on this measure qualify, so lists can be shorter than 25. Sources: