The 11 Most Affordable Seaside Small Towns in Hawaii
Ranked on The Town Files lifestyle rankings among 55 towns of 2,500–10,000 people in Hawaii, scoring every town on all of these at once. #1 is Waimanalo Beach, HI.
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11Kaneohe Base, Hawaii
Seaside character: 51st percentile · Home value ÷ income: 92nd percentile
9,483 people · Honolulu County · median home $352,000 · income $69,418 · Jan low 68°F · 0 in snow
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10Captain Cook, Hawaii
Seaside character: 84th percentile · Home value ÷ income: 63rd percentile
3,253 people · Hawaii County · median home $770,600 · income $108,675 · Jan low 57°F · 0 in snow
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9Waikapu, Hawaii
Seaside character: 89th percentile · Home value ÷ income: 60th percentile
3,437 people · Maui County · median home $884,400 · income $122,917 · Jan low 64°F · 0 in snow
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8Hanapepe, Hawaii
Seaside character: 97th percentile · Home value ÷ income: 60th percentile
2,678 people · Kauai County · median home $715,700 · income $100,000 · Jan low 64°F · 0 in snow
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7Honokaa, Hawaii
Seaside character: 94th percentile · Home value ÷ income: 66th percentile
2,699 people · Hawaii County · median home $610,600 · income $87,019 · Jan low 57°F · 0 in snow
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6Puhi, Hawaii
Seaside character: 70th percentile · Home value ÷ income: 92nd percentile
3,380 people · Kauai County · median home $701,400 · income $137,292 · Jan low 66°F · 0 in snow
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5Eleele, Hawaii
Seaside character: 88th percentile · Home value ÷ income: 75th percentile
2,515 people · Kauai County · median home $777,200 · income $118,438 · Jan low 64°F · 0 in snow
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4Lanai City, Hawaii
Seaside character: 94th percentile · Home value ÷ income: 69th percentile
3,332 people · Maui County · median home $630,000 · income $92,167 · Jan low 60°F · 0 in snow
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3Kaunakakai, Hawaii
Seaside character: 70th percentile · Home value ÷ income: 94th percentile
3,419 people · Maui County · median home $368,100 · income $76,131 · Jan low 64°F · 0 in snow
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2Kurtistown, Hawaii
Seaside character: 70th percentile · Home value ÷ income: 95th percentile
2,515 people · Hawaii County · median home $448,600 · income $96,165 · Jan low 61°F · 0 in snow
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1Waimanalo Beach, Hawaii
Seaside character: 99th percentile · Home value ÷ income: 73rd percentile
4,823 people · Honolulu County · median home $852,300 · income $127,450 · Jan low 65°F · 0 in snow
Price vs ranking
More Hawaii rankings
- The 16 Best Small Towns to Retire in Hawaii
- The 15 Quietest Small Towns in Hawaii
- The 25 Most Affordable Small Towns in Hawaii
- The 25 Best Small Towns for Families in Hawaii
- 19 Small Towns in Hawaii With the Cheapest Homes
- 21 Small Towns in Hawaii With the Mildest Winters
- The 23 Most Walkable Small Towns in Hawaii
- The 22 Best Small Towns for First-Time Home Buyers in Hawaii
Same ranking, other places
- The 50 Most Affordable Seaside Small Towns in America
- The 18 Most Affordable Seaside Small Towns in New Jersey
- The 25 Most Affordable Seaside Small Towns in Florida
- The 14 Most Affordable Seaside Small Towns in Washington
- The 11 Most Affordable Seaside Small Towns in Maryland
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)