The 18 Most Affordable Seaside Small Towns in New Jersey
Ranked on The Town Files lifestyle rankings among 352 towns of 500–10,000 people in New Jersey, scoring every town on all of these at once. #1 is Weymouth, NJ.
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18Smithville, New Jersey
Seaside character: 86th percentile · Home value ÷ income: 58th percentile
Smithville is a community of 9,754 people in Atlantic County, New Jersey. Homes have a median value of $279,200 against household income of $77,579; January lows average 25°F.
9,754 people · Atlantic County · median home $279,200 · income $77,579 · Jan low 25°F · 17 in snow
Full Smithville, New Jersey profile: weather, storms, schools, jobs →
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17Fairview, New Jersey
Seaside character: 95th percentile · Home value ÷ income: 50th percentile
Fairview is a community of 3,731 people in Monmouth County, New Jersey. Homes have a median value of $622,600 against household income of $165,135; January lows average 25°F.
3,731 people · Monmouth County · median home $622,600 · income $165,135 · Jan low 25°F · 27 in snow
Full Fairview, New Jersey profile: weather, storms, schools, jobs →
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16Villas, New Jersey
Seaside character: 94th percentile · Home value ÷ income: 53rd percentile
Villas is a community of 9,134 people in Cape May County, New Jersey. Homes have a median value of $301,600 against household income of $80,974; January lows average 29°F.
9,134 people · Cape May County · median home $301,600 · income $80,974 · Jan low 29°F · 15 in snow
Full Villas, New Jersey profile: weather, storms, schools, jobs →
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15Keansburg, New Jersey
Seaside character: 100th percentile · Home value ÷ income: 50th percentile
Keansburg is a borough of 9,755 people in Monmouth County, New Jersey. Homes have a median value of $311,800 against household income of $81,428; January lows average 23°F.
9,755 people · Monmouth County · median home $311,800 · income $81,428 · Jan low 23°F · 27 in snow
Full Keansburg, New Jersey profile: weather, storms, schools, jobs →
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14Laurence Harbor, New Jersey
Seaside character: 97th percentile · Home value ÷ income: 58th percentile
Laurence Harbor is a community of 6,635 people in Middlesex County, New Jersey. Homes have a median value of $306,700 against household income of $84,291; January lows average 23°F.
6,635 people · Middlesex County · median home $306,700 · income $84,291 · Jan low 23°F · 29 in snow
Full Laurence Harbor, New Jersey profile: weather, storms, schools, jobs →
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13Dennis, New Jersey
Seaside character: 91st percentile · Home value ÷ income: 65th percentile
Dennis is a township of 6,285 people in Cape May County, New Jersey. Homes have a median value of $360,400 against household income of $105,506; January lows average 23°F.
6,285 people · Cape May County · median home $360,400 · income $105,506 · Jan low 23°F · 19 in snow
Full Dennis, New Jersey profile: weather, storms, schools, jobs →
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12Port Reading, New Jersey
Seaside character: 87th percentile · Home value ÷ income: 74th percentile
Port Reading is a community of 3,921 people in Middlesex County, New Jersey. Homes have a median value of $435,600 against household income of $134,479; January lows average 25°F.
3,921 people · Middlesex County · median home $435,600 · income $134,479 · Jan low 25°F · 26 in snow
Full Port Reading, New Jersey profile: weather, storms, schools, jobs →
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11Leonardo, New Jersey
Seaside character: 97th percentile · Home value ÷ income: 70th percentile
Leonardo is a community of 2,549 people in Monmouth County, New Jersey. Homes have a median value of $450,700 against household income of $138,125; January lows average 25°F.
2,549 people · Monmouth County · median home $450,700 · income $138,125 · Jan low 25°F · 27 in snow
Full Leonardo, New Jersey profile: weather, storms, schools, jobs →
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10Fairfield, New Jersey
Seaside character: 87th percentile · Home value ÷ income: 81st percentile

Photo: Smallbones (public domain, Wikimedia Commons) Fairfield is a township of 5,546 people in Cumberland County, New Jersey. Homes have a median value of $185,200 against household income of $60,929; January lows average 25°F.
5,546 people · Cumberland County · median home $185,200 · income $60,929 · Jan low 25°F · 12 in snow
Full Fairfield, New Jersey profile: weather, storms, schools, jobs →
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9Maurice River, New Jersey
Seaside character: 85th percentile · Home value ÷ income: 86th percentile
Maurice River is a township of 6,218 people in Cumberland County, New Jersey. Homes have a median value of $220,500 against household income of $76,964; January lows average 23°F.
6,218 people · Cumberland County · median home $220,500 · income $76,964 · Jan low 23°F · 22 in snow
Full Maurice River, New Jersey profile: weather, storms, schools, jobs →
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8Cliffwood Beach, New Jersey
Seaside character: 97th percentile · Home value ÷ income: 77th percentile
Cliffwood Beach is a community of 3,036 people in Monmouth County, New Jersey. Homes have a median value of $365,600 against household income of $116,500; January lows average 23°F.
3,036 people · Monmouth County · median home $365,600 · income $116,500 · Jan low 23°F · 26 in snow
Full Cliffwood Beach, New Jersey profile: weather, storms, schools, jobs →
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7North Middletown, New Jersey
Seaside character: 98th percentile · Home value ÷ income: 77th percentile
North Middletown is a community of 3,146 people in Monmouth County, New Jersey. Homes have a median value of $357,100 against household income of $116,210; January lows average 23°F.
3,146 people · Monmouth County · median home $357,100 · income $116,210 · Jan low 23°F · 27 in snow
Full North Middletown, New Jersey profile: weather, storms, schools, jobs →
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6Linwood, New Jersey
Seaside character: 84th percentile · Home value ÷ income: 96th percentile
Linwood is a city of 6,971 people in Atlantic County, New Jersey. Homes have a median value of $394,700 against household income of $156,354; January lows average 25°F.
6,971 people · Atlantic County · median home $394,700 · income $156,354 · Jan low 25°F · 17 in snow
Full Linwood, New Jersey profile: weather, storms, schools, jobs →
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5South Toms River, New Jersey
Seaside character: 94th percentile · Home value ÷ income: 86th percentile
South Toms River is a borough of 3,643 people in Ocean County, New Jersey. Homes have a median value of $299,700 against household income of $103,503; January lows average 22°F.
3,643 people · Ocean County · median home $299,700 · income $103,503 · Jan low 22°F
Full South Toms River, New Jersey profile: weather, storms, schools, jobs →
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4Commercial, New Jersey
Seaside character: 94th percentile · Home value ÷ income: 86th percentile

Photo: Smallbones (public domain, Wikimedia Commons) Commercial is a township of 4,669 people in Cumberland County, New Jersey. Homes have a median value of $161,600 against household income of $55,733; January lows average 24°F.
4,669 people · Cumberland County · median home $161,600 · income $55,733 · Jan low 24°F · 17 in snow
Full Commercial, New Jersey profile: weather, storms, schools, jobs →
Percentile vs New Jersey towns on each part of this ranking. -
3Laurel Lake, New Jersey
Seaside character: 94th percentile · Home value ÷ income: 89th percentile
Laurel Lake is a community of 2,861 people in Cumberland County, New Jersey. Homes have a median value of $156,800 against household income of $55,574; January lows average 24°F.
2,861 people · Cumberland County · median home $156,800 · income $55,574 · Jan low 24°F · 17 in snow
Full Laurel Lake, New Jersey profile: weather, storms, schools, jobs →
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2Lawrence, New Jersey
Seaside character: 91st percentile · Home value ÷ income: 92nd percentile

Photo: Smallbones (public domain, Wikimedia Commons) Lawrence is a township of 3,087 people in Cumberland County, New Jersey. Homes have a median value of $229,500 against household income of $85,515; January lows average 24°F.
3,087 people · Cumberland County · median home $229,500 · income $85,515 · Jan low 24°F · 14 in snow
Full Lawrence, New Jersey profile: weather, storms, schools, jobs →
Percentile vs New Jersey towns on each part of this ranking. -
1Weymouth, New Jersey
Seaside character: 88th percentile · Home value ÷ income: 98th percentile

Photo: Smallbones (public domain, Wikimedia Commons) Weymouth is a township of 2,614 people in Atlantic County, New Jersey. Homes have a median value of $169,700 against household income of $72,459; January lows average 23°F.
2,614 people · Atlantic County · median home $169,700 · income $72,459 · Jan low 23°F · 22 in snow
Full Weymouth, New Jersey profile: weather, storms, schools, jobs →
Percentile vs New Jersey towns on each part of this ranking.
Price vs ranking
More New Jersey rankings
- The 25 Best Small Towns to Retire in New Jersey
- The 25 Quietest Small Towns in New Jersey
- The 25 Most Affordable Small Towns in New Jersey
- The 25 Best Small Towns for Families in New Jersey
- The 25 Best Quiet, Affordable Small Towns to Retire in New Jersey
- 25 Small Towns in New Jersey With the Cheapest Homes
- 25 Small Towns in New Jersey With the Mildest Winters
- The 25 Most Walkable Small Towns in New Jersey
- 25 Small Towns in New Jersey With the Fewest Tornadoes Since 1950
- The 25 Best Small Towns for First-Time Home Buyers in New Jersey
Same ranking, other places
- The 50 Most Affordable Seaside Small Towns in America
- The 25 Most Affordable Seaside Small Towns in Florida
- The 14 Most Affordable Seaside Small Towns in Washington
- The 11 Most Affordable Seaside Small Towns in Maryland
- The 11 Most Affordable Seaside Small Towns in Hawaii
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)