The Town Files

The 18 Most Affordable Seaside Small Towns in New Jersey

Ranked on The Town Files lifestyle rankings among 352 towns of 500–10,000 people in New Jersey, scoring every town on all of these at once. #1 is Weymouth, NJ.

Map of the 18 towns123456789101112131415161718
Numbers match the ranking.
The 18 Most Affordable Seaside Small Towns in New Jersey1. Weymouthscore 932. Lawrencescore 923. Laurel Lakescore 924. Commercialscore 905. South Toms Riverscore 906. Linwoodscore 907. North Middletownscore 888. Cliffwood Beachscore 879. Maurice Riverscore 8610. Fairfieldscore 8411. Leonardoscore 8412. Port Readingscore 8113. Dennisscore 7814. Laurence Harborscore 7815. Keansburgscore 7516. Villasscore 7417. Fairviewscore 7318. Smithvillescore 72
  1. 18Smithville, New Jersey

    Seaside character: 86th percentile · Home value ÷ income: 58th percentile

    Smithville is a community of 9,754 people in Atlantic County, New Jersey. Homes have a median value of $279,200 against household income of $77,579; January lows average 25°F.

    9,754 people · Atlantic County · median home $279,200 · income $77,579 · Jan low 25°F · 17 in snow

    Full Smithville, New Jersey profile: weather, storms, schools, jobs →

    Smithville: The 18 Most Affordable Seaside Small Towns in New Jersey scoresSeaside character86th pctAffordability58th pct
    Percentile vs New Jersey towns on each part of this ranking.
  2. 17Fairview, New Jersey

    Seaside character: 95th percentile · Home value ÷ income: 50th percentile

    Fairview is a community of 3,731 people in Monmouth County, New Jersey. Homes have a median value of $622,600 against household income of $165,135; January lows average 25°F.

    3,731 people · Monmouth County · median home $622,600 · income $165,135 · Jan low 25°F · 27 in snow

    Full Fairview, New Jersey profile: weather, storms, schools, jobs →

    Fairview: The 18 Most Affordable Seaside Small Towns in New Jersey scoresSeaside character95th pctAffordability50th pct
    Percentile vs New Jersey towns on each part of this ranking.
  3. 16Villas, New Jersey

    Seaside character: 94th percentile · Home value ÷ income: 53rd percentile

    Villas is a community of 9,134 people in Cape May County, New Jersey. Homes have a median value of $301,600 against household income of $80,974; January lows average 29°F.

    9,134 people · Cape May County · median home $301,600 · income $80,974 · Jan low 29°F · 15 in snow

    Full Villas, New Jersey profile: weather, storms, schools, jobs →

    Villas: The 18 Most Affordable Seaside Small Towns in New Jersey scoresSeaside character94th pctAffordability53th pct
    Percentile vs New Jersey towns on each part of this ranking.
  4. 15Keansburg, New Jersey

    Seaside character: 100th percentile · Home value ÷ income: 50th percentile

    Keansburg is a borough of 9,755 people in Monmouth County, New Jersey. Homes have a median value of $311,800 against household income of $81,428; January lows average 23°F.

    9,755 people · Monmouth County · median home $311,800 · income $81,428 · Jan low 23°F · 27 in snow

    Full Keansburg, New Jersey profile: weather, storms, schools, jobs →

    Keansburg: The 18 Most Affordable Seaside Small Towns in New Jersey scoresSeaside character100th pctAffordability50th pct
    Percentile vs New Jersey towns on each part of this ranking.
  5. 14Laurence Harbor, New Jersey

    Seaside character: 97th percentile · Home value ÷ income: 58th percentile

    Laurence Harbor is a community of 6,635 people in Middlesex County, New Jersey. Homes have a median value of $306,700 against household income of $84,291; January lows average 23°F.

    6,635 people · Middlesex County · median home $306,700 · income $84,291 · Jan low 23°F · 29 in snow

    Full Laurence Harbor, New Jersey profile: weather, storms, schools, jobs →

    Laurence Harbor: The 18 Most Affordable Seaside Small Towns in New Jersey scoresSeaside character97th pctAffordability58th pct
    Percentile vs New Jersey towns on each part of this ranking.
  6. 13Dennis, New Jersey

    Seaside character: 91st percentile · Home value ÷ income: 65th percentile

    Dennis is a township of 6,285 people in Cape May County, New Jersey. Homes have a median value of $360,400 against household income of $105,506; January lows average 23°F.

    6,285 people · Cape May County · median home $360,400 · income $105,506 · Jan low 23°F · 19 in snow

    Full Dennis, New Jersey profile: weather, storms, schools, jobs →

    Dennis: The 18 Most Affordable Seaside Small Towns in New Jersey scoresSeaside character91th pctAffordability65th pct
    Percentile vs New Jersey towns on each part of this ranking.
  7. 12Port Reading, New Jersey

    Seaside character: 87th percentile · Home value ÷ income: 74th percentile

    Port Reading is a community of 3,921 people in Middlesex County, New Jersey. Homes have a median value of $435,600 against household income of $134,479; January lows average 25°F.

    3,921 people · Middlesex County · median home $435,600 · income $134,479 · Jan low 25°F · 26 in snow

    Full Port Reading, New Jersey profile: weather, storms, schools, jobs →

    Port Reading: The 18 Most Affordable Seaside Small Towns in New Jersey scoresSeaside character87th pctAffordability74th pct
    Percentile vs New Jersey towns on each part of this ranking.
  8. 11Leonardo, New Jersey

    Seaside character: 97th percentile · Home value ÷ income: 70th percentile

    Leonardo is a community of 2,549 people in Monmouth County, New Jersey. Homes have a median value of $450,700 against household income of $138,125; January lows average 25°F.

    2,549 people · Monmouth County · median home $450,700 · income $138,125 · Jan low 25°F · 27 in snow

    Full Leonardo, New Jersey profile: weather, storms, schools, jobs →

    Leonardo: The 18 Most Affordable Seaside Small Towns in New Jersey scoresSeaside character97th pctAffordability70th pct
    Percentile vs New Jersey towns on each part of this ranking.
  9. 10Fairfield, New Jersey

    Seaside character: 87th percentile · Home value ÷ income: 81st percentile

    Fairfield, New Jersey
    Photo: Smallbones (public domain, Wikimedia Commons)

    Fairfield is a township of 5,546 people in Cumberland County, New Jersey. Homes have a median value of $185,200 against household income of $60,929; January lows average 25°F.

    5,546 people · Cumberland County · median home $185,200 · income $60,929 · Jan low 25°F · 12 in snow

    Full Fairfield, New Jersey profile: weather, storms, schools, jobs →

    Fairfield: The 18 Most Affordable Seaside Small Towns in New Jersey scoresSeaside character87th pctAffordability81th pct
    Percentile vs New Jersey towns on each part of this ranking.
  10. 9Maurice River, New Jersey

    Seaside character: 85th percentile · Home value ÷ income: 86th percentile

    Maurice River is a township of 6,218 people in Cumberland County, New Jersey. Homes have a median value of $220,500 against household income of $76,964; January lows average 23°F.

    6,218 people · Cumberland County · median home $220,500 · income $76,964 · Jan low 23°F · 22 in snow

    Full Maurice River, New Jersey profile: weather, storms, schools, jobs →

    Maurice River: The 18 Most Affordable Seaside Small Towns in New Jersey scoresSeaside character85th pctAffordability86th pct
    Percentile vs New Jersey towns on each part of this ranking.
  11. 8Cliffwood Beach, New Jersey

    Seaside character: 97th percentile · Home value ÷ income: 77th percentile

    Cliffwood Beach is a community of 3,036 people in Monmouth County, New Jersey. Homes have a median value of $365,600 against household income of $116,500; January lows average 23°F.

    3,036 people · Monmouth County · median home $365,600 · income $116,500 · Jan low 23°F · 26 in snow

    Full Cliffwood Beach, New Jersey profile: weather, storms, schools, jobs →

    Cliffwood Beach: The 18 Most Affordable Seaside Small Towns in New Jersey scoresSeaside character97th pctAffordability77th pct
    Percentile vs New Jersey towns on each part of this ranking.
  12. 7North Middletown, New Jersey

    Seaside character: 98th percentile · Home value ÷ income: 77th percentile

    North Middletown is a community of 3,146 people in Monmouth County, New Jersey. Homes have a median value of $357,100 against household income of $116,210; January lows average 23°F.

    3,146 people · Monmouth County · median home $357,100 · income $116,210 · Jan low 23°F · 27 in snow

    Full North Middletown, New Jersey profile: weather, storms, schools, jobs →

    North Middletown: The 18 Most Affordable Seaside Small Towns in New Jersey scoresSeaside character98th pctAffordability77th pct
    Percentile vs New Jersey towns on each part of this ranking.
  13. 6Linwood, New Jersey

    Seaside character: 84th percentile · Home value ÷ income: 96th percentile

    Linwood is a city of 6,971 people in Atlantic County, New Jersey. Homes have a median value of $394,700 against household income of $156,354; January lows average 25°F.

    6,971 people · Atlantic County · median home $394,700 · income $156,354 · Jan low 25°F · 17 in snow

    Full Linwood, New Jersey profile: weather, storms, schools, jobs →

    Linwood: The 18 Most Affordable Seaside Small Towns in New Jersey scoresSeaside character84th pctAffordability96th pct
    Percentile vs New Jersey towns on each part of this ranking.
  14. 5South Toms River, New Jersey

    Seaside character: 94th percentile · Home value ÷ income: 86th percentile

    South Toms River is a borough of 3,643 people in Ocean County, New Jersey. Homes have a median value of $299,700 against household income of $103,503; January lows average 22°F.

    3,643 people · Ocean County · median home $299,700 · income $103,503 · Jan low 22°F

    Full South Toms River, New Jersey profile: weather, storms, schools, jobs →

    South Toms River: The 18 Most Affordable Seaside Small Towns in New Jersey scoresSeaside character94th pctAffordability86th pct
    Percentile vs New Jersey towns on each part of this ranking.
  15. 4Commercial, New Jersey

    Seaside character: 94th percentile · Home value ÷ income: 86th percentile

    Commercial, New Jersey
    Photo: Smallbones (public domain, Wikimedia Commons)

    Commercial is a township of 4,669 people in Cumberland County, New Jersey. Homes have a median value of $161,600 against household income of $55,733; January lows average 24°F.

    4,669 people · Cumberland County · median home $161,600 · income $55,733 · Jan low 24°F · 17 in snow

    Full Commercial, New Jersey profile: weather, storms, schools, jobs →

    Commercial: The 18 Most Affordable Seaside Small Towns in New Jersey scoresSeaside character94th pctAffordability86th pct
    Percentile vs New Jersey towns on each part of this ranking.
  16. 3Laurel Lake, New Jersey

    Seaside character: 94th percentile · Home value ÷ income: 89th percentile

    Laurel Lake is a community of 2,861 people in Cumberland County, New Jersey. Homes have a median value of $156,800 against household income of $55,574; January lows average 24°F.

    2,861 people · Cumberland County · median home $156,800 · income $55,574 · Jan low 24°F · 17 in snow

    Full Laurel Lake, New Jersey profile: weather, storms, schools, jobs →

    Laurel Lake: The 18 Most Affordable Seaside Small Towns in New Jersey scoresSeaside character94th pctAffordability89th pct
    Percentile vs New Jersey towns on each part of this ranking.
  17. 2Lawrence, New Jersey

    Seaside character: 91st percentile · Home value ÷ income: 92nd percentile

    Lawrence, New Jersey
    Photo: Smallbones (public domain, Wikimedia Commons)

    Lawrence is a township of 3,087 people in Cumberland County, New Jersey. Homes have a median value of $229,500 against household income of $85,515; January lows average 24°F.

    3,087 people · Cumberland County · median home $229,500 · income $85,515 · Jan low 24°F · 14 in snow

    Full Lawrence, New Jersey profile: weather, storms, schools, jobs →

    Lawrence: The 18 Most Affordable Seaside Small Towns in New Jersey scoresSeaside character91th pctAffordability92th pct
    Percentile vs New Jersey towns on each part of this ranking.
  18. 1Weymouth, New Jersey

    Seaside character: 88th percentile · Home value ÷ income: 98th percentile

    Weymouth, New Jersey
    Photo: Smallbones (public domain, Wikimedia Commons)

    Weymouth is a township of 2,614 people in Atlantic County, New Jersey. Homes have a median value of $169,700 against household income of $72,459; January lows average 23°F.

    2,614 people · Atlantic County · median home $169,700 · income $72,459 · Jan low 23°F · 22 in snow

    Full Weymouth, New Jersey profile: weather, storms, schools, jobs →

    Weymouth: The 18 Most Affordable Seaside Small Towns in New Jersey scoresSeaside character88th pctAffordability98th pct
    Percentile vs New Jersey towns on each part of this ranking.

Price vs ranking

Median home value vs ranking, New Jersey towns0255075100$80K$328K$576K$824K$1073KMedian home valuePercentile
Orange squares are the 18 towns on this list; green dots are other towns on The Town Files in New Jersey.

More New Jersey rankings

Same ranking, other places

Methodology. We ranked 352 towns of 500–10,000 people in New Jersey (2020 Census population). Lifestyle measures are The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025), shown as percentiles. The combined score is the average of the percentiles shown for each town; a town must be above the middle on every one. Only towns better than 60% of their peers on this measure qualify, so lists can be shorter than 25. Sources: