The Town Files

The 25 Most Affordable Small Towns in Hawaii

Ranked by home value ÷ income among 55 towns of 2,500–10,000 people in Hawaii. #1 is Hawaiian Acres, HI (homes cost 3.5× income).

Map of the 25 towns12345678910111213141516171819202122232425
Numbers match the ranking.
  1. 25Hanapepe, Hawaii

    Homes cost 7.2× income

    2,678 people · Kauai County · median home $715,700 · income $100,000 · Jan low 64°F · 0 in snow

  2. 24Waikapu, Hawaii

    Homes cost 7.2× income

    3,437 people · Maui County · median home $884,400 · income $122,917 · Jan low 64°F · 0 in snow

  3. 23Captain Cook, Hawaii

    Homes cost 7.1× income

    3,253 people · Hawaii County · median home $770,600 · income $108,675 · Jan low 57°F · 0 in snow

  4. 22Hawaiian Ocean View, Hawaii

    Homes cost 7.1× income

    4,864 people · Hawaii County · median home $318,200 · income $45,043 · Jan low 54°F · 0 in snow

  5. 21Honokaa, Hawaii

    Homes cost 7.0× income

    2,699 people · Hawaii County · median home $610,600 · income $87,019 · Jan low 57°F · 0 in snow

  6. 20West Loch Estate, Hawaii

    Homes cost 7.0× income

    5,523 people · Honolulu County · median home $855,100 · income $122,422 · Jan low 62°F · 0 in snow

  7. 19Waimanalo, Hawaii

    Homes cost 6.9× income

    6,057 people · Honolulu County · median home $799,200 · income $116,581 · Jan low 65°F · 0 in snow

  8. 18Lanai City, Hawaii

    Homes cost 6.8× income

    3,332 people · Maui County · median home $630,000 · income $92,167 · Jan low 60°F · 0 in snow

  9. 17Heeia, Hawaii

    Homes cost 6.8× income

    5,001 people · Honolulu County · median home $1,200,200 · income $176,250 · Jan low 66°F · 0 in snow

  10. 16Waimea, Hawaii

    Homes cost 6.8× income

    9,904 people · Hawaii County · median home $677,400 · income $100,198 · Jan low 68°F · 0 in snow

  11. 15Waimanalo Beach, Hawaii

    Homes cost 6.7× income

    4,823 people · Honolulu County · median home $852,300 · income $127,450 · Jan low 65°F · 0 in snow

  12. 14Ahuimanu, Hawaii

    Homes cost 6.7× income

    8,969 people · Honolulu County · median home $910,600 · income $135,438 · Jan low 64°F · 0 in snow

  13. 13Eleele, Hawaii

    Homes cost 6.6× income

    2,515 people · Kauai County · median home $777,200 · income $118,438 · Jan low 64°F · 0 in snow

  14. 12Waihee-Waiehu, Hawaii

    Homes cost 6.1× income

    9,234 people · Maui County · median home $777,000 · income $126,735 · Jan low 64°F · 0 in snow

  15. 11Makaha, Hawaii

    Homes cost 6.1× income

    9,916 people · Honolulu County · median home $394,000 · income $64,970 · Jan low 65°F · 0 in snow

  16. 10East Kapolei, Hawaii

    Homes cost 5.9× income

    5,299 people · Honolulu County · median home $697,300 · income $118,904 · Jan low 65°F · 0 in snow

  17. 9Waikele, Hawaii

    Homes cost 5.8× income

    7,509 people · Honolulu County · median home $704,700 · income $120,525 · Jan low 62°F · 0 in snow

  18. 8Orchidlands Estates, Hawaii

    Homes cost 5.2× income

    3,165 people · Hawaii County · median home $385,900 · income $73,936 · Jan low 61°F · 0 in snow

  19. 7Puhi, Hawaii

    Homes cost 5.1× income

    3,380 people · Kauai County · median home $701,400 · income $137,292 · Jan low 66°F · 0 in snow

  20. 6Mountain View, Hawaii

    Homes cost 5.1× income

    4,215 people · Hawaii County · median home $356,800 · income $69,299 · Jan low 56°F · 0 in snow

  21. 5Kaneohe Base, Hawaii

    Homes cost 5.1× income

    9,483 people · Honolulu County · median home $352,000 · income $69,418 · Jan low 68°F · 0 in snow

  22. 4Kaunakakai, Hawaii

    Homes cost 4.8× income

    3,419 people · Maui County · median home $368,100 · income $76,131 · Jan low 64°F · 0 in snow

  23. 3Kurtistown, Hawaii

    Homes cost 4.7× income

    2,515 people · Hawaii County · median home $448,600 · income $96,165 · Jan low 61°F · 0 in snow

  24. 2Ainaloa, Hawaii

    Homes cost 3.9× income

    3,609 people · Hawaii County · median home $228,300 · income $58,918 · Jan low 56°F · 0 in snow

  25. 1Hawaiian Acres, Hawaii

    Homes cost 3.5× income

    3,426 people · Hawaii County · median home $318,400 · income $91,120 · Jan low 56°F · 0 in snow

More Hawaii rankings

Same ranking, other places

Methodology. We ranked 55 towns of 2,500–10,000 people in Hawaii (2020 Census population; towns with 2,500+ people have pages so far). Only towns better than 60% of their peers on this measure qualify, so lists can be shorter than 25. Sources: