The 25 Most Affordable Small Towns in Hawaii
Ranked by home value ÷ income among 55 towns of 2,500–10,000 people in Hawaii. #1 is Hawaiian Acres, HI (homes cost 3.5× income).
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25Hanapepe, Hawaii
Homes cost 7.2× income
2,678 people · Kauai County · median home $715,700 · income $100,000 · Jan low 64°F · 0 in snow
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24Waikapu, Hawaii
Homes cost 7.2× income
3,437 people · Maui County · median home $884,400 · income $122,917 · Jan low 64°F · 0 in snow
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23Captain Cook, Hawaii
Homes cost 7.1× income
3,253 people · Hawaii County · median home $770,600 · income $108,675 · Jan low 57°F · 0 in snow
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22Hawaiian Ocean View, Hawaii
Homes cost 7.1× income
4,864 people · Hawaii County · median home $318,200 · income $45,043 · Jan low 54°F · 0 in snow
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21Honokaa, Hawaii
Homes cost 7.0× income
2,699 people · Hawaii County · median home $610,600 · income $87,019 · Jan low 57°F · 0 in snow
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20West Loch Estate, Hawaii
Homes cost 7.0× income
5,523 people · Honolulu County · median home $855,100 · income $122,422 · Jan low 62°F · 0 in snow
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19Waimanalo, Hawaii
Homes cost 6.9× income
6,057 people · Honolulu County · median home $799,200 · income $116,581 · Jan low 65°F · 0 in snow
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18Lanai City, Hawaii
Homes cost 6.8× income
3,332 people · Maui County · median home $630,000 · income $92,167 · Jan low 60°F · 0 in snow
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17Heeia, Hawaii
Homes cost 6.8× income
5,001 people · Honolulu County · median home $1,200,200 · income $176,250 · Jan low 66°F · 0 in snow
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16Waimea, Hawaii
Homes cost 6.8× income
9,904 people · Hawaii County · median home $677,400 · income $100,198 · Jan low 68°F · 0 in snow
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15Waimanalo Beach, Hawaii
Homes cost 6.7× income
4,823 people · Honolulu County · median home $852,300 · income $127,450 · Jan low 65°F · 0 in snow
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14Ahuimanu, Hawaii
Homes cost 6.7× income
8,969 people · Honolulu County · median home $910,600 · income $135,438 · Jan low 64°F · 0 in snow
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13Eleele, Hawaii
Homes cost 6.6× income
2,515 people · Kauai County · median home $777,200 · income $118,438 · Jan low 64°F · 0 in snow
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12Waihee-Waiehu, Hawaii
Homes cost 6.1× income
9,234 people · Maui County · median home $777,000 · income $126,735 · Jan low 64°F · 0 in snow
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11Makaha, Hawaii
Homes cost 6.1× income
9,916 people · Honolulu County · median home $394,000 · income $64,970 · Jan low 65°F · 0 in snow
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10East Kapolei, Hawaii
Homes cost 5.9× income
5,299 people · Honolulu County · median home $697,300 · income $118,904 · Jan low 65°F · 0 in snow
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9Waikele, Hawaii
Homes cost 5.8× income
7,509 people · Honolulu County · median home $704,700 · income $120,525 · Jan low 62°F · 0 in snow
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8Orchidlands Estates, Hawaii
Homes cost 5.2× income
3,165 people · Hawaii County · median home $385,900 · income $73,936 · Jan low 61°F · 0 in snow
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7Puhi, Hawaii
Homes cost 5.1× income
3,380 people · Kauai County · median home $701,400 · income $137,292 · Jan low 66°F · 0 in snow
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6Mountain View, Hawaii
Homes cost 5.1× income
4,215 people · Hawaii County · median home $356,800 · income $69,299 · Jan low 56°F · 0 in snow
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5Kaneohe Base, Hawaii
Homes cost 5.1× income
9,483 people · Honolulu County · median home $352,000 · income $69,418 · Jan low 68°F · 0 in snow
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4Kaunakakai, Hawaii
Homes cost 4.8× income
3,419 people · Maui County · median home $368,100 · income $76,131 · Jan low 64°F · 0 in snow
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3Kurtistown, Hawaii
Homes cost 4.7× income
2,515 people · Hawaii County · median home $448,600 · income $96,165 · Jan low 61°F · 0 in snow
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2Ainaloa, Hawaii
Homes cost 3.9× income
3,609 people · Hawaii County · median home $228,300 · income $58,918 · Jan low 56°F · 0 in snow
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1Hawaiian Acres, Hawaii
Homes cost 3.5× income
3,426 people · Hawaii County · median home $318,400 · income $91,120 · Jan low 56°F · 0 in snow
More Hawaii rankings
- The 16 Best Small Towns to Retire in Hawaii
- The 15 Quietest Small Towns in Hawaii
- The 25 Best Small Towns for Families in Hawaii
- 19 Small Towns in Hawaii With the Cheapest Homes
- 21 Small Towns in Hawaii With the Mildest Winters
- The 23 Most Walkable Small Towns in Hawaii
- The 22 Best Small Towns for First-Time Home Buyers in Hawaii
- The 11 Most Affordable Seaside Small Towns in Hawaii
Same ranking, other places
- The 50 Most Affordable Small Towns in America
- The 25 Most Affordable Small Towns in Pennsylvania
- The 25 Most Affordable Small Towns in New York
- The 25 Most Affordable Small Towns in Michigan
- The 25 Most Affordable Small Towns in Texas
- The 25 Most Affordable Small Towns in California
- The 25 Most Affordable Small Towns in New Jersey
- The 25 Most Affordable Small Towns in Florida
- The 25 Most Affordable Small Towns in Wisconsin
- The 25 Most Affordable Small Towns in Ohio
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)