The 21 Best Small Towns to Retire in Mississippi
Ranked on The Town Files lifestyle rankings among 59 towns of 2,500–10,000 people in Mississippi. #1 is Houston, MS.
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21Ripley, Mississippi
Better for retirees than 60% of Mississippi towns
5,462 people · Tippah County · median home $117,200 · income $55,444 · Jan low 29°F · 2 in snow
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20Waveland, Mississippi
Better for retirees than 64% of Mississippi towns
7,210 people · Hancock County · median home $218,900 · income $68,693 · Jan low 42°F · 0 in snow
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19Crystal Springs, Mississippi
Better for retirees than 71% of Mississippi towns
4,862 people · Copiah County · median home $113,000 · income $49,291 · Jan low 37°F · 1 in snow
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18Gulf Park Estates, Mississippi
Better for retirees than 71% of Mississippi towns
5,972 people · Jackson County · median home $212,500 · income $65,556 · Jan low 44°F · 0 in snow
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17Columbia, Mississippi
Better for retirees than 72% of Mississippi towns
5,864 people · Marion County · median home $131,700 · income $38,507 · Jan low 38°F · 0 in snow
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16Beechwood, Mississippi
Better for retirees than 74% of Mississippi towns
3,469 people · Warren County · median home $236,000 · income $91,600 · Jan low 38°F · 0 in snow
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15Iuka, Mississippi
Better for retirees than 75% of Mississippi towns
3,139 people · Tishomingo County · median home $124,700 · income $49,290 · Jan low 28°F · 1 in snow
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14Aberdeen, Mississippi
Better for retirees than 75% of Mississippi towns
4,961 people · Monroe County · median home $87,600 · income $33,285 · Jan low 31°F · 0 in snow
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13Florence, Mississippi
Better for retirees than 76% of Mississippi towns
4,572 people · Rankin County · median home $230,800 · income $86,308 · Jan low 37°F · 1 in snow
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12Carthage, Mississippi
Better for retirees than 80% of Mississippi towns
4,901 people · Leake County · median home $154,800 · income $42,254 · Jan low 34°F · 0 in snow
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11Indianola, Mississippi
Better for retirees than 80% of Mississippi towns
9,646 people · Sunflower County · median home $108,800 · income $41,708 · Jan low 35°F · 1 in snow
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10Diamondhead, Mississippi
Better for retirees than 82% of Mississippi towns
9,529 people · Hancock County · median home $259,600 · income $87,407 · Jan low 42°F · 0 in snow
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9New Hope, Mississippi
Better for retirees than 83% of Mississippi towns
3,161 people · Lowndes County · median home $238,200 · income $79,577 · Jan low 36°F · 0 in snow
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8Pass Christian, Mississippi
Better for retirees than 84% of Mississippi towns
5,686 people · Harrison County · median home $270,900 · income $78,212 · Jan low 44°F · 0 in snow
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7Richland, Mississippi
Better for retirees than 84% of Mississippi towns
7,137 people · Rankin County · median home $125,800 · income $66,558 · Jan low 37°F · 1 in snow
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6Gluckstadt, Mississippi
Better for retirees than 85% of Mississippi towns
3,208 people · Madison County · median home $316,600 · income $124,348 · Jan low 34°F · 1 in snow
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5Bay St. Louis, Mississippi
Better for retirees than 86% of Mississippi towns
9,284 people · Hancock County · median home $260,200 · income $67,442 · Jan low 42°F · 0 in snow
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4Philadelphia, Mississippi
Better for retirees than 88% of Mississippi towns
7,118 people · Neshoba County · median home $97,300 · income $50,788 · Jan low 34°F · 0 in snow
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3Ruleville, Mississippi
Better for retirees than 96% of Mississippi towns
2,642 people · Sunflower County · median home $85,000 · income $33,480 · Jan low 33°F · 1 in snow
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2Leland, Mississippi
Better for retirees than 96% of Mississippi towns
3,988 people · Washington County · median home $109,700 · income $37,406 · Jan low 34°F · 0 in snow
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1Houston, Mississippi
Better for retirees than 100% of Mississippi towns
3,797 people · Chickasaw County · median home $122,800 · income $44,023 · Jan low 32°F · 1 in snow
Price vs ranking
More Mississippi rankings
- The 15 Quietest Small Towns in Mississippi
- The 25 Most Affordable Small Towns in Mississippi
- The 20 Best Small Towns for Families in Mississippi
- 16 Small Towns in Mississippi With the Cheapest Homes
- 24 Small Towns in Mississippi With the Mildest Winters
- The 25 Most Walkable Small Towns in Mississippi
- 24 Small Towns in Mississippi With the Fewest Tornadoes Since 1950
- The 25 Best Small Towns for First-Time Home Buyers in Mississippi
Same ranking, other places
- The 50 Best Small Towns to Retire in America
- The 25 Best Small Towns to Retire in Pennsylvania
- The 25 Best Small Towns to Retire in New York
- The 25 Best Small Towns to Retire in Michigan
- The 25 Best Small Towns to Retire in Texas
- The 25 Best Small Towns to Retire in California
- The 25 Best Small Towns to Retire in New Jersey
- The 25 Best Small Towns to Retire in Florida
- The 25 Best Small Towns to Retire in Wisconsin
- The 25 Best Small Towns to Retire in Ohio
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)