The 25 Most Affordable Small Towns in Kentucky
Ranked by home value ÷ income among 94 towns of 2,500–10,000 people in Kentucky. #1 is Providence, KY (homes cost 1.1× income).
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25Elsmere, Kentucky
Homes cost 2.8× income
9,159 people · Kenton County · median home $171,900 · income $60,503 · Jan low 23°F · 23 in snow
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24Oakbrook, Kentucky
Homes cost 2.8× income
9,268 people · Boone County · median home $260,700 · income $94,652 · Jan low 23°F · 23 in snow
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23Taylor Mill, Kentucky
Homes cost 2.7× income
6,873 people · Kenton County · median home $241,000 · income $88,546 · Jan low 24°F · 18 in snow
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22Hillview, Kentucky
Homes cost 2.7× income
8,622 people · Bullitt County · median home $186,300 · income $68,111 · Jan low 26°F · 4 in snow
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21Hodgenville, Kentucky
Homes cost 2.6× income
3,235 people · Larue County · median home $151,400 · income $57,739 · Jan low 24°F · 2 in snow
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20Massac, Kentucky
Homes cost 2.6× income
4,635 people · McCracken County · median home $239,400 · income $92,560 · Jan low 27°F · 9 in snow
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19Buckner, Kentucky
Homes cost 2.6× income
5,785 people · Oldham County · median home $425,400 · income $164,219 · Jan low 23°F · 11 in snow
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18Edgewood, Kentucky
Homes cost 2.6× income
8,435 people · Kenton County · median home $312,200 · income $119,028 · Jan low 23°F · 23 in snow
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17Marion, Kentucky
Homes cost 2.5× income
2,916 people · Crittenden County · median home $97,300 · income $39,414 · Jan low 25°F · 6 in snow
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16Carrollton, Kentucky
Homes cost 2.5× income
3,890 people · Carroll County · median home $113,200 · income $45,871 · Jan low 25°F · 21 in snow
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15Greenville, Kentucky
Homes cost 2.5× income
4,492 people · Muhlenberg County · median home $116,400 · income $46,054 · Jan low 24°F · 6 in snow
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14Dayton, Kentucky
Homes cost 2.5× income
5,666 people · Campbell County · median home $163,500 · income $65,992 · Jan low 24°F · 16 in snow
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13Francisville, Kentucky
Homes cost 2.5× income
9,952 people · Boone County · median home $398,000 · income $159,371 · Jan low 24°F · 11 in snow
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12Wilder, Kentucky
Homes cost 2.3× income
3,176 people · Campbell County · median home $159,900 · income $70,893 · Jan low 24°F · 18 in snow
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11Reidland, Kentucky
Homes cost 2.3× income
4,526 people · McCracken County · median home $228,000 · income $99,423 · Jan low 25°F · 4 in snow
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10Benton, Kentucky
Homes cost 2.3× income
4,756 people · Marshall County · median home $157,000 · income $66,827 · Jan low 27°F · 4 in snow
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9Williamstown, Kentucky
Homes cost 2.2× income
3,894 people · Grant County · median home $209,800 · income $95,050 · Jan low 25°F · 16 in snow
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8Hebron, Kentucky
Homes cost 2.2× income
6,195 people · Boone County · median home $239,300 · income $106,719 · Jan low 23°F · 23 in snow
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7Princeton, Kentucky
Homes cost 2.0× income
6,270 people · Caldwell County · median home $96,600 · income $47,411 · Jan low 27°F · 9 in snow
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6Flatwoods, Kentucky
Homes cost 1.9× income
7,325 people · Greenup County · median home $114,600 · income $59,972 · Jan low 23°F · 9 in snow
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5Farley, Kentucky
Homes cost 1.8× income
4,374 people · McCracken County · median home $86,300 · income $47,292 · Jan low 25°F · 3 in snow
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4Hartford, Kentucky
Homes cost 1.7× income
2,668 people · Ohio County · median home $106,900 · income $61,445 · Jan low 24°F · 5 in snow
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3Morganfield, Kentucky
Homes cost 1.7× income
3,256 people · Union County · median home $113,600 · income $65,829 · Jan low 26°F · 8 in snow
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2Westwood, Kentucky
Homes cost 1.3× income
4,387 people · Boyd County · median home $92,200 · income $73,511 · Jan low 23°F · 6 in snow
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1Providence, Kentucky
Homes cost 1.1× income
2,892 people · Webster County · median home $60,300 · income $55,121 · Jan low 25°F · 9 in snow
More Kentucky rankings
- The 25 Best Small Towns to Retire in Kentucky
- The 17 Quietest Small Towns in Kentucky
- The 21 Best Small Towns for Families in Kentucky
- 22 Small Towns in Kentucky With the Cheapest Homes
- 22 Small Towns in Kentucky With the Mildest Winters
- The 25 Most Walkable Small Towns in Kentucky
- 25 Small Towns in Kentucky With the Fewest Tornadoes Since 1950
- The 25 Best Small Towns for First-Time Home Buyers in Kentucky
- The 13 Best Affordable Small Towns for Remote Workers in Kentucky
Same ranking, other places
- The 50 Most Affordable Small Towns in America
- The 25 Most Affordable Small Towns in Pennsylvania
- The 25 Most Affordable Small Towns in New York
- The 25 Most Affordable Small Towns in Michigan
- The 25 Most Affordable Small Towns in Texas
- The 25 Most Affordable Small Towns in California
- The 25 Most Affordable Small Towns in New Jersey
- The 25 Most Affordable Small Towns in Florida
- The 25 Most Affordable Small Towns in Wisconsin
- The 25 Most Affordable Small Towns in Ohio
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)