The 25 Best Small Towns to Retire in Kentucky

Ranked on The Town Files lifestyle rankings among 94 towns of 2,500–10,000 people in Kentucky. #1 is Prospect, KY.

1. 25Cynthiana, Kentucky

   Better for retirees than 69% of Kentucky towns

   6,333 people · Harrison County · median home $172,500 · income $54,647 · Jan low 23°F · 16 in snow

2. 24Russell Springs, Kentucky

   Better for retirees than 72% of Kentucky towns

   2,715 people · Russell County · median home $170,300 · income $38,697 · Jan low 25°F · 5 in snow

3. 23Highland Heights, Kentucky

   Better for retirees than 73% of Kentucky towns

   6,662 people · Campbell County · median home $169,700 · income $53,275 · Jan low 24°F · 17 in snow

4. 22Edgewood, Kentucky

   Better for retirees than 73% of Kentucky towns

   8,435 people · Kenton County · median home $312,200 · income $119,028 · Jan low 23°F · 23 in snow

5. 21Rineyville, Kentucky

   Better for retirees than 75% of Kentucky towns

   3,039 people · Hardin County · median home $257,100 · income $84,511 · Jan low 24°F · 5 in snow

6. 20Crescent Springs, Kentucky

   Better for retirees than 75% of Kentucky towns

   4,319 people · Kenton County · median home $302,100 · income $83,066 · Jan low 23°F · 23 in snow

7. 19Hurstbourne, Kentucky

   Better for retirees than 76% of Kentucky towns

   4,683 people · Jefferson County · median home $542,600 · income $116,094 · Jan low 27°F · 13 in snow

8. 18Cold Spring, Kentucky

   Better for retirees than 76% of Kentucky towns

   6,216 people · Campbell County · median home $253,600 · income $75,000 · Jan low 24°F · 18 in snow

9. 17Villa Hills, Kentucky

   Better for retirees than 78% of Kentucky towns

   7,310 people · Kenton County · median home $362,500 · income $107,859 · Jan low 23°F · 23 in snow

10. 16Wilmore, Kentucky

    Better for retirees than 80% of Kentucky towns

    5,999 people · Jessamine County · median home $248,900 · income $77,665 · Jan low 27°F · 10 in snow

11. 15Russell, Kentucky

    Better for retirees than 81% of Kentucky towns

    3,744 people · Greenup County · median home $211,900 · income $76,182 · Jan low 23°F · 6 in snow

12. 14Flemingsburg, Kentucky

    Better for retirees than 83% of Kentucky towns

    2,953 people · Fleming County · median home $132,800 · income $35,493 · Jan low 23°F · 9 in snow

13. 13Douglass Hills, Kentucky

    Better for retirees than 83% of Kentucky towns

    5,456 people · Jefferson County · median home $346,300 · income $78,482 · Jan low 27°F · 10 in snow

14. 12Benton, Kentucky

    Better for retirees than 84% of Kentucky towns

    4,756 people · Marshall County · median home $157,000 · income $66,827 · Jan low 27°F · 4 in snow

15. 11Indian Hills, Kentucky

    Better for retirees than 85% of Kentucky towns

    2,860 people · Jefferson County · median home $699,200 · income $192,000 · Jan low 27°F · 4 in snow

16. 10Barbourville, Kentucky

    Better for retirees than 85% of Kentucky towns

    3,222 people · Knox County · median home $182,400 · income $22,046 · Jan low 25°F · 9 in snow

17. 9Crestview Hills, Kentucky

    Better for retirees than 86% of Kentucky towns

    3,246 people · Kenton County · median home $279,800 · income $95,441 · Jan low 23°F · 23 in snow

18. 8Greenville, Kentucky

    Better for retirees than 86% of Kentucky towns

    4,492 people · Muhlenberg County · median home $116,400 · income $46,054 · Jan low 24°F · 6 in snow

19. 7Park Hills, Kentucky

    Better for retirees than 89% of Kentucky towns

    3,162 people · Kenton County · median home $282,100 · income $99,861 · Jan low 24°F · 23 in snow

20. 6Fort Wright, Kentucky

    Better for retirees than 91% of Kentucky towns

    5,851 people · Kenton County · median home $328,900 · income $105,024 · Jan low 23°F · 23 in snow

21. 5Springfield, Kentucky

    Better for retirees than 94% of Kentucky towns

    2,846 people · Washington County · median home $168,600 · income $48,750 · Jan low 26°F · 3 in snow

22. 4Providence, Kentucky

    Better for retirees than 94% of Kentucky towns

    2,892 people · Webster County · median home $60,300 · income $55,121 · Jan low 25°F · 9 in snow

23. 3Reidland, Kentucky

    Better for retirees than 94% of Kentucky towns

    4,526 people · McCracken County · median home $228,000 · income $99,423 · Jan low 25°F · 4 in snow

24. 2Columbia, Kentucky

    Better for retirees than 95% of Kentucky towns

    4,845 people · Adair County · median home $143,600 · income $47,299 · Jan low 26°F · 8 in snow

25. 1Prospect, Kentucky

    Better for retirees than 97% of Kentucky towns

    4,592 people · Jefferson County · median home $538,400 · income $163,462 · Jan low 27°F · 9 in snow

Price vs ranking

More Kentucky rankings

• The 17 Quietest Small Towns in Kentucky
• The 25 Most Affordable Small Towns in Kentucky
• The 21 Best Small Towns for Families in Kentucky
• 22 Small Towns in Kentucky With the Cheapest Homes
• 22 Small Towns in Kentucky With the Mildest Winters
• The 25 Most Walkable Small Towns in Kentucky
• 25 Small Towns in Kentucky With the Fewest Tornadoes Since 1950
• The 25 Best Small Towns for First-Time Home Buyers in Kentucky
• The 13 Best Affordable Small Towns for Remote Workers in Kentucky

Same ranking, other places

• The 50 Best Small Towns to Retire in America
• The 25 Best Small Towns to Retire in Pennsylvania
• The 25 Best Small Towns to Retire in New York
• The 25 Best Small Towns to Retire in Michigan
• The 25 Best Small Towns to Retire in Texas
• The 25 Best Small Towns to Retire in California
• The 25 Best Small Towns to Retire in New Jersey
• The 25 Best Small Towns to Retire in Florida
• The 25 Best Small Towns to Retire in Wisconsin
• The 25 Best Small Towns to Retire in Ohio