The Town FilesNeptune City, New Jersey
Borough in Monmouth County · population 4,626 (2020 Census)
- Median home
- $420,700
- Household income
- $88,864
- Jan low / Jul high
- 25° / 84°
- Tornadoes ≤10 mi since 1950
- 6
- Median age
- 41.7
Neptune City is a borough of 4,626 people in Monmouth County, New Jersey. The median home is worth $420,700, close to the typical New Jersey town ($435,600). It ranks more vibrant than 91% of New Jersey towns, more walkable than 87% of New Jersey towns, hipper than 86% of New Jersey towns.
How Neptune City ranks
Percentile among New Jersey towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of New Jersey towns.
Homes and cost of living
The median home in Neptune City is worth $420,700, close to the typical New Jersey town ($435,600). Homes cost about 4.7 times the median household income of $88,864, which is more affordable than 23% of New Jersey towns. Median rent is $1,526 a month. 72.1% of households own their home.
| Housing | Neptune City | Typical New Jersey town |
|---|---|---|
| Median home value | $420,700 | $435,600 |
| Median rent | $1,526 | $1,774 |
| Median household income | $88,864 | $111,891 |
| Home value ÷ income | 4.7× | 3.8× |
| Homeownership | 72.1% | 80.8% |
| Median year built | 1959 | 1969 |
| Seasonal / vacation homes | 0.0% | — |
Who lives in Neptune City
| People | Neptune City | Typical New Jersey town |
|---|---|---|
| Median age | 41.7 | 42.7 |
| Age 65 and over | 13.3% | 18.3% |
| Under 18 | 17.3% | — |
| Bachelor's degree or higher | 30.5% | 44.1% |
| Below the poverty line | 16.9% | 5.7% |
| Veterans | 3.0% | — |
| Born outside the U.S. | 12.5% | — |
| Work from home | 5.9% | 16.3% |
| Average commute | 23.9 min | 30.4 min |
| Homes with broadband | 97.3% | 94.6% |
Weather in Neptune City
July highs average 83.5°F and January lows 24.8°F. About 52.5 inches of rain and melted snow fall a year. Expect about 13 days a year at 90°F or hotter and 94 nights at or below freezing.
Tornadoes, storms and disasters
6 tornadoes have passed within 10 miles of Neptune City since 1950, compared with 9 for the typical New Jersey town. 2 rated (E)F2 or stronger. The strongest, an EF2, struck on April 1, 2023 about 5.4 miles from the town center. The most recent was on April 1, 2023.
Hail of 1 inch or larger has been reported within 10 miles 18 times; the largest was 2.00 inches on July 22, 2003.
Severe weather in Monmouth County since 1996
Monmouth County has been included in 28 federal disaster or emergency declarations since 1953, most often for fire, flood, other.
| Declared | Incident | Declaration |
|---|---|---|
| September 5, 2021 | Hurricane | DR-4614: Remnants Of Hurricane Ida |
| September 2, 2021 | Hurricane | EM-3573: Remnants Of Hurricane Ida |
| December 11, 2020 | Hurricane | DR-4574: Tropical Storm Isaias |
| March 25, 2020 | Biological | DR-4488: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3451: Covid-19 |
Jobs and pay in Monmouth County
Monmouth County had 274,000 jobs in 2024, paying an average of $70,560 a year. Unemployment was 3.8% in 2023; in Neptune City itself the ACS puts it at 5.8%.
Public schools in Neptune City
1 public school with 269 students, about 8.4 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| Woodrow Wilson | PK-8 | 269 | 8.4 |
Towns near Neptune City
- Shark River Hills, NJ0.9 mi · 3,583 people · home $523,400
- Bradley Beach, NJ1.1 mi · 4,282 people · home $932,800
- Neptune, NJ1.4 mi · 28,061 people · home $455,900
- Belmar, NJ1.5 mi · 5,907 people · home $861,800
- Ocean Grove, NJ1.6 mi · 3,057 people · home $790,100
- Asbury Park, NJ2.0 mi · 15,188 people · home $581,100
- Wanamassa, NJ2.5 mi · 4,344 people · home $570,100
- Spring Lake, NJ3.2 mi · 2,789 people · home $2,000,001
Neptune City questions
Is Neptune City, New Jersey a good place to retire?
On The Town Files lifestyle rankings, Neptune City scores better for retirees than 7% of New Jersey towns and quieter than 9%. 13.3% of residents are 65 or older (median age 41.7).
How much does a house cost in Neptune City?
The median owner-occupied home in Neptune City is valued at $420,700 (Census ACS 2020–2024), against a median household income of $88,864, so homes cost about 4.7 times income. Median rent is $1,526 a month.
What is the weather like in Neptune City?
July highs average 83.5°F and January lows 24.8°F (NOAA 1991–2020 normals). It gets about 52.5 inches of precipitation a year.
Does Neptune City get tornadoes?
6 tornadoes have passed within 10 miles of Neptune City since 1950 (NOAA Storm Events); the strongest was an EF2 on April 1, 2023. The typical New Jersey town has had 9.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)