The Town FilesNeptune, New Jersey
Township in Monmouth County · population 28,061 (2020 Census)
- Median home
- $455,900
- Household income
- $101,017
- Jan low / Jul high
- 25° / 84°
- Tornadoes ≤10 mi since 1950
- 6
- Median age
- 44.8
Neptune is a township of 28,061 people in Monmouth County, New Jersey. The median home is worth $455,900, close to the typical New Jersey town ($435,600). It ranks better for cycling than 93% of New Jersey towns, better for a vacation home than 89% of New Jersey towns, more seaside character than 82% of New Jersey towns.
How Neptune ranks
Percentile among New Jersey towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of New Jersey towns.
Homes and cost of living
The median home in Neptune is worth $455,900, close to the typical New Jersey town ($435,600). Homes cost about 4.5 times the median household income of $101,017, which is more affordable than 27% of New Jersey towns. Median rent is $1,876 a month. 70.2% of households own their home.
| Housing | Neptune | Typical New Jersey town |
|---|---|---|
| Median home value | $455,900 | $435,600 |
| Median rent | $1,876 | $1,774 |
| Median household income | $101,017 | $111,891 |
| Home value ÷ income | 4.5× | 3.8× |
| Homeownership | 70.2% | 80.8% |
| Median year built | 1963 | 1969 |
| Seasonal / vacation homes | 7.0% | — |
Who lives in Neptune
| People | Neptune | Typical New Jersey town |
|---|---|---|
| Median age | 44.8 | 42.7 |
| Age 65 and over | 20.9% | 18.3% |
| Under 18 | 18.3% | — |
| Bachelor's degree or higher | 38.8% | 44.1% |
| Below the poverty line | 10.4% | 5.7% |
| Veterans | 4.8% | — |
| Born outside the U.S. | 15.9% | — |
| Work from home | 14.7% | 16.3% |
| Average commute | 26.1 min | 30.4 min |
| Homes with broadband | 91.2% | 94.6% |
Weather in Neptune
July highs average 83.5°F and January lows 24.8°F. About 52.5 inches of rain and melted snow fall a year. Expect about 13 days a year at 90°F or hotter and 94 nights at or below freezing.
Tornadoes, storms and disasters
6 tornadoes have passed within 10 miles of Neptune since 1950, compared with 9 for the typical New Jersey town. 2 rated (E)F2 or stronger. The strongest, an EF2, struck on April 1, 2023 about 6.4 miles from the town center. The most recent was on April 1, 2023.
Hail of 1 inch or larger has been reported within 10 miles 17 times; the largest was 2.00 inches on July 22, 2003.
Severe weather in Monmouth County since 1996
Monmouth County has been included in 28 federal disaster or emergency declarations since 1953, most often for fire, flood, other.
| Declared | Incident | Declaration |
|---|---|---|
| September 5, 2021 | Hurricane | DR-4614: Remnants Of Hurricane Ida |
| September 2, 2021 | Hurricane | EM-3573: Remnants Of Hurricane Ida |
| December 11, 2020 | Hurricane | DR-4574: Tropical Storm Isaias |
| March 25, 2020 | Biological | DR-4488: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3451: Covid-19 |
Jobs and pay in Monmouth County
Monmouth County had 274,000 jobs in 2024, paying an average of $70,560 a year. Unemployment was 3.8% in 2023; in Neptune itself the ACS puts it at 8.2%.
Public schools in Neptune
9 public schools with 4,240 students, about 10.8 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| Neptune High School | 9-12 | 1,102 | 12.1 |
| Neptune Middle School | 6-8 | 625 | 9.1 |
| College Achieve Greater Asbury Park Charter School District (charter) | K-12 | 582 | 14.9 |
| Midtown Community Elementary School | PK-5 | 430 | 8.8 |
| Summerfield Elementary School | PK-5 | 380 | 9.5 |
| Monmouth County Academy of Allied Health and Science | 9-12 | 304 | 13.8 |
| Green Grove Elementary School | PK-5 | 294 | 9.8 |
| Gables Elementary School | PK-5 | 288 | 10.3 |
| Shark River Hills Elementary School | PK-5 | 235 | 9.8 |
Towns near Neptune
- Neptune City, NJ1.4 mi · 4,626 people · home $420,700
- Shark River Hills, NJ1.5 mi · 3,583 people · home $523,400
- Wanamassa, NJ2.1 mi · 4,344 people · home $570,100
- Bradley Beach, NJ2.4 mi · 4,282 people · home $932,800
- Asbury Park, NJ2.4 mi · 15,188 people · home $581,100
- Ocean Grove, NJ2.5 mi · 3,057 people · home $790,100
- Belmar, NJ2.8 mi · 5,907 people · home $861,800
- Ocean, NJ3.0 mi · 27,672 people · home $678,300
Neptune questions
Is Neptune, New Jersey a good place to retire?
On The Town Files lifestyle rankings, Neptune scores better for retirees than 31% of New Jersey towns and quieter than 38%. 20.9% of residents are 65 or older (median age 44.8).
How much does a house cost in Neptune?
The median owner-occupied home in Neptune is valued at $455,900 (Census ACS 2020–2024), against a median household income of $101,017, so homes cost about 4.5 times income. Median rent is $1,876 a month.
What is the weather like in Neptune?
July highs average 83.5°F and January lows 24.8°F (NOAA 1991–2020 normals). It gets about 52.5 inches of precipitation a year.
Does Neptune get tornadoes?
6 tornadoes have passed within 10 miles of Neptune since 1950 (NOAA Storm Events); the strongest was an EF2 on April 1, 2023. The typical New Jersey town has had 9.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)