The Town FilesPhiladelphia, Tennessee
City in Loudon County · population 607 (2020 Census)
- Median home
- $105,600
- Household income
- $68,679
- Jan low / Jul high
- 28° / 89°
- Snow a year
- 3 in
- Tornadoes ≤10 mi since 1950
- 8
- Median age
- 34.6
Philadelphia is a city of 607 people in Loudon County, Tennessee. The median home is worth $105,600, below the typical Tennessee town ($204,650). It ranks better for first-time buyers than 97% of Tennessee towns, easier by car than 95% of Tennessee towns, more of a college town than 94% of Tennessee towns.
- #2 in The 25 Best Quiet, Affordable Small Towns to Retire in Tennessee
- #4 in The 25 Best Small Towns for Young Families in Tennessee
- #5 in The 25 Most Affordable Small Towns in Tennessee
- #10 in The 25 Best Affordable Small Towns to Retire in Tennessee With Mild Winters
- #13 in The 25 Best Small Towns for First-Time Home Buyers in Tennessee
How Philadelphia ranks
Percentile among Tennessee towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Tennessee towns.
Homes and cost of living
The median home in Philadelphia is worth $105,600, below the typical Tennessee town ($204,650). Homes cost about 1.5 times the median household income of $68,679, which is more affordable than 99% of Tennessee towns. Median rent is $930 a month. 72.8% of households own their home.
| Housing | Philadelphia | Typical Tennessee town |
|---|---|---|
| Median home value | $105,600 | $204,650 |
| Median rent | $930 | $863 |
| Median household income | $68,679 | $57,917 |
| Home value ÷ income | 1.5× | 3.7× |
| Homeownership | 72.8% | 69.7% |
| Median year built | 1973 | 1980 |
| Seasonal / vacation homes | 0.0% | — |
Who lives in Philadelphia
| People | Philadelphia | Typical Tennessee town |
|---|---|---|
| Median age | 34.6 | 40.8 |
| Age 65 and over | 6.7% | 18.4% |
| Under 18 | 20.2% | — |
| Bachelor's degree or higher | 8.6% | 18.2% |
| Below the poverty line | 13.9% | 14.2% |
| Veterans | 2.4% | — |
| Born outside the U.S. | 3.9% | — |
| Work from home | 7.4% | 8.2% |
| Average commute | 23.7 min | 25.9 min |
| Homes with broadband | 92.5% | 88.2% |
Weather in Philadelphia
July highs average 89.0°F and January lows 28.0°F. About 55.2 inches of rain and melted snow fall a year, with 3.1 inches of snow (typical Tennessee town: 3.5 in). Expect about 43 days a year at 90°F or hotter and 76 nights at or below freezing.
Tornadoes, storms and disasters
8 tornadoes have passed within 10 miles of Philadelphia since 1950, compared with 16 for the typical Tennessee town. 3 rated (E)F2 or stronger. The strongest, an EF3, struck on March 23, 2011 about 9.5 miles from the town center. The most recent was on May 30, 2025.
Hail of 1 inch or larger has been reported within 10 miles 18 times; the largest was 1.75 inches on March 31, 2012.
Severe weather in Loudon County since 1996
Loudon County has been included in 20 federal disaster or emergency declarations since 1953, most often for flood, tornado, hurricane.
| Declared | Incident | Declaration |
|---|---|---|
| February 6, 2026 | Winter Storm | DR-4898: Severe Winter Storm |
| January 24, 2026 | Winter Storm | EM-3635: Severe Winter Storm |
| April 2, 2025 | Severe Storm | EM-3625: Severe Storms, Straight-Line Winds, Tornadoes, And Flooding |
| September 27, 2023 | Severe Storm | DR-4742: Severe Storms, Straight-Line Winds, And Tornado |
| April 2, 2020 | Biological | DR-4514: Covid-19 Pandemic |
Jobs and pay in Loudon County
Loudon County had 17,644 jobs in 2024, paying an average of $54,420 a year. Unemployment was 3.3% in 2023; in Philadelphia itself the ACS puts it at 19.6%.
Public schools in Philadelphia
1 public school with 542 students, about 13.6 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| Philadelphia Elementary | PK-8 | 542 | 13.6 |
Towns near Philadelphia
- Loudon, TN4.5 mi · 5,991 people · home $244,200
- Sweetwater, TN6.7 mi · 6,312 people · home $178,400
- Tellico Village, TN7.8 mi · 7,311 people · home $517,200
- Rarity Bay, TN8.8 mi · 885 people · home $706,000
- Vonore, TN10.9 mi · 1,574 people · home $290,900
- Madisonville, TN11.0 mi · 5,132 people · home $234,400
- Lenoir City, TN11.5 mi · 10,117 people · home $252,400
- Kahite, TN11.9 mi · 834 people · home $667,900
Philadelphia questions
Is Philadelphia, Tennessee a good place to retire?
On The Town Files lifestyle rankings, Philadelphia scores better for retirees than 88% of Tennessee towns and quieter than 86%. 6.7% of residents are 65 or older (median age 34.6).
How much does a house cost in Philadelphia?
The median owner-occupied home in Philadelphia is valued at $105,600 (Census ACS 2020–2024), against a median household income of $68,679, so homes cost about 1.5 times income. Median rent is $930 a month.
What is the weather like in Philadelphia?
July highs average 89.0°F and January lows 28.0°F (NOAA 1991–2020 normals). It gets about 55.2 inches of precipitation a year and 3.1 inches of snow.
Does Philadelphia get tornadoes?
8 tornadoes have passed within 10 miles of Philadelphia since 1950 (NOAA Storm Events); the strongest was an EF3 on March 23, 2011. The typical Tennessee town has had 16.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)