The Town Files

The 25 Best Quiet, Affordable Small Towns to Retire in Tennessee

Ranked on The Town Files lifestyle rankings among 304 towns of 500–10,000 people in Tennessee, scoring every town on all of these at once. #1 is Hornbeak, TN.

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Numbers match the ranking.
The 25 Best Quiet, Affordable Small Towns to Retire in Tennessee1. Hornbeakscore 912. Philadelphiascore 913. Wildwoodscore 904. Orebankscore 895. Three Wayscore 896. Moscowscore 887. Doverscore 878. Puryearscore 879. New Hopescore 8610. Spencerscore 8511. Dodson Branchscore 8512. South Fultonscore 8413. Huntlandscore 8414. Hollow Rockscore 8315. Collinwoodscore 8216. Finleyscore 8117. Greenfieldscore 8018. South Pittsburgscore 8019. Pleasant Hillscore 8020. Crab Orchardscore 8021. Pegramscore 7922. Powells Crossroadsscore 7923. Minor Hillscore 7924. Cliftonscore 7925. Gainesboroscore 78
  1. 25Gainesboro, Tennessee

    Retirement: 78th percentile · Quiet: 89th percentile · Home value ÷ income: 68th percentile

    Gainesboro is a town of 920 people in Jackson County, Tennessee. Homes have a median value of $170,600 against household income of $51,923; January lows average 24°F.

    920 people · Jackson County · median home $170,600 · income $51,923 · Jan low 24°F · 5 in snow

    Full Gainesboro, Tennessee profile: weather, storms, schools, jobs →

    Gainesboro: The 25 Best Quiet, Affordable Small Towns to Retire in Tennessee scoresRetirement78th pctQuiet89th pctAffordability68th pct
    Percentile vs Tennessee towns on each part of this ranking.
  2. 24Clifton, Tennessee

    Retirement: 72nd percentile · Quiet: 84th percentile · Home value ÷ income: 81st percentile

    Clifton is a city of 2,651 people in Wayne County, Tennessee. Homes have a median value of $122,100 against household income of $43,571; January lows average 27°F.

    2,651 people · Wayne County · median home $122,100 · income $43,571 · Jan low 27°F · 2 in snow

    Full Clifton, Tennessee profile: weather, storms, schools, jobs →

    Clifton: The 25 Best Quiet, Affordable Small Towns to Retire in Tennessee scoresRetirement72th pctQuiet84th pctAffordability81th pct
    Percentile vs Tennessee towns on each part of this ranking.
  3. 23Minor Hill, Tennessee

    Retirement: 70th percentile · Quiet: 99th percentile · Home value ÷ income: 68th percentile

    Minor Hill is a city of 504 people in Giles County, Tennessee. Homes have a median value of $172,900 against household income of $52,845; January lows average 25°F.

    504 people · Giles County · median home $172,900 · income $52,845 · Jan low 25°F · 2 in snow

    Full Minor Hill, Tennessee profile: weather, storms, schools, jobs →

    Minor Hill: The 25 Best Quiet, Affordable Small Towns to Retire in Tennessee scoresRetirement70th pctQuiet99th pctAffordability68th pct
    Percentile vs Tennessee towns on each part of this ranking.
  4. 22Powells Crossroads, Tennessee

    Retirement: 59th percentile · Quiet: 97th percentile · Home value ÷ income: 81st percentile

    Powells Crossroads is a town of 1,296 people in Marion County, Tennessee. Homes have a median value of $187,800 against household income of $67,549; January lows average 32°F.

    1,296 people · Marion County · median home $187,800 · income $67,549 · Jan low 32°F · 3 in snow

    Full Powells Crossroads, Tennessee profile: weather, storms, schools, jobs →

    Powells Crossroads: The 25 Best Quiet, Affordable Small Towns to Retire in Tennessee scoresRetirement59th pctQuiet97th pctAffordability81th pct
    Percentile vs Tennessee towns on each part of this ranking.
  5. 21Pegram, Tennessee

    Retirement: 86th percentile · Quiet: 93rd percentile · Home value ÷ income: 59th percentile

    Pegram is a town of 2,072 people in Cheatham County, Tennessee. Homes have a median value of $387,100 against household income of $111,172; January lows average 27°F.

    2,072 people · Cheatham County · median home $387,100 · income $111,172 · Jan low 27°F · 1 in snow

    Full Pegram, Tennessee profile: weather, storms, schools, jobs →

    Pegram: The 25 Best Quiet, Affordable Small Towns to Retire in Tennessee scoresRetirement86th pctQuiet93th pctAffordability59th pct
    Percentile vs Tennessee towns on each part of this ranking.
  6. 20Crab Orchard, Tennessee

    Retirement: 58th percentile · Quiet: 97th percentile · Home value ÷ income: 84th percentile

    Crab Orchard is a city of 720 people in Cumberland County, Tennessee. Homes have a median value of $164,700 against household income of $60,216; January lows average 26°F.

    720 people · Cumberland County · median home $164,700 · income $60,216 · Jan low 26°F · 5 in snow

    Full Crab Orchard, Tennessee profile: weather, storms, schools, jobs →

    Crab Orchard: The 25 Best Quiet, Affordable Small Towns to Retire in Tennessee scoresRetirement58th pctQuiet97th pctAffordability84th pct
    Percentile vs Tennessee towns on each part of this ranking.
  7. 19Pleasant Hill, Tennessee

    Retirement: 79th percentile · Quiet: 96th percentile · Home value ÷ income: 64th percentile

    Pleasant Hill is a town of 540 people in Cumberland County, Tennessee. Homes have a median value of $175,000 against household income of $51,406; January lows average 26°F.

    540 people · Cumberland County · median home $175,000 · income $51,406 · Jan low 26°F · 14 in snow

    Full Pleasant Hill, Tennessee profile: weather, storms, schools, jobs →

    Pleasant Hill: The 25 Best Quiet, Affordable Small Towns to Retire in Tennessee scoresRetirement79th pctQuiet96th pctAffordability64th pct
    Percentile vs Tennessee towns on each part of this ranking.
  8. 18South Pittsburg, Tennessee

    Retirement: 92nd percentile · Quiet: 76th percentile · Home value ÷ income: 71st percentile

    South Pittsburg is a city of 3,106 people in Marion County, Tennessee. Homes have a median value of $187,100 against household income of $57,865; January lows average 29°F.

    3,106 people · Marion County · median home $187,100 · income $57,865 · Jan low 29°F · 5 in snow

    Full South Pittsburg, Tennessee profile: weather, storms, schools, jobs →

    South Pittsburg: The 25 Best Quiet, Affordable Small Towns to Retire in Tennessee scoresRetirement92th pctQuiet76th pctAffordability71th pct
    Percentile vs Tennessee towns on each part of this ranking.
  9. 17Greenfield, Tennessee

    Retirement: 74th percentile · Quiet: 71st percentile · Home value ÷ income: 96th percentile

    Greenfield is a city of 2,031 people in Weakley County, Tennessee. Homes have a median value of $95,300 against household income of $47,368; January lows average 27°F.

    2,031 people · Weakley County · median home $95,300 · income $47,368 · Jan low 27°F · 2 in snow

    Full Greenfield, Tennessee profile: weather, storms, schools, jobs →

    Greenfield: The 25 Best Quiet, Affordable Small Towns to Retire in Tennessee scoresRetirement74th pctQuiet71th pctAffordability96th pct
    Percentile vs Tennessee towns on each part of this ranking.
  10. 16Finley, Tennessee

    Retirement: 82nd percentile · Quiet: 67th percentile · Home value ÷ income: 93rd percentile

    Finley is a community of 774 people in Dyer County, Tennessee. Homes have a median value of $162,500 against household income of $73,846; January lows average 29°F.

    774 people · Dyer County · median home $162,500 · income $73,846 · Jan low 29°F · 2 in snow

    Full Finley, Tennessee profile: weather, storms, schools, jobs →

    Finley: The 25 Best Quiet, Affordable Small Towns to Retire in Tennessee scoresRetirement82th pctQuiet67th pctAffordability93th pct
    Percentile vs Tennessee towns on each part of this ranking.
  11. 15Collinwood, Tennessee

    Retirement: 64th percentile · Quiet: 91st percentile · Home value ÷ income: 90th percentile

    Collinwood is a city of 898 people in Wayne County, Tennessee. Homes have a median value of $131,000 against household income of $54,286; January lows average 27°F.

    898 people · Wayne County · median home $131,000 · income $54,286 · Jan low 27°F · 1 in snow

    Full Collinwood, Tennessee profile: weather, storms, schools, jobs →

    Collinwood: The 25 Best Quiet, Affordable Small Towns to Retire in Tennessee scoresRetirement64th pctQuiet91th pctAffordability90th pct
    Percentile vs Tennessee towns on each part of this ranking.
  12. 14Hollow Rock, Tennessee

    Retirement: 79th percentile · Quiet: 77th percentile · Home value ÷ income: 93rd percentile

    Hollow Rock is a town of 683 people in Carroll County, Tennessee. Homes have a median value of $89,100 against household income of $40,000; January lows average 28°F.

    683 people · Carroll County · median home $89,100 · income $40,000 · Jan low 28°F · 3 in snow

    Full Hollow Rock, Tennessee profile: weather, storms, schools, jobs →

    Hollow Rock: The 25 Best Quiet, Affordable Small Towns to Retire in Tennessee scoresRetirement79th pctQuiet77th pctAffordability93th pct
    Percentile vs Tennessee towns on each part of this ranking.
  13. 13Huntland, Tennessee

    Retirement: 80th percentile · Quiet: 92nd percentile · Home value ÷ income: 81st percentile

    Huntland is a town of 886 people in Franklin County, Tennessee. Homes have a median value of $183,100 against household income of $66,308; January lows average 30°F.

    886 people · Franklin County · median home $183,100 · income $66,308 · Jan low 30°F · 2 in snow

    Full Huntland, Tennessee profile: weather, storms, schools, jobs →

    Huntland: The 25 Best Quiet, Affordable Small Towns to Retire in Tennessee scoresRetirement80th pctQuiet92th pctAffordability81th pct
    Percentile vs Tennessee towns on each part of this ranking.
  14. 12South Fulton, Tennessee

    Retirement: 77th percentile · Quiet: 79th percentile · Home value ÷ income: 97th percentile

    South Fulton is a city of 2,245 people in Obion County, Tennessee. Homes have a median value of $83,400 against household income of $43,942; January lows average 27°F.

    2,245 people · Obion County · median home $83,400 · income $43,942 · Jan low 27°F · 4 in snow

    Full South Fulton, Tennessee profile: weather, storms, schools, jobs →

    South Fulton: The 25 Best Quiet, Affordable Small Towns to Retire in Tennessee scoresRetirement77th pctQuiet79th pctAffordability97th pct
    Percentile vs Tennessee towns on each part of this ranking.
  15. 11Dodson Branch, Tennessee

    Retirement: 78th percentile · Quiet: 85th percentile · Home value ÷ income: 91st percentile

    Dodson Branch is a community of 1,160 people in Jackson County, Tennessee. Homes have a median value of $171,700 against household income of $74,375; January lows average 24°F.

    1,160 people · Jackson County · median home $171,700 · income $74,375 · Jan low 24°F · 5 in snow

    Full Dodson Branch, Tennessee profile: weather, storms, schools, jobs →

    Dodson Branch: The 25 Best Quiet, Affordable Small Towns to Retire in Tennessee scoresRetirement78th pctQuiet85th pctAffordability91th pct
    Percentile vs Tennessee towns on each part of this ranking.
  16. 10Spencer, Tennessee

    Retirement: 92nd percentile · Quiet: 92nd percentile · Home value ÷ income: 71st percentile

    Spencer is a city of 1,462 people in Van Buren County, Tennessee. Homes have a median value of $150,800 against household income of $46,705; January lows average 25°F.

    1,462 people · Van Buren County · median home $150,800 · income $46,705 · Jan low 25°F · 5 in snow

    Full Spencer, Tennessee profile: weather, storms, schools, jobs →

    Spencer: The 25 Best Quiet, Affordable Small Towns to Retire in Tennessee scoresRetirement92th pctQuiet92th pctAffordability71th pct
    Percentile vs Tennessee towns on each part of this ranking.
  17. 9New Hope, Tennessee

    Retirement: 92nd percentile · Quiet: 76th percentile · Home value ÷ income: 91st percentile

    New Hope is a city of 987 people in Marion County, Tennessee. Homes have a median value of $179,600 against household income of $77,727; January lows average 29°F.

    987 people · Marion County · median home $179,600 · income $77,727 · Jan low 29°F · 3 in snow

    Full New Hope, Tennessee profile: weather, storms, schools, jobs →

    New Hope: The 25 Best Quiet, Affordable Small Towns to Retire in Tennessee scoresRetirement92th pctQuiet76th pctAffordability91th pct
    Percentile vs Tennessee towns on each part of this ranking.
  18. 8Puryear, Tennessee

    Retirement: 75th percentile · Quiet: 91st percentile · Home value ÷ income: 94th percentile

    Puryear is a city of 706 people in Henry County, Tennessee. Homes have a median value of $125,000 against household income of $59,500; January lows average 27°F.

    706 people · Henry County · median home $125,000 · income $59,500 · Jan low 27°F · 5 in snow

    Full Puryear, Tennessee profile: weather, storms, schools, jobs →

    Puryear: The 25 Best Quiet, Affordable Small Towns to Retire in Tennessee scoresRetirement75th pctQuiet91th pctAffordability94th pct
    Percentile vs Tennessee towns on each part of this ranking.
  19. 7Dover, Tennessee

    Retirement: 95th percentile · Quiet: 82nd percentile · Home value ÷ income: 84th percentile

    Dover is a city of 1,826 people in Stewart County, Tennessee. Homes have a median value of $203,500 against household income of $75,190; January lows average 27°F.

    1,826 people · Stewart County · median home $203,500 · income $75,190 · Jan low 27°F · 4 in snow

    Full Dover, Tennessee profile: weather, storms, schools, jobs →

    Dover: The 25 Best Quiet, Affordable Small Towns to Retire in Tennessee scoresRetirement95th pctQuiet82th pctAffordability84th pct
    Percentile vs Tennessee towns on each part of this ranking.
  20. 6Moscow, Tennessee

    Retirement: 85th percentile · Quiet: 99th percentile · Home value ÷ income: 79th percentile

    Moscow is a city of 572 people in Fayette County, Tennessee. Homes have a median value of $147,800 against household income of $51,250; January lows average 30°F.

    572 people · Fayette County · median home $147,800 · income $51,250 · Jan low 30°F · 2 in snow

    Full Moscow, Tennessee profile: weather, storms, schools, jobs →

    Moscow: The 25 Best Quiet, Affordable Small Towns to Retire in Tennessee scoresRetirement85th pctQuiet99th pctAffordability79th pct
    Percentile vs Tennessee towns on each part of this ranking.
  21. 5Three Way, Tennessee

    Retirement: 96th percentile · Quiet: 89th percentile · Home value ÷ income: 81st percentile

    Three Way is a city of 1,877 people in Madison County, Tennessee. Homes have a median value of $250,700 against household income of $88,125; January lows average 28°F.

    1,877 people · Madison County · median home $250,700 · income $88,125 · Jan low 28°F · 4 in snow

    Full Three Way, Tennessee profile: weather, storms, schools, jobs →

    Three Way: The 25 Best Quiet, Affordable Small Towns to Retire in Tennessee scoresRetirement96th pctQuiet89th pctAffordability81th pct
    Percentile vs Tennessee towns on each part of this ranking.
  22. 4Orebank, Tennessee

    Retirement: 96th percentile · Quiet: 88th percentile · Home value ÷ income: 84th percentile

    Orebank is a community of 929 people in Sullivan County, Tennessee. Homes have a median value of $185,100 against household income of $67,740; January lows average 27°F.

    929 people · Sullivan County · median home $185,100 · income $67,740 · Jan low 27°F · 5 in snow

    Full Orebank, Tennessee profile: weather, storms, schools, jobs →

    Orebank: The 25 Best Quiet, Affordable Small Towns to Retire in Tennessee scoresRetirement96th pctQuiet88th pctAffordability84th pct
    Percentile vs Tennessee towns on each part of this ranking.
  23. 3Wildwood, Tennessee

    Retirement: 92nd percentile · Quiet: 89th percentile · Home value ÷ income: 90th percentile

    Wildwood is a community of 1,157 people in Blount County, Tennessee. Homes have a median value of $212,200 against household income of $87,083; January lows average 30°F.

    1,157 people · Blount County · median home $212,200 · income $87,083 · Jan low 30°F · 5 in snow

    Full Wildwood, Tennessee profile: weather, storms, schools, jobs →

    Wildwood: The 25 Best Quiet, Affordable Small Towns to Retire in Tennessee scoresRetirement92th pctQuiet89th pctAffordability90th pct
    Percentile vs Tennessee towns on each part of this ranking.
  24. 2Philadelphia, Tennessee

    Retirement: 88th percentile · Quiet: 86th percentile · Home value ÷ income: 99th percentile

    Philadelphia is a city of 607 people in Loudon County, Tennessee. Homes have a median value of $105,600 against household income of $68,679; January lows average 28°F.

    607 people · Loudon County · median home $105,600 · income $68,679 · Jan low 28°F · 3 in snow

    Full Philadelphia, Tennessee profile: weather, storms, schools, jobs →

    Philadelphia: The 25 Best Quiet, Affordable Small Towns to Retire in Tennessee scoresRetirement88th pctQuiet86th pctAffordability99th pct
    Percentile vs Tennessee towns on each part of this ranking.
  25. 1Hornbeak, Tennessee

    Retirement: 77th percentile · Quiet: 98th percentile · Home value ÷ income: 99th percentile

    Hornbeak is a town of 511 people in Obion County, Tennessee. Homes have a median value of $94,300 against household income of $63,036; January lows average 27°F.

    511 people · Obion County · median home $94,300 · income $63,036 · Jan low 27°F · 5 in snow

    Full Hornbeak, Tennessee profile: weather, storms, schools, jobs →

    Hornbeak: The 25 Best Quiet, Affordable Small Towns to Retire in Tennessee scoresRetirement77th pctQuiet98th pctAffordability99th pct
    Percentile vs Tennessee towns on each part of this ranking.

Price vs ranking

Median home value vs ranking, Tennessee towns0255075100$73K$231K$389K$547K$705KMedian home valuePercentile
Orange squares are the 25 towns on this list; green dots are other towns on The Town Files in Tennessee.

More Tennessee rankings

Same ranking, other places

Methodology. We ranked 304 towns of 500–10,000 people in Tennessee (2020 Census population). Lifestyle measures are The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025), shown as percentiles. The combined score is the average of the percentiles shown for each town; a town must be above the middle on every one. Only towns better than 60% of their peers on this measure qualify, so lists can be shorter than 25. Sources: