The 25 Best Quiet, Affordable Small Towns to Retire in Tennessee
Ranked on The Town Files lifestyle rankings among 304 towns of 500–10,000 people in Tennessee, scoring every town on all of these at once. #1 is Hornbeak, TN.
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25Gainesboro, Tennessee
Retirement: 78th percentile · Quiet: 89th percentile · Home value ÷ income: 68th percentile
Gainesboro is a town of 920 people in Jackson County, Tennessee. Homes have a median value of $170,600 against household income of $51,923; January lows average 24°F.
920 people · Jackson County · median home $170,600 · income $51,923 · Jan low 24°F · 5 in snow
Full Gainesboro, Tennessee profile: weather, storms, schools, jobs →
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24Clifton, Tennessee
Retirement: 72nd percentile · Quiet: 84th percentile · Home value ÷ income: 81st percentile
Clifton is a city of 2,651 people in Wayne County, Tennessee. Homes have a median value of $122,100 against household income of $43,571; January lows average 27°F.
2,651 people · Wayne County · median home $122,100 · income $43,571 · Jan low 27°F · 2 in snow
Full Clifton, Tennessee profile: weather, storms, schools, jobs →
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23Minor Hill, Tennessee
Retirement: 70th percentile · Quiet: 99th percentile · Home value ÷ income: 68th percentile
Minor Hill is a city of 504 people in Giles County, Tennessee. Homes have a median value of $172,900 against household income of $52,845; January lows average 25°F.
504 people · Giles County · median home $172,900 · income $52,845 · Jan low 25°F · 2 in snow
Full Minor Hill, Tennessee profile: weather, storms, schools, jobs →
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22Powells Crossroads, Tennessee
Retirement: 59th percentile · Quiet: 97th percentile · Home value ÷ income: 81st percentile
Powells Crossroads is a town of 1,296 people in Marion County, Tennessee. Homes have a median value of $187,800 against household income of $67,549; January lows average 32°F.
1,296 people · Marion County · median home $187,800 · income $67,549 · Jan low 32°F · 3 in snow
Full Powells Crossroads, Tennessee profile: weather, storms, schools, jobs →
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21Pegram, Tennessee
Retirement: 86th percentile · Quiet: 93rd percentile · Home value ÷ income: 59th percentile
Pegram is a town of 2,072 people in Cheatham County, Tennessee. Homes have a median value of $387,100 against household income of $111,172; January lows average 27°F.
2,072 people · Cheatham County · median home $387,100 · income $111,172 · Jan low 27°F · 1 in snow
Full Pegram, Tennessee profile: weather, storms, schools, jobs →
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20Crab Orchard, Tennessee
Retirement: 58th percentile · Quiet: 97th percentile · Home value ÷ income: 84th percentile
Crab Orchard is a city of 720 people in Cumberland County, Tennessee. Homes have a median value of $164,700 against household income of $60,216; January lows average 26°F.
720 people · Cumberland County · median home $164,700 · income $60,216 · Jan low 26°F · 5 in snow
Full Crab Orchard, Tennessee profile: weather, storms, schools, jobs →
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19Pleasant Hill, Tennessee
Retirement: 79th percentile · Quiet: 96th percentile · Home value ÷ income: 64th percentile
Pleasant Hill is a town of 540 people in Cumberland County, Tennessee. Homes have a median value of $175,000 against household income of $51,406; January lows average 26°F.
540 people · Cumberland County · median home $175,000 · income $51,406 · Jan low 26°F · 14 in snow
Full Pleasant Hill, Tennessee profile: weather, storms, schools, jobs →
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18South Pittsburg, Tennessee
Retirement: 92nd percentile · Quiet: 76th percentile · Home value ÷ income: 71st percentile
South Pittsburg is a city of 3,106 people in Marion County, Tennessee. Homes have a median value of $187,100 against household income of $57,865; January lows average 29°F.
3,106 people · Marion County · median home $187,100 · income $57,865 · Jan low 29°F · 5 in snow
Full South Pittsburg, Tennessee profile: weather, storms, schools, jobs →
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17Greenfield, Tennessee
Retirement: 74th percentile · Quiet: 71st percentile · Home value ÷ income: 96th percentile
Greenfield is a city of 2,031 people in Weakley County, Tennessee. Homes have a median value of $95,300 against household income of $47,368; January lows average 27°F.
2,031 people · Weakley County · median home $95,300 · income $47,368 · Jan low 27°F · 2 in snow
Full Greenfield, Tennessee profile: weather, storms, schools, jobs →
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16Finley, Tennessee
Retirement: 82nd percentile · Quiet: 67th percentile · Home value ÷ income: 93rd percentile
Finley is a community of 774 people in Dyer County, Tennessee. Homes have a median value of $162,500 against household income of $73,846; January lows average 29°F.
774 people · Dyer County · median home $162,500 · income $73,846 · Jan low 29°F · 2 in snow
Full Finley, Tennessee profile: weather, storms, schools, jobs →
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15Collinwood, Tennessee
Retirement: 64th percentile · Quiet: 91st percentile · Home value ÷ income: 90th percentile
Collinwood is a city of 898 people in Wayne County, Tennessee. Homes have a median value of $131,000 against household income of $54,286; January lows average 27°F.
898 people · Wayne County · median home $131,000 · income $54,286 · Jan low 27°F · 1 in snow
Full Collinwood, Tennessee profile: weather, storms, schools, jobs →
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14Hollow Rock, Tennessee
Retirement: 79th percentile · Quiet: 77th percentile · Home value ÷ income: 93rd percentile
Hollow Rock is a town of 683 people in Carroll County, Tennessee. Homes have a median value of $89,100 against household income of $40,000; January lows average 28°F.
683 people · Carroll County · median home $89,100 · income $40,000 · Jan low 28°F · 3 in snow
Full Hollow Rock, Tennessee profile: weather, storms, schools, jobs →
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13Huntland, Tennessee
Retirement: 80th percentile · Quiet: 92nd percentile · Home value ÷ income: 81st percentile
Huntland is a town of 886 people in Franklin County, Tennessee. Homes have a median value of $183,100 against household income of $66,308; January lows average 30°F.
886 people · Franklin County · median home $183,100 · income $66,308 · Jan low 30°F · 2 in snow
Full Huntland, Tennessee profile: weather, storms, schools, jobs →
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12South Fulton, Tennessee
Retirement: 77th percentile · Quiet: 79th percentile · Home value ÷ income: 97th percentile
South Fulton is a city of 2,245 people in Obion County, Tennessee. Homes have a median value of $83,400 against household income of $43,942; January lows average 27°F.
2,245 people · Obion County · median home $83,400 · income $43,942 · Jan low 27°F · 4 in snow
Full South Fulton, Tennessee profile: weather, storms, schools, jobs →
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11Dodson Branch, Tennessee
Retirement: 78th percentile · Quiet: 85th percentile · Home value ÷ income: 91st percentile
Dodson Branch is a community of 1,160 people in Jackson County, Tennessee. Homes have a median value of $171,700 against household income of $74,375; January lows average 24°F.
1,160 people · Jackson County · median home $171,700 · income $74,375 · Jan low 24°F · 5 in snow
Full Dodson Branch, Tennessee profile: weather, storms, schools, jobs →
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10Spencer, Tennessee
Retirement: 92nd percentile · Quiet: 92nd percentile · Home value ÷ income: 71st percentile
Spencer is a city of 1,462 people in Van Buren County, Tennessee. Homes have a median value of $150,800 against household income of $46,705; January lows average 25°F.
1,462 people · Van Buren County · median home $150,800 · income $46,705 · Jan low 25°F · 5 in snow
Full Spencer, Tennessee profile: weather, storms, schools, jobs →
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9New Hope, Tennessee
Retirement: 92nd percentile · Quiet: 76th percentile · Home value ÷ income: 91st percentile
New Hope is a city of 987 people in Marion County, Tennessee. Homes have a median value of $179,600 against household income of $77,727; January lows average 29°F.
987 people · Marion County · median home $179,600 · income $77,727 · Jan low 29°F · 3 in snow
Full New Hope, Tennessee profile: weather, storms, schools, jobs →
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8Puryear, Tennessee
Retirement: 75th percentile · Quiet: 91st percentile · Home value ÷ income: 94th percentile
Puryear is a city of 706 people in Henry County, Tennessee. Homes have a median value of $125,000 against household income of $59,500; January lows average 27°F.
706 people · Henry County · median home $125,000 · income $59,500 · Jan low 27°F · 5 in snow
Full Puryear, Tennessee profile: weather, storms, schools, jobs →
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7Dover, Tennessee
Retirement: 95th percentile · Quiet: 82nd percentile · Home value ÷ income: 84th percentile
Dover is a city of 1,826 people in Stewart County, Tennessee. Homes have a median value of $203,500 against household income of $75,190; January lows average 27°F.
1,826 people · Stewart County · median home $203,500 · income $75,190 · Jan low 27°F · 4 in snow
Full Dover, Tennessee profile: weather, storms, schools, jobs →
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6Moscow, Tennessee
Retirement: 85th percentile · Quiet: 99th percentile · Home value ÷ income: 79th percentile
Moscow is a city of 572 people in Fayette County, Tennessee. Homes have a median value of $147,800 against household income of $51,250; January lows average 30°F.
572 people · Fayette County · median home $147,800 · income $51,250 · Jan low 30°F · 2 in snow
Full Moscow, Tennessee profile: weather, storms, schools, jobs →
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5Three Way, Tennessee
Retirement: 96th percentile · Quiet: 89th percentile · Home value ÷ income: 81st percentile
Three Way is a city of 1,877 people in Madison County, Tennessee. Homes have a median value of $250,700 against household income of $88,125; January lows average 28°F.
1,877 people · Madison County · median home $250,700 · income $88,125 · Jan low 28°F · 4 in snow
Full Three Way, Tennessee profile: weather, storms, schools, jobs →
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4Orebank, Tennessee
Retirement: 96th percentile · Quiet: 88th percentile · Home value ÷ income: 84th percentile
Orebank is a community of 929 people in Sullivan County, Tennessee. Homes have a median value of $185,100 against household income of $67,740; January lows average 27°F.
929 people · Sullivan County · median home $185,100 · income $67,740 · Jan low 27°F · 5 in snow
Full Orebank, Tennessee profile: weather, storms, schools, jobs →
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3Wildwood, Tennessee
Retirement: 92nd percentile · Quiet: 89th percentile · Home value ÷ income: 90th percentile
Wildwood is a community of 1,157 people in Blount County, Tennessee. Homes have a median value of $212,200 against household income of $87,083; January lows average 30°F.
1,157 people · Blount County · median home $212,200 · income $87,083 · Jan low 30°F · 5 in snow
Full Wildwood, Tennessee profile: weather, storms, schools, jobs →
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2Philadelphia, Tennessee
Retirement: 88th percentile · Quiet: 86th percentile · Home value ÷ income: 99th percentile
Philadelphia is a city of 607 people in Loudon County, Tennessee. Homes have a median value of $105,600 against household income of $68,679; January lows average 28°F.
607 people · Loudon County · median home $105,600 · income $68,679 · Jan low 28°F · 3 in snow
Full Philadelphia, Tennessee profile: weather, storms, schools, jobs →
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1Hornbeak, Tennessee
Retirement: 77th percentile · Quiet: 98th percentile · Home value ÷ income: 99th percentile
Hornbeak is a town of 511 people in Obion County, Tennessee. Homes have a median value of $94,300 against household income of $63,036; January lows average 27°F.
511 people · Obion County · median home $94,300 · income $63,036 · Jan low 27°F · 5 in snow
Full Hornbeak, Tennessee profile: weather, storms, schools, jobs →
Percentile vs Tennessee towns on each part of this ranking.
Price vs ranking
More Tennessee rankings
- The 25 Best Small Towns to Retire in Tennessee
- The 25 Quietest Small Towns in Tennessee
- The 25 Most Affordable Small Towns in Tennessee
- The 25 Best Small Towns for Families in Tennessee
- 25 Small Towns in Tennessee With the Cheapest Homes
- 25 Small Towns in Tennessee With the Mildest Winters
- The 25 Most Walkable Small Towns in Tennessee
- 25 Small Towns in Tennessee With the Fewest Tornadoes Since 1950
- The 25 Best Small Towns for First-Time Home Buyers in Tennessee
- The 25 Best Affordable Small Towns to Retire in Tennessee With Mild Winters
Same ranking, other places
- The 50 Best Quiet, Affordable Small Towns to Retire in America
- The 25 Best Quiet, Affordable Small Towns to Retire in Pennsylvania
- The 25 Best Quiet, Affordable Small Towns to Retire in New York
- The 25 Best Quiet, Affordable Small Towns to Retire in Michigan
- The 25 Best Quiet, Affordable Small Towns to Retire in Wisconsin
- The 25 Best Quiet, Affordable Small Towns to Retire in Texas
- The 25 Best Quiet, Affordable Small Towns to Retire in Minnesota
- The 25 Best Quiet, Affordable Small Towns to Retire in California
- The 25 Best Quiet, Affordable Small Towns to Retire in Illinois
- The 25 Best Quiet, Affordable Small Towns to Retire in Ohio
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)