The 10 Best Affordable Small Towns to Retire in Tennessee With Mild Winters
Ranked on The Town Files lifestyle rankings among 103 towns of 2,500–10,000 people in Tennessee, scoring every town on all of these at once. #1 is Apison, TN.
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10Jasper, Tennessee
Retirement: 62nd percentile · January average low (°F): 78th percentile · Home value ÷ income: 79th percentile
3,612 people · Marion County · median home $209,000 · income $73,013 · Jan low 29°F · 3 in snow
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9Camden, Tennessee
Retirement: 70th percentile · January average low (°F): 69th percentile · Home value ÷ income: 81st percentile
3,674 people · Benton County · median home $155,200 · income $55,029 · Jan low 28°F · 3 in snow
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8Kingston, Tennessee
Retirement: 93rd percentile · January average low (°F): 58th percentile · Home value ÷ income: 73rd percentile
5,953 people · Roane County · median home $220,000 · income $71,675 · Jan low 28°F · 2 in snow
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7Eagleton Village, Tennessee
Retirement: 55th percentile · January average low (°F): 89th percentile · Home value ÷ income: 81st percentile
5,393 people · Blount County · median home $197,700 · income $71,875 · Jan low 30°F · 5 in snow
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6Huntingdon, Tennessee
Retirement: 91st percentile · January average low (°F): 66th percentile · Home value ÷ income: 73rd percentile
4,439 people · Carroll County · median home $160,500 · income $51,969 · Jan low 28°F · 3 in snow
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5Humboldt, Tennessee
Retirement: 79th percentile · January average low (°F): 64th percentile · Home value ÷ income: 97th percentile
7,874 people · Gibson County · median home $102,300 · income $52,917 · Jan low 28°F · 4 in snow
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4South Pittsburg, Tennessee
Retirement: 92nd percentile · January average low (°F): 78th percentile · Home value ÷ income: 71st percentile
3,106 people · Marion County · median home $187,100 · income $57,865 · Jan low 29°F · 5 in snow
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3Sewanee, Tennessee
Retirement: 100th percentile · January average low (°F): 77th percentile · Home value ÷ income: 64th percentile
2,535 people · Franklin County · median home $465,500 · income $136,111 · Jan low 29°F · 5 in snow
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2Harrison, Tennessee
Retirement: 82nd percentile · January average low (°F): 98th percentile · Home value ÷ income: 64th percentile
7,902 people · Hamilton County · median home $307,400 · income $89,395 · Jan low 32°F · 4 in snow
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1Apison, Tennessee
Retirement: 93rd percentile · January average low (°F): 98th percentile · Home value ÷ income: 59th percentile
4,428 people · Hamilton County · median home $459,000 · income $129,307 · Jan low 32°F · 0 in snow
Price vs ranking
More Tennessee rankings
- The 25 Best Small Towns to Retire in Tennessee
- The 25 Quietest Small Towns in Tennessee
- The 25 Most Affordable Small Towns in Tennessee
- The 25 Best Small Towns for Families in Tennessee
- 25 Small Towns in Tennessee With the Cheapest Homes
- 25 Small Towns in Tennessee With the Mildest Winters
- The 25 Most Walkable Small Towns in Tennessee
- 25 Small Towns in Tennessee With the Fewest Tornadoes Since 1950
- The 25 Best Small Towns for First-Time Home Buyers in Tennessee
- The 12 Best Affordable Small Towns for Remote Workers in Tennessee
Same ranking, other places
- The 50 Best Affordable Small Towns to Retire in America With Mild Winters
- The 25 Best Affordable Small Towns to Retire in Pennsylvania With Mild Winters
- The 24 Best Affordable Small Towns to Retire in New York With Mild Winters
- The 24 Best Affordable Small Towns to Retire in Michigan With Mild Winters
- The 16 Best Affordable Small Towns to Retire in Texas With Mild Winters
- The 10 Best Affordable Small Towns to Retire in California With Mild Winters
- The 23 Best Affordable Small Towns to Retire in New Jersey With Mild Winters
- The 12 Best Affordable Small Towns to Retire in Florida With Mild Winters
- The 19 Best Affordable Small Towns to Retire in Wisconsin With Mild Winters
- The 11 Best Affordable Small Towns to Retire in Ohio With Mild Winters
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)