The Town Files

The 10 Best Affordable Small Towns to Retire in Tennessee With Mild Winters

Ranked on The Town Files lifestyle rankings among 103 towns of 2,500–10,000 people in Tennessee, scoring every town on all of these at once. #1 is Apison, TN.

Map of the 10 towns12345678910
Numbers match the ranking.
The 10 Best Affordable Small Towns to Retire in Tennessee With Mild Winters1. Apisonscore 832. Harrisonscore 813. Sewaneescore 804. South Pittsburgscore 805. Humboldtscore 806. Huntingdonscore 777. Eagleton Villagescore 758. Kingstonscore 759. Camdenscore 7310. Jasperscore 73
  1. 10Jasper, Tennessee

    Retirement: 62nd percentile · January average low (°F): 78th percentile · Home value ÷ income: 79th percentile

    3,612 people · Marion County · median home $209,000 · income $73,013 · Jan low 29°F · 3 in snow

  2. 9Camden, Tennessee

    Retirement: 70th percentile · January average low (°F): 69th percentile · Home value ÷ income: 81st percentile

    3,674 people · Benton County · median home $155,200 · income $55,029 · Jan low 28°F · 3 in snow

  3. 8Kingston, Tennessee

    Retirement: 93rd percentile · January average low (°F): 58th percentile · Home value ÷ income: 73rd percentile

    5,953 people · Roane County · median home $220,000 · income $71,675 · Jan low 28°F · 2 in snow

  4. 7Eagleton Village, Tennessee

    Retirement: 55th percentile · January average low (°F): 89th percentile · Home value ÷ income: 81st percentile

    5,393 people · Blount County · median home $197,700 · income $71,875 · Jan low 30°F · 5 in snow

  5. 6Huntingdon, Tennessee

    Retirement: 91st percentile · January average low (°F): 66th percentile · Home value ÷ income: 73rd percentile

    4,439 people · Carroll County · median home $160,500 · income $51,969 · Jan low 28°F · 3 in snow

  6. 5Humboldt, Tennessee

    Retirement: 79th percentile · January average low (°F): 64th percentile · Home value ÷ income: 97th percentile

    7,874 people · Gibson County · median home $102,300 · income $52,917 · Jan low 28°F · 4 in snow

  7. 4South Pittsburg, Tennessee

    Retirement: 92nd percentile · January average low (°F): 78th percentile · Home value ÷ income: 71st percentile

    3,106 people · Marion County · median home $187,100 · income $57,865 · Jan low 29°F · 5 in snow

  8. 3Sewanee, Tennessee

    Retirement: 100th percentile · January average low (°F): 77th percentile · Home value ÷ income: 64th percentile

    2,535 people · Franklin County · median home $465,500 · income $136,111 · Jan low 29°F · 5 in snow

  9. 2Harrison, Tennessee

    Retirement: 82nd percentile · January average low (°F): 98th percentile · Home value ÷ income: 64th percentile

    7,902 people · Hamilton County · median home $307,400 · income $89,395 · Jan low 32°F · 4 in snow

  10. 1Apison, Tennessee

    Retirement: 93rd percentile · January average low (°F): 98th percentile · Home value ÷ income: 59th percentile

    4,428 people · Hamilton County · median home $459,000 · income $129,307 · Jan low 32°F · 0 in snow

Price vs ranking

Median home value vs ranking, Tennessee towns0255075100$100K$333K$566K$798K$1031KMedian home valuePercentile
Orange squares are the 10 towns on this list; green dots are other towns on The Town Files in Tennessee.

More Tennessee rankings

Same ranking, other places

Methodology. We ranked 103 towns of 2,500–10,000 people in Tennessee (2020 Census population; towns with 2,500+ people have pages so far). Lifestyle measures are The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025), shown as percentiles. The combined score is the average of the percentiles shown for each town; a town must be above the middle on every one. Only towns better than 60% of their peers on this measure qualify, so lists can be shorter than 25. Sources: