The 20 Most Affordable Seaside Small Towns in North Carolina
Ranked on The Town Files lifestyle rankings among 479 towns of 500–10,000 people in North Carolina, scoring every town on all of these at once. #1 is Winton, NC.
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20Peletier, North Carolina
Seaside character: 89th percentile · Home value ÷ income: 52nd percentile
Peletier is a town of 769 people in Carteret County, North Carolina. Homes have a median value of $208,500 against household income of $55,893; January lows average 34°F.
769 people · Carteret County · median home $208,500 · income $55,893 · Jan low 34°F · 1 in snow
Full Peletier, North Carolina profile: weather, storms, schools, jobs →
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19Moyock, North Carolina
Seaside character: 87th percentile · Home value ÷ income: 62nd percentile
Moyock is a community of 5,154 people in Currituck County, North Carolina. Homes have a median value of $405,100 against household income of $115,244; January lows average 34°F.
5,154 people · Currituck County · median home $405,100 · income $115,244 · Jan low 34°F · 1 in snow
Full Moyock, North Carolina profile: weather, storms, schools, jobs →
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18Belville, North Carolina
Seaside character: 86th percentile · Home value ÷ income: 66th percentile
Belville is a town of 2,406 people in Brunswick County, North Carolina. Homes have a median value of $282,600 against household income of $81,944; January lows average 36°F.
2,406 people · Brunswick County · median home $282,600 · income $81,944 · Jan low 36°F · 1 in snow
Full Belville, North Carolina profile: weather, storms, schools, jobs →
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17James City, North Carolina
Seaside character: 90th percentile · Home value ÷ income: 62nd percentile
James City is a community of 5,291 people in Craven County, North Carolina. Homes have a median value of $204,400 against household income of $58,973; January lows average 34°F.
5,291 people · Craven County · median home $204,400 · income $58,973 · Jan low 34°F · 1 in snow
Full James City, North Carolina profile: weather, storms, schools, jobs →
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16Brandywine Bay, North Carolina
Seaside character: 95th percentile · Home value ÷ income: 62nd percentile
Brandywine Bay is a community of 1,153 people in Carteret County, North Carolina. Homes have a median value of $371,500 against household income of $105,000; January lows average 34°F.
1,153 people · Carteret County · median home $371,500 · income $105,000 · Jan low 34°F · 1 in snow
Full Brandywine Bay, North Carolina profile: weather, storms, schools, jobs →
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15Sneads Ferry, North Carolina
Seaside character: 91st percentile · Home value ÷ income: 66th percentile
Sneads Ferry is a community of 2,548 people in Onslow County, North Carolina. Homes have a median value of $269,300 against household income of $79,594; January lows average 35°F.
2,548 people · Onslow County · median home $269,300 · income $79,594 · Jan low 35°F · 1 in snow
Full Sneads Ferry, North Carolina profile: weather, storms, schools, jobs →
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14Holly Ridge, North Carolina
Seaside character: 92nd percentile · Home value ÷ income: 66th percentile
Holly Ridge is a town of 4,171 people in Onslow County, North Carolina. Homes have a median value of $360,300 against household income of $104,788; January lows average 35°F.
4,171 people · Onslow County · median home $360,300 · income $104,788 · Jan low 35°F · 1 in snow
Full Holly Ridge, North Carolina profile: weather, storms, schools, jobs →
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13Swansboro, North Carolina
Seaside character: 92nd percentile · Home value ÷ income: 69th percentile
Swansboro is a town of 3,744 people in Onslow County, North Carolina. Homes have a median value of $378,700 against household income of $114,425; January lows average 32°F.
3,744 people · Onslow County · median home $378,700 · income $114,425 · Jan low 32°F · 1 in snow
Full Swansboro, North Carolina profile: weather, storms, schools, jobs →
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12Wanchese, North Carolina
Seaside character: 99th percentile · Home value ÷ income: 62nd percentile
Wanchese is a community of 1,522 people in Dare County, North Carolina. Homes have a median value of $311,800 against household income of $88,750; January lows average 36°F.
1,522 people · Dare County · median home $311,800 · income $88,750 · Jan low 36°F · 1 in snow
Full Wanchese, North Carolina profile: weather, storms, schools, jobs →
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11Bogue, North Carolina
Seaside character: 93rd percentile · Home value ÷ income: 75th percentile
Bogue is a town of 695 people in Carteret County, North Carolina. Homes have a median value of $291,100 against household income of $93,516; January lows average 34°F.
695 people · Carteret County · median home $291,100 · income $93,516 · Jan low 34°F · 1 in snow
Full Bogue, North Carolina profile: weather, storms, schools, jobs →
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10Belhaven, North Carolina
Seaside character: 99th percentile · Home value ÷ income: 72nd percentile
Belhaven is a town of 1,410 people in Beaufort County, North Carolina. Homes have a median value of $103,000 against household income of $32,644; January lows average 33°F.
1,410 people · Beaufort County · median home $103,000 · income $32,644 · Jan low 33°F · 1 in snow
Full Belhaven, North Carolina profile: weather, storms, schools, jobs →
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9Chocowinity, North Carolina
Seaside character: 90th percentile · Home value ÷ income: 85th percentile
Chocowinity is a town of 722 people in Beaufort County, North Carolina. Homes have a median value of $114,300 against household income of $41,382; January lows average 34°F.
722 people · Beaufort County · median home $114,300 · income $41,382 · Jan low 34°F · 1 in snow
Full Chocowinity, North Carolina profile: weather, storms, schools, jobs →
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8Arrowhead Beach, North Carolina
Seaside character: 95th percentile · Home value ÷ income: 80th percentile
Arrowhead Beach is a community of 640 people in Chowan County, North Carolina. Homes have a median value of $198,200 against household income of $66,667; January lows average 34°F.
640 people · Chowan County · median home $198,200 · income $66,667 · Jan low 34°F · 2 in snow
Full Arrowhead Beach, North Carolina profile: weather, storms, schools, jobs →
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7Cape Colony, North Carolina
Seaside character: 94th percentile · Home value ÷ income: 85th percentile
Cape Colony is a community of 691 people in Chowan County, North Carolina. Homes have a median value of $221,400 against household income of $78,152; January lows average 34°F.
691 people · Chowan County · median home $221,400 · income $78,152 · Jan low 34°F · 2 in snow
Full Cape Colony, North Carolina profile: weather, storms, schools, jobs →
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6Windsor, North Carolina
Seaside character: 88th percentile · Home value ÷ income: 91st percentile
Windsor is a town of 3,582 people in Bertie County, North Carolina. Homes have a median value of $102,700 against household income of $40,714; January lows average 33°F.
3,582 people · Bertie County · median home $102,700 · income $40,714 · Jan low 33°F · 1 in snow
Full Windsor, North Carolina profile: weather, storms, schools, jobs →
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5Grantsboro, North Carolina
Seaside character: 96th percentile · Home value ÷ income: 85th percentile
Grantsboro is a town of 692 people in Pamlico County, North Carolina. Homes have a median value of $153,800 against household income of $54,583; January lows average 34°F.
692 people · Pamlico County · median home $153,800 · income $54,583 · Jan low 34°F · 1 in snow
Full Grantsboro, North Carolina profile: weather, storms, schools, jobs →
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4Alliance, North Carolina
Seaside character: 97th percentile · Home value ÷ income: 85th percentile
Alliance is a town of 733 people in Pamlico County, North Carolina. Homes have a median value of $142,400 against household income of $50,341; January lows average 34°F.
733 people · Pamlico County · median home $142,400 · income $50,341 · Jan low 34°F · 1 in snow
Full Alliance, North Carolina profile: weather, storms, schools, jobs →
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3Neuse Forest, North Carolina
Seaside character: 96th percentile · Home value ÷ income: 87th percentile
Neuse Forest is a community of 2,110 people in Craven County, North Carolina. Homes have a median value of $228,000 against household income of $84,500; January lows average 36°F.
2,110 people · Craven County · median home $228,000 · income $84,500 · Jan low 36°F · 1 in snow
Full Neuse Forest, North Carolina profile: weather, storms, schools, jobs →
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2Cherry Branch, North Carolina
Seaside character: 92nd percentile · Home value ÷ income: 91st percentile
Cherry Branch is a community of 1,211 people in Craven County, North Carolina. Homes have a median value of $262,200 against household income of $104,432; January lows average 36°F.
1,211 people · Craven County · median home $262,200 · income $104,432 · Jan low 36°F · 1 in snow
Full Cherry Branch, North Carolina profile: weather, storms, schools, jobs →
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1Winton, North Carolina
Seaside character: 97th percentile · Home value ÷ income: 99th percentile
Winton is a town of 629 people in Hertford County, North Carolina. Homes have a median value of $86,100 against household income of $48,036; January lows average 29°F.
629 people · Hertford County · median home $86,100 · income $48,036 · Jan low 29°F · 3 in snow
Full Winton, North Carolina profile: weather, storms, schools, jobs →
Percentile vs North Carolina towns on each part of this ranking.
Price vs ranking
More North Carolina rankings
- The 25 Best Small Towns to Retire in North Carolina
- The 25 Quietest Small Towns in North Carolina
- The 25 Most Affordable Small Towns in North Carolina
- The 25 Best Small Towns for Families in North Carolina
- The 25 Best Quiet, Affordable Small Towns to Retire in North Carolina
- 25 Small Towns in North Carolina With the Cheapest Homes
- 25 Small Towns in North Carolina With the Mildest Winters
- The 25 Most Walkable Small Towns in North Carolina
- 25 Small Towns in North Carolina With the Fewest Tornadoes Since 1950
- The 25 Best Small Towns for First-Time Home Buyers in North Carolina
Same ranking, other places
- The 50 Most Affordable Seaside Small Towns in America
- The 20 Most Affordable Seaside Small Towns in Texas
- The 11 Most Affordable Seaside Small Towns in California
- The 25 Most Affordable Seaside Small Towns in New Jersey
- The 25 Most Affordable Seaside Small Towns in Florida
- The 22 Most Affordable Seaside Small Towns in Maine
- The 25 Most Affordable Seaside Small Towns in Washington
- The 25 Most Affordable Seaside Small Towns in Maryland
- The 10 Most Affordable Seaside Small Towns in Oregon
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)