The Town Files

The 16 Best Affordable Small Towns to Retire in Colorado With Mild Winters

Ranked on The Town Files lifestyle rankings among 220 towns of 500–10,000 people in Colorado, scoring every town on all of these at once. #1 is Cheyenne Wells, CO.

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Numbers match the ranking.
The 16 Best Affordable Small Towns to Retire in Colorado With Mild Winters1. Cheyenne Wellsscore 882. Walshscore 853. Strattonscore 824. Julesburgscore 795. Haxtunscore 776. Gleneaglescore 777. Flaglerscore 778. Stepping Stonescore 769. Nuclascore 7610. Akronscore 7511. Penrosescore 7412. Otisscore 7413. Springfieldscore 7314. Palisadescore 7215. Sterling Ranchscore 7016. Watkinsscore 70
  1. 16Watkins, Colorado

    Retirement: 56th percentile · January average low (°F): 74th percentile · Home value ÷ income: 80th percentile

    Watkins is a community of 682 people in Arapahoe County, Colorado. Homes have a median value of $650,500 against household income of $158,173; January lows average 19°F.

    682 people · Arapahoe County · median home $650,500 · income $158,173 · Jan low 19°F · 55 in snow

    Full Watkins, Colorado profile: weather, storms, schools, jobs →

    Watkins: The 16 Best Affordable Small Towns to Retire in Colorado With Mild Winters scoresRetirement56th pctMild winters74th pctAffordability80th pct
    Percentile vs Colorado towns on each part of this ranking.
  2. 15Sterling Ranch, Colorado

    Retirement: 69th percentile · January average low (°F): 59th percentile · Home value ÷ income: 83rd percentile

    Sterling Ranch is a community of 1,789 people in Douglas County, Colorado. Homes have a median value of $802,000 against household income of $206,719; January lows average 17°F.

    1,789 people · Douglas County · median home $802,000 · income $206,719 · Jan low 17°F · 62 in snow

    Full Sterling Ranch, Colorado profile: weather, storms, schools, jobs →

    Sterling Ranch: The 16 Best Affordable Small Towns to Retire in Colorado With Mild Winters scoresRetirement69th pctMild winters59th pctAffordability83th pct
    Percentile vs Colorado towns on each part of this ranking.
  3. 14Palisade, Colorado

    Retirement: 71st percentile · January average low (°F): 92nd percentile · Home value ÷ income: 54th percentile

    Palisade is a town of 2,565 people in Mesa County, Colorado. Homes have a median value of $404,600 against household income of $80,587; January lows average 21°F.

    2,565 people · Mesa County · median home $404,600 · income $80,587 · Jan low 21°F · 13 in snow

    Full Palisade, Colorado profile: weather, storms, schools, jobs →

    Palisade: The 16 Best Affordable Small Towns to Retire in Colorado With Mild Winters scoresRetirement71th pctMild winters92th pctAffordability54th pct
    Percentile vs Colorado towns on each part of this ranking.
  4. 13Springfield, Colorado

    Retirement: 63rd percentile · January average low (°F): 59th percentile · Home value ÷ income: 96th percentile

    Springfield is a town of 1,325 people in Baca County, Colorado. Homes have a median value of $134,100 against household income of $48,295; January lows average 17°F.

    1,325 people · Baca County · median home $134,100 · income $48,295 · Jan low 17°F · 23 in snow

    Full Springfield, Colorado profile: weather, storms, schools, jobs →

    Springfield: The 16 Best Affordable Small Towns to Retire in Colorado With Mild Winters scoresRetirement63th pctMild winters59th pctAffordability96th pct
    Percentile vs Colorado towns on each part of this ranking.
  5. 12Otis, Colorado

    Retirement: 76th percentile · January average low (°F): 51st percentile · Home value ÷ income: 94th percentile

    Otis is a town of 511 people in Washington County, Colorado. Homes have a median value of $167,900 against household income of $55,962; January lows average 16°F.

    511 people · Washington County · median home $167,900 · income $55,962 · Jan low 16°F · 28 in snow

    Full Otis, Colorado profile: weather, storms, schools, jobs →

    Otis: The 16 Best Affordable Small Towns to Retire in Colorado With Mild Winters scoresRetirement76th pctMild winters51th pctAffordability94th pct
    Percentile vs Colorado towns on each part of this ranking.
  6. 11Penrose, Colorado

    Retirement: 63rd percentile · January average low (°F): 69th percentile · Home value ÷ income: 90th percentile

    Penrose is a community of 3,685 people in Fremont County, Colorado. Homes have a median value of $308,800 against household income of $88,109; January lows average 18°F.

    3,685 people · Fremont County · median home $308,800 · income $88,109 · Jan low 18°F · 31 in snow

    Full Penrose, Colorado profile: weather, storms, schools, jobs →

    Penrose: The 16 Best Affordable Small Towns to Retire in Colorado With Mild Winters scoresRetirement63th pctMild winters69th pctAffordability90th pct
    Percentile vs Colorado towns on each part of this ranking.
  7. 10Akron, Colorado

    Retirement: 79th percentile · January average low (°F): 59th percentile · Home value ÷ income: 88th percentile

    Akron is a town of 1,757 people in Washington County, Colorado. Homes have a median value of $208,100 against household income of $57,321; January lows average 17°F.

    1,757 people · Washington County · median home $208,100 · income $57,321 · Jan low 17°F · 30 in snow

    Full Akron, Colorado profile: weather, storms, schools, jobs →

    Akron: The 16 Best Affordable Small Towns to Retire in Colorado With Mild Winters scoresRetirement79th pctMild winters59th pctAffordability88th pct
    Percentile vs Colorado towns on each part of this ranking.
  8. 9Nucla, Colorado

    Retirement: 80th percentile · January average low (°F): 56th percentile · Home value ÷ income: 92nd percentile

    Nucla is a town of 585 people in Montrose County, Colorado. Homes have a median value of $141,100 against household income of $42,857; January lows average 17°F.

    585 people · Montrose County · median home $141,100 · income $42,857 · Jan low 17°F · 28 in snow

    Full Nucla, Colorado profile: weather, storms, schools, jobs →

    Nucla: The 16 Best Affordable Small Towns to Retire in Colorado With Mild Winters scoresRetirement80th pctMild winters56th pctAffordability92th pct
    Percentile vs Colorado towns on each part of this ranking.
  9. 8Stepping Stone, Colorado

    Retirement: 63rd percentile · January average low (°F): 76th percentile · Home value ÷ income: 90th percentile

    Stepping Stone is a community of 2,780 people in Douglas County, Colorado. Homes have a median value of $785,700 against household income of $223,839; January lows average 19°F.

    2,780 people · Douglas County · median home $785,700 · income $223,839 · Jan low 19°F · 64 in snow

    Full Stepping Stone, Colorado profile: weather, storms, schools, jobs →

    Stepping Stone: The 16 Best Affordable Small Towns to Retire in Colorado With Mild Winters scoresRetirement63th pctMild winters76th pctAffordability90th pct
    Percentile vs Colorado towns on each part of this ranking.
  10. 7Flagler, Colorado

    Retirement: 83rd percentile · January average low (°F): 57th percentile · Home value ÷ income: 90th percentile

    Flagler is a town of 567 people in Kit Carson County, Colorado. Homes have a median value of $167,700 against household income of $48,500; January lows average 17°F.

    567 people · Kit Carson County · median home $167,700 · income $48,500 · Jan low 17°F · 25 in snow

    Full Flagler, Colorado profile: weather, storms, schools, jobs →

    Flagler: The 16 Best Affordable Small Towns to Retire in Colorado With Mild Winters scoresRetirement83th pctMild winters57th pctAffordability90th pct
    Percentile vs Colorado towns on each part of this ranking.
  11. 6Gleneagle, Colorado

    Retirement: 71st percentile · January average low (°F): 86th percentile · Home value ÷ income: 74th percentile

    Gleneagle is a community of 6,649 people in El Paso County, Colorado. Homes have a median value of $605,400 against household income of $139,653; January lows average 19°F.

    6,649 people · El Paso County · median home $605,400 · income $139,653 · Jan low 19°F · 121 in snow

    Full Gleneagle, Colorado profile: weather, storms, schools, jobs →

    Gleneagle: The 16 Best Affordable Small Towns to Retire in Colorado With Mild Winters scoresRetirement71th pctMild winters86th pctAffordability74th pct
    Percentile vs Colorado towns on each part of this ranking.
  12. 5Haxtun, Colorado

    Retirement: 88th percentile · January average low (°F): 57th percentile · Home value ÷ income: 87th percentile

    Haxtun is a town of 981 people in Phillips County, Colorado. Homes have a median value of $233,300 against household income of $63,375; January lows average 17°F.

    981 people · Phillips County · median home $233,300 · income $63,375 · Jan low 17°F · 32 in snow

    Full Haxtun, Colorado profile: weather, storms, schools, jobs →

    Haxtun: The 16 Best Affordable Small Towns to Retire in Colorado With Mild Winters scoresRetirement88th pctMild winters57th pctAffordability87th pct
    Percentile vs Colorado towns on each part of this ranking.
  13. 4Julesburg, Colorado

    Retirement: 96th percentile · January average low (°F): 50th percentile · Home value ÷ income: 91st percentile

    Julesburg is a town of 1,307 people in Sedgwick County, Colorado. Homes have a median value of $149,400 against household income of $43,500; January lows average 16°F.

    1,307 people · Sedgwick County · median home $149,400 · income $43,500 · Jan low 16°F · 22 in snow

    Full Julesburg, Colorado profile: weather, storms, schools, jobs →

    Julesburg: The 16 Best Affordable Small Towns to Retire in Colorado With Mild Winters scoresRetirement96th pctMild winters50th pctAffordability91th pct
    Percentile vs Colorado towns on each part of this ranking.
  14. 3Stratton, Colorado

    Retirement: 83rd percentile · January average low (°F): 66th percentile · Home value ÷ income: 96th percentile

    Stratton is a town of 656 people in Kit Carson County, Colorado. Homes have a median value of $166,300 against household income of $61,583; January lows average 18°F.

    656 people · Kit Carson County · median home $166,300 · income $61,583 · Jan low 18°F · 34 in snow

    Full Stratton, Colorado profile: weather, storms, schools, jobs →

    Stratton: The 16 Best Affordable Small Towns to Retire in Colorado With Mild Winters scoresRetirement83th pctMild winters66th pctAffordability96th pct
    Percentile vs Colorado towns on each part of this ranking.
  15. 2Walsh, Colorado

    Retirement: 89th percentile · January average low (°F): 76th percentile · Home value ÷ income: 90th percentile

    Walsh is a town of 543 people in Baca County, Colorado. Homes have a median value of $85,000 against household income of $24,196; January lows average 19°F.

    543 people · Baca County · median home $85,000 · income $24,196 · Jan low 19°F · 23 in snow

    Full Walsh, Colorado profile: weather, storms, schools, jobs →

    Walsh: The 16 Best Affordable Small Towns to Retire in Colorado With Mild Winters scoresRetirement89th pctMild winters76th pctAffordability90th pct
    Percentile vs Colorado towns on each part of this ranking.
  16. 1Cheyenne Wells, Colorado

    Retirement: 75th percentile · January average low (°F): 92nd percentile · Home value ÷ income: 98th percentile

    Cheyenne Wells is a town of 758 people in Cheyenne County, Colorado. Homes have a median value of $173,100 against household income of $72,759; January lows average 20°F.

    758 people · Cheyenne County · median home $173,100 · income $72,759 · Jan low 20°F · 20 in snow

    Full Cheyenne Wells, Colorado profile: weather, storms, schools, jobs →

    Cheyenne Wells: The 16 Best Affordable Small Towns to Retire in Colorado With Mild Winters scoresRetirement75th pctMild winters92th pctAffordability98th pct
    Percentile vs Colorado towns on each part of this ranking.

Price vs ranking

Median home value vs ranking, Colorado towns0255075100$51K$433K$815K$1197K$1579KMedian home valuePercentile
Orange squares are the 16 towns on this list; green dots are other towns on The Town Files in Colorado.

More Colorado rankings

Same ranking, other places

Methodology. We ranked 220 towns of 500–10,000 people in Colorado (2020 Census population). Lifestyle measures are The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025), shown as percentiles. The combined score is the average of the percentiles shown for each town; a town must be above the middle on every one. Only towns better than 60% of their peers on this measure qualify, so lists can be shorter than 25. Sources: