The 16 Best Affordable Small Towns to Retire in Colorado With Mild Winters
Ranked on The Town Files lifestyle rankings among 220 towns of 500–10,000 people in Colorado, scoring every town on all of these at once. #1 is Cheyenne Wells, CO.
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16Watkins, Colorado
Retirement: 56th percentile · January average low (°F): 74th percentile · Home value ÷ income: 80th percentile
Watkins is a community of 682 people in Arapahoe County, Colorado. Homes have a median value of $650,500 against household income of $158,173; January lows average 19°F.
682 people · Arapahoe County · median home $650,500 · income $158,173 · Jan low 19°F · 55 in snow
Full Watkins, Colorado profile: weather, storms, schools, jobs →
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15Sterling Ranch, Colorado
Retirement: 69th percentile · January average low (°F): 59th percentile · Home value ÷ income: 83rd percentile
Sterling Ranch is a community of 1,789 people in Douglas County, Colorado. Homes have a median value of $802,000 against household income of $206,719; January lows average 17°F.
1,789 people · Douglas County · median home $802,000 · income $206,719 · Jan low 17°F · 62 in snow
Full Sterling Ranch, Colorado profile: weather, storms, schools, jobs →
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14Palisade, Colorado
Retirement: 71st percentile · January average low (°F): 92nd percentile · Home value ÷ income: 54th percentile
Palisade is a town of 2,565 people in Mesa County, Colorado. Homes have a median value of $404,600 against household income of $80,587; January lows average 21°F.
2,565 people · Mesa County · median home $404,600 · income $80,587 · Jan low 21°F · 13 in snow
Full Palisade, Colorado profile: weather, storms, schools, jobs →
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13Springfield, Colorado
Retirement: 63rd percentile · January average low (°F): 59th percentile · Home value ÷ income: 96th percentile
Springfield is a town of 1,325 people in Baca County, Colorado. Homes have a median value of $134,100 against household income of $48,295; January lows average 17°F.
1,325 people · Baca County · median home $134,100 · income $48,295 · Jan low 17°F · 23 in snow
Full Springfield, Colorado profile: weather, storms, schools, jobs →
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12Otis, Colorado
Retirement: 76th percentile · January average low (°F): 51st percentile · Home value ÷ income: 94th percentile
Otis is a town of 511 people in Washington County, Colorado. Homes have a median value of $167,900 against household income of $55,962; January lows average 16°F.
511 people · Washington County · median home $167,900 · income $55,962 · Jan low 16°F · 28 in snow
Full Otis, Colorado profile: weather, storms, schools, jobs →
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11Penrose, Colorado
Retirement: 63rd percentile · January average low (°F): 69th percentile · Home value ÷ income: 90th percentile
Penrose is a community of 3,685 people in Fremont County, Colorado. Homes have a median value of $308,800 against household income of $88,109; January lows average 18°F.
3,685 people · Fremont County · median home $308,800 · income $88,109 · Jan low 18°F · 31 in snow
Full Penrose, Colorado profile: weather, storms, schools, jobs →
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10Akron, Colorado
Retirement: 79th percentile · January average low (°F): 59th percentile · Home value ÷ income: 88th percentile
Akron is a town of 1,757 people in Washington County, Colorado. Homes have a median value of $208,100 against household income of $57,321; January lows average 17°F.
1,757 people · Washington County · median home $208,100 · income $57,321 · Jan low 17°F · 30 in snow
Full Akron, Colorado profile: weather, storms, schools, jobs →
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9Nucla, Colorado
Retirement: 80th percentile · January average low (°F): 56th percentile · Home value ÷ income: 92nd percentile
Nucla is a town of 585 people in Montrose County, Colorado. Homes have a median value of $141,100 against household income of $42,857; January lows average 17°F.
585 people · Montrose County · median home $141,100 · income $42,857 · Jan low 17°F · 28 in snow
Full Nucla, Colorado profile: weather, storms, schools, jobs →
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8Stepping Stone, Colorado
Retirement: 63rd percentile · January average low (°F): 76th percentile · Home value ÷ income: 90th percentile
Stepping Stone is a community of 2,780 people in Douglas County, Colorado. Homes have a median value of $785,700 against household income of $223,839; January lows average 19°F.
2,780 people · Douglas County · median home $785,700 · income $223,839 · Jan low 19°F · 64 in snow
Full Stepping Stone, Colorado profile: weather, storms, schools, jobs →
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7Flagler, Colorado
Retirement: 83rd percentile · January average low (°F): 57th percentile · Home value ÷ income: 90th percentile
Flagler is a town of 567 people in Kit Carson County, Colorado. Homes have a median value of $167,700 against household income of $48,500; January lows average 17°F.
567 people · Kit Carson County · median home $167,700 · income $48,500 · Jan low 17°F · 25 in snow
Full Flagler, Colorado profile: weather, storms, schools, jobs →
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6Gleneagle, Colorado
Retirement: 71st percentile · January average low (°F): 86th percentile · Home value ÷ income: 74th percentile
Gleneagle is a community of 6,649 people in El Paso County, Colorado. Homes have a median value of $605,400 against household income of $139,653; January lows average 19°F.
6,649 people · El Paso County · median home $605,400 · income $139,653 · Jan low 19°F · 121 in snow
Full Gleneagle, Colorado profile: weather, storms, schools, jobs →
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5Haxtun, Colorado
Retirement: 88th percentile · January average low (°F): 57th percentile · Home value ÷ income: 87th percentile
Haxtun is a town of 981 people in Phillips County, Colorado. Homes have a median value of $233,300 against household income of $63,375; January lows average 17°F.
981 people · Phillips County · median home $233,300 · income $63,375 · Jan low 17°F · 32 in snow
Full Haxtun, Colorado profile: weather, storms, schools, jobs →
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4Julesburg, Colorado
Retirement: 96th percentile · January average low (°F): 50th percentile · Home value ÷ income: 91st percentile
Julesburg is a town of 1,307 people in Sedgwick County, Colorado. Homes have a median value of $149,400 against household income of $43,500; January lows average 16°F.
1,307 people · Sedgwick County · median home $149,400 · income $43,500 · Jan low 16°F · 22 in snow
Full Julesburg, Colorado profile: weather, storms, schools, jobs →
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3Stratton, Colorado
Retirement: 83rd percentile · January average low (°F): 66th percentile · Home value ÷ income: 96th percentile
Stratton is a town of 656 people in Kit Carson County, Colorado. Homes have a median value of $166,300 against household income of $61,583; January lows average 18°F.
656 people · Kit Carson County · median home $166,300 · income $61,583 · Jan low 18°F · 34 in snow
Full Stratton, Colorado profile: weather, storms, schools, jobs →
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2Walsh, Colorado
Retirement: 89th percentile · January average low (°F): 76th percentile · Home value ÷ income: 90th percentile
Walsh is a town of 543 people in Baca County, Colorado. Homes have a median value of $85,000 against household income of $24,196; January lows average 19°F.
543 people · Baca County · median home $85,000 · income $24,196 · Jan low 19°F · 23 in snow
Full Walsh, Colorado profile: weather, storms, schools, jobs →
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1Cheyenne Wells, Colorado
Retirement: 75th percentile · January average low (°F): 92nd percentile · Home value ÷ income: 98th percentile
Cheyenne Wells is a town of 758 people in Cheyenne County, Colorado. Homes have a median value of $173,100 against household income of $72,759; January lows average 20°F.
758 people · Cheyenne County · median home $173,100 · income $72,759 · Jan low 20°F · 20 in snow
Full Cheyenne Wells, Colorado profile: weather, storms, schools, jobs →
Percentile vs Colorado towns on each part of this ranking.
Price vs ranking
More Colorado rankings
- The 25 Best Small Towns to Retire in Colorado
- The 25 Quietest Small Towns in Colorado
- The 25 Most Affordable Small Towns in Colorado
- The 25 Best Small Towns for Families in Colorado
- The 25 Best Quiet, Affordable Small Towns to Retire in Colorado
- 25 Small Towns in Colorado With the Cheapest Homes
- 25 Small Towns in Colorado With the Mildest Winters
- The 25 Most Walkable Small Towns in Colorado
- 25 Small Towns in Colorado With the Fewest Tornadoes Since 1950
- The 25 Best Small Towns for First-Time Home Buyers in Colorado
Same ranking, other places
- The 50 Best Affordable Small Towns to Retire in America With Mild Winters
- The 25 Best Affordable Small Towns to Retire in Pennsylvania With Mild Winters
- The 25 Best Affordable Small Towns to Retire in New York With Mild Winters
- The 25 Best Affordable Small Towns to Retire in Michigan With Mild Winters
- The 25 Best Affordable Small Towns to Retire in Wisconsin With Mild Winters
- The 25 Best Affordable Small Towns to Retire in Texas With Mild Winters
- The 25 Best Affordable Small Towns to Retire in Minnesota With Mild Winters
- The 24 Best Affordable Small Towns to Retire in California With Mild Winters
- The 25 Best Affordable Small Towns to Retire in Illinois With Mild Winters
- The 25 Best Affordable Small Towns to Retire in Ohio With Mild Winters
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)