The 25 Best Affordable Small Towns to Retire in Virginia With Mild Winters
Ranked on The Town Files lifestyle rankings among 329 towns of 500–10,000 people in Virginia, scoring every town on all of these at once. #1 is Captains Cove, VA.
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25Woodlake, Virginia
Retirement: 69th percentile · January average low (°F): 72nd percentile · Home value ÷ income: 84th percentile
Woodlake is a community of 7,493 people in Chesterfield County, Virginia. Homes have a median value of $406,800 against household income of $139,344; January lows average 28°F.
7,493 people · Chesterfield County · median home $406,800 · income $139,344 · Jan low 28°F · 10 in snow
Full Woodlake, Virginia profile: weather, storms, schools, jobs →
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24Stewartsville, Virginia
Retirement: 52nd percentile · January average low (°F): 82nd percentile · Home value ÷ income: 93rd percentile
Stewartsville is a community of 533 people in Bedford County, Virginia. Homes have a median value of $217,600 against household income of $94,390; January lows average 29°F.
533 people · Bedford County · median home $217,600 · income $94,390 · Jan low 29°F · 12 in snow
Full Stewartsville, Virginia profile: weather, storms, schools, jobs →
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23West Point, Virginia
Retirement: 83rd percentile · January average low (°F): 81st percentile · Home value ÷ income: 63rd percentile
West Point is a town of 3,414 people in King William County, Virginia. Homes have a median value of $286,800 against household income of $78,785; January lows average 28°F.
3,414 people · King William County · median home $286,800 · income $78,785 · Jan low 28°F · 10 in snow
Full West Point, Virginia profile: weather, storms, schools, jobs →
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22Amherst, Virginia
Retirement: 93rd percentile · January average low (°F): 57th percentile · Home value ÷ income: 78th percentile
Amherst is a town of 2,110 people in Amherst County, Virginia. Homes have a median value of $220,700 against household income of $70,841; January lows average 26°F.
2,110 people · Amherst County · median home $220,700 · income $70,841 · Jan low 26°F · 14 in snow
Full Amherst, Virginia profile: weather, storms, schools, jobs →
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21Concord, Virginia
Retirement: 87th percentile · January average low (°F): 67th percentile · Home value ÷ income: 75th percentile
Concord is a community of 1,557 people in Campbell County, Virginia. Homes have a median value of $227,600 against household income of $71,058; January lows average 27°F.
1,557 people · Campbell County · median home $227,600 · income $71,058 · Jan low 27°F · 11 in snow
Full Concord, Virginia profile: weather, storms, schools, jobs →
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20Boykins, Virginia
Retirement: 70th percentile · January average low (°F): 82nd percentile · Home value ÷ income: 78th percentile
Boykins is a town of 516 people in Southampton County, Virginia. Homes have a median value of $192,000 against household income of $61,042; January lows average 29°F.
516 people · Southampton County · median home $192,000 · income $61,042 · Jan low 29°F · 3 in snow
Full Boykins, Virginia profile: weather, storms, schools, jobs →
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19Crewe, Virginia
Retirement: 63rd percentile · January average low (°F): 72nd percentile · Home value ÷ income: 96th percentile
Crewe is a town of 2,262 people in Nottoway County, Virginia. Homes have a median value of $139,400 against household income of $70,625; January lows average 28°F.
2,262 people · Nottoway County · median home $139,400 · income $70,625 · Jan low 28°F · 6 in snow
Full Crewe, Virginia profile: weather, storms, schools, jobs →
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18Bracey, Virginia
Retirement: 95th percentile · January average low (°F): 82nd percentile · Home value ÷ income: 57th percentile
Bracey is a community of 1,372 people in Mecklenburg County, Virginia. Homes have a median value of $238,300 against household income of $64,605; January lows average 29°F.
1,372 people · Mecklenburg County · median home $238,300 · income $64,605 · Jan low 29°F · 4 in snow
Full Bracey, Virginia profile: weather, storms, schools, jobs →
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17Warsaw, Virginia
Retirement: 84th percentile · January average low (°F): 82nd percentile · Home value ÷ income: 75th percentile
Warsaw is a town of 1,637 people in Richmond County, Virginia. Homes have a median value of $270,600 against household income of $84,828; January lows average 29°F.
1,637 people · Richmond County · median home $270,600 · income $84,828 · Jan low 29°F · 12 in snow
Full Warsaw, Virginia profile: weather, storms, schools, jobs →
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16Clarksville, Virginia
Retirement: 94th percentile · January average low (°F): 81st percentile · Home value ÷ income: 67th percentile
Clarksville is a town of 1,300 people in Mecklenburg County, Virginia. Homes have a median value of $221,400 against household income of $63,533; January lows average 28°F.
1,300 people · Mecklenburg County · median home $221,400 · income $63,533 · Jan low 28°F · 4 in snow
Full Clarksville, Virginia profile: weather, storms, schools, jobs →
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15Chase City, Virginia
Retirement: 65th percentile · January average low (°F): 88th percentile · Home value ÷ income: 91st percentile
Chase City is a town of 2,053 people in Mecklenburg County, Virginia. Homes have a median value of $112,900 against household income of $45,843; January lows average 29°F.
2,053 people · Mecklenburg County · median home $112,900 · income $45,843 · Jan low 29°F · 5 in snow
Full Chase City, Virginia profile: weather, storms, schools, jobs →
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14Kenbridge, Virginia
Retirement: 89th percentile · January average low (°F): 65th percentile · Home value ÷ income: 91st percentile
Kenbridge is a town of 1,112 people in Lunenburg County, Virginia. Homes have a median value of $154,400 against household income of $61,603; January lows average 27°F.
1,112 people · Lunenburg County · median home $154,400 · income $61,603 · Jan low 27°F · 6 in snow
Full Kenbridge, Virginia profile: weather, storms, schools, jobs →
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13Cluster Springs, Virginia
Retirement: 82nd percentile · January average low (°F): 65th percentile · Home value ÷ income: 98th percentile
Cluster Springs is a community of 718 people in Halifax County, Virginia. Homes have a median value of $133,300 against household income of $76,125; January lows average 27°F.
718 people · Halifax County · median home $133,300 · income $76,125 · Jan low 27°F · 6 in snow
Full Cluster Springs, Virginia profile: weather, storms, schools, jobs →
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12Belle Haven, Virginia
Retirement: 72nd percentile · January average low (°F): 95th percentile · Home value ÷ income: 84th percentile
Belle Haven is a town of 543 people in Accomack County, Virginia. Homes have a median value of $183,000 against household income of $62,917; January lows average 30°F.
543 people · Accomack County · median home $183,000 · income $62,917 · Jan low 30°F · 7 in snow
Full Belle Haven, Virginia profile: weather, storms, schools, jobs →
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11Mathews, Virginia
Retirement: 96th percentile · January average low (°F): 88th percentile · Home value ÷ income: 67th percentile
Mathews is a community of 525 people in Mathews County, Virginia. Homes have a median value of $193,400 against household income of $55,481; January lows average 29°F.
525 people · Mathews County · median home $193,400 · income $55,481 · Jan low 29°F · 9 in snow
Full Mathews, Virginia profile: weather, storms, schools, jobs →
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10Earlysville, Virginia
Retirement: 92nd percentile · January average low (°F): 90th percentile · Home value ÷ income: 69th percentile
Earlysville is a community of 1,153 people in Albemarle County, Virginia. Homes have a median value of $478,400 against household income of $142,060; January lows average 30°F.
1,153 people · Albemarle County · median home $478,400 · income $142,060 · Jan low 30°F · 11 in snow
Full Earlysville, Virginia profile: weather, storms, schools, jobs →
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9La Crosse, Virginia
Retirement: 94th percentile · January average low (°F): 82nd percentile · Home value ÷ income: 78th percentile
La Crosse is a town of 614 people in Mecklenburg County, Virginia. Homes have a median value of $105,400 against household income of $33,750; January lows average 29°F.
614 people · Mecklenburg County · median home $105,400 · income $33,750 · Jan low 29°F · 6 in snow
Full La Crosse, Virginia profile: weather, storms, schools, jobs →
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8Charlotte Court House, Virginia
Retirement: 94th percentile · January average low (°F): 67th percentile · Home value ÷ income: 97th percentile
Charlotte Court House is a town of 505 people in Charlotte County, Virginia. Homes have a median value of $167,200 against household income of $85,893; January lows average 27°F.
505 people · Charlotte County · median home $167,200 · income $85,893 · Jan low 27°F · 8 in snow
Full Charlotte Court House, Virginia profile: weather, storms, schools, jobs →
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7Pastoria, Virginia
Retirement: 72nd percentile · January average low (°F): 95th percentile · Home value ÷ income: 91st percentile
Pastoria is a community of 627 people in Accomack County, Virginia. Homes have a median value of $116,200 against household income of $46,884; January lows average 30°F.
627 people · Accomack County · median home $116,200 · income $46,884 · Jan low 30°F · 7 in snow
Full Pastoria, Virginia profile: weather, storms, schools, jobs →
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6Wattsville, Virginia
Retirement: 87th percentile · January average low (°F): 90th percentile · Home value ÷ income: 87th percentile
Wattsville is a community of 1,341 people in Accomack County, Virginia. Homes have a median value of $184,700 against household income of $69,380; January lows average 30°F.
1,341 people · Accomack County · median home $184,700 · income $69,380 · Jan low 30°F · 8 in snow
Full Wattsville, Virginia profile: weather, storms, schools, jobs →
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5Nassawadox, Virginia
Retirement: 88th percentile · January average low (°F): 95th percentile · Home value ÷ income: 84th percentile
Nassawadox is a town of 533 people in Northampton County, Virginia. Homes have a median value of $152,500 against household income of $51,932; January lows average 30°F.
533 people · Northampton County · median home $152,500 · income $51,932 · Jan low 30°F · 7 in snow
Full Nassawadox, Virginia profile: weather, storms, schools, jobs →
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4Sedley, Virginia
Retirement: 89th percentile · January average low (°F): 88th percentile · Home value ÷ income: 91st percentile
Sedley is a community of 517 people in Southampton County, Virginia. Homes have a median value of $214,500 against household income of $86,304; January lows average 29°F.
517 people · Southampton County · median home $214,500 · income $86,304 · Jan low 29°F · 5 in snow
Full Sedley, Virginia profile: weather, storms, schools, jobs →
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3Parksley, Virginia
Retirement: 83rd percentile · January average low (°F): 90th percentile · Home value ÷ income: 95th percentile
Parksley is a town of 816 people in Accomack County, Virginia. Homes have a median value of $163,100 against household income of $76,875; January lows average 30°F.
816 people · Accomack County · median home $163,100 · income $76,875 · Jan low 30°F · 8 in snow
Full Parksley, Virginia profile: weather, storms, schools, jobs →
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2Piney Mountain, Virginia
Retirement: 92nd percentile · January average low (°F): 90th percentile · Home value ÷ income: 95th percentile
Piney Mountain is a community of 1,880 people in Albemarle County, Virginia. Homes have a median value of $296,000 against household income of $138,636; January lows average 30°F.
1,880 people · Albemarle County · median home $296,000 · income $138,636 · Jan low 30°F · 15 in snow
Full Piney Mountain, Virginia profile: weather, storms, schools, jobs →
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1Captains Cove, Virginia
Retirement: 98th percentile · January average low (°F): 90th percentile · Home value ÷ income: 92nd percentile
Captains Cove is a community of 1,544 people in Accomack County, Virginia. Homes have a median value of $267,700 against household income of $110,156; January lows average 30°F.
1,544 people · Accomack County · median home $267,700 · income $110,156 · Jan low 30°F · 8 in snow
Full Captains Cove, Virginia profile: weather, storms, schools, jobs →
Percentile vs Virginia towns on each part of this ranking.
Price vs ranking
More Virginia rankings
- The 25 Best Small Towns to Retire in Virginia
- The 25 Quietest Small Towns in Virginia
- The 25 Most Affordable Small Towns in Virginia
- The 25 Best Small Towns for Families in Virginia
- The 25 Best Quiet, Affordable Small Towns to Retire in Virginia
- 25 Small Towns in Virginia With the Cheapest Homes
- 25 Small Towns in Virginia With the Mildest Winters
- The 25 Most Walkable Small Towns in Virginia
- 25 Small Towns in Virginia With the Fewest Tornadoes Since 1950
- The 25 Best Small Towns for First-Time Home Buyers in Virginia
Same ranking, other places
- The 50 Best Affordable Small Towns to Retire in America With Mild Winters
- The 25 Best Affordable Small Towns to Retire in Pennsylvania With Mild Winters
- The 25 Best Affordable Small Towns to Retire in New York With Mild Winters
- The 25 Best Affordable Small Towns to Retire in Michigan With Mild Winters
- The 25 Best Affordable Small Towns to Retire in Wisconsin With Mild Winters
- The 25 Best Affordable Small Towns to Retire in Texas With Mild Winters
- The 25 Best Affordable Small Towns to Retire in Minnesota With Mild Winters
- The 24 Best Affordable Small Towns to Retire in California With Mild Winters
- The 25 Best Affordable Small Towns to Retire in Illinois With Mild Winters
- The 25 Best Affordable Small Towns to Retire in Ohio With Mild Winters
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)