The Town FilesThree Rivers, Texas
City in Live Oak County · population 1,474 (2020 Census)
- Median home
- $77,800
- Household income
- $46,705
- Jan low / Jul high
- 43° / 95°
- Snow a year
- 0 in
- Tornadoes ≤10 mi since 1950
- 14
- Median age
- 43.4
Three Rivers is a city of 1,474 people in Live Oak County, Texas. The median home is worth $77,800, below the typical Texas town ($184,100). It ranks better for retirees than 99% of Texas towns, better for young professionals than 93% of Texas towns, quieter than 92% of Texas towns.
- #1 in The 50 Best Affordable Small Towns to Retire in America With Mild Winters
- #1 in The 50 Best Affordable Places to Retire in America With Mild Winters
- #3 in The 25 Best Affordable Small Towns to Retire in Texas With Mild Winters
- #14 in The 25 Best Small Towns to Retire in Texas
- #15 in The 25 Best Quiet, Affordable Small Towns to Retire in Texas
How Three Rivers ranks
Percentile among Texas towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Texas towns.
Homes and cost of living
The median home in Three Rivers is worth $77,800, below the typical Texas town ($184,100). Homes cost about 1.7 times the median household income of $46,705, which is more affordable than 88% of Texas towns. Median rent is $968 a month. 47.5% of households own their home.
| Housing | Three Rivers | Typical Texas town |
|---|---|---|
| Median home value | $77,800 | $184,100 |
| Median rent | $968 | $1,086 |
| Median household income | $46,705 | $65,842 |
| Home value ÷ income | 1.7× | 2.9× |
| Homeownership | 47.5% | 72.9% |
| Median year built | 1981 | 1985 |
| Seasonal / vacation homes | 5.0% | — |
Who lives in Three Rivers
| People | Three Rivers | Typical Texas town |
|---|---|---|
| Median age | 43.4 | 37.1 |
| Age 65 and over | 21.4% | 15.6% |
| Under 18 | 19.1% | — |
| Bachelor's degree or higher | 11.7% | 18.9% |
| Below the poverty line | 26.2% | 13.1% |
| Veterans | 5.0% | — |
| Born outside the U.S. | 10.9% | — |
| Work from home | 6.0% | 7.8% |
| Average commute | 23.2 min | 26.1 min |
| Homes with broadband | 75.7% | 89.2% |
Weather in Three Rivers
July highs average 95.2°F and January lows 42.8°F. About 26.5 inches of rain and melted snow fall a year, with 0.3 inches of snow (typical Texas town: 0.2 in). Expect about 137 days a year at 90°F or hotter and 9 nights at or below freezing.
Tornadoes, storms and disasters
14 tornadoes have passed within 10 miles of Three Rivers since 1950, compared with 21 for the typical Texas town. 2 rated (E)F2 or stronger. The strongest, an F3, struck on May 29, 1967 about 4.6 miles from the town center. The most recent was on May 31, 2016.
Hail of 1 inch or larger has been reported within 10 miles 17 times; the largest was 1.75 inches on June 13, 2014.
Severe weather in Live Oak County since 1996
Live Oak County has been included in 24 federal disaster or emergency declarations since 1953, most often for fire, flood, drought.
| Declared | Incident | Declaration |
|---|---|---|
| September 1, 2026 | Flood | DR-4935: Severe Storms, Straight-Line Winds, Tornadoes, And Flooding |
| July 18, 2026 | Flood | EM-3649: Flooding |
| February 19, 2021 | Severe Ice Storm | DR-4586: Severe Winter Storms |
| February 14, 2021 | Severe Ice Storm | EM-3554: Severe Winter Storm |
| July 26, 2020 | Hurricane | EM-3530: Hurricane Hanna |
Jobs and pay in Live Oak County
Live Oak County had 3,717 jobs in 2024, paying an average of $67,440 a year. Unemployment was 3.8% in 2023; in Three Rivers itself the ACS puts it at 8.5%.
Public schools in Three Rivers
2 public schools with 590 students, about 10.7 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| THREE RIVERS EL | PK-6 | 305 | 14.5 |
| THREE RIVERS JR/SR H S | 7-12 | 285 | 8.4 |
Towns near Three Rivers
- George West, TX10.1 mi · 2,171 people · home $151,700
- Blue Berry Hill, TX24.1 mi · 844 people · home $23,000
- Beeville, TX26.4 mi · 13,669 people · home $94,700
Three Rivers questions
Is Three Rivers, Texas a good place to retire?
On The Town Files lifestyle rankings, Three Rivers scores better for retirees than 99% of Texas towns and quieter than 92%. 21.4% of residents are 65 or older (median age 43.4).
How much does a house cost in Three Rivers?
The median owner-occupied home in Three Rivers is valued at $77,800 (Census ACS 2020–2024), against a median household income of $46,705, so homes cost about 1.7 times income. Median rent is $968 a month.
What is the weather like in Three Rivers?
July highs average 95.2°F and January lows 42.8°F (NOAA 1991–2020 normals). It gets about 26.5 inches of precipitation a year and 0.3 inches of snow.
Does Three Rivers get tornadoes?
14 tornadoes have passed within 10 miles of Three Rivers since 1950 (NOAA Storm Events); the strongest was a F3 on May 29, 1967. The typical Texas town has had 21.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)