The 25 Best Affordable Small Towns to Retire in North Carolina With Mild Winters
Ranked on The Town Files lifestyle rankings among 479 towns of 500–10,000 people in North Carolina, scoring every town on all of these at once. #1 is Barker Ten Mile, NC.
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25Williamston, North Carolina
Retirement: 61st percentile · January average low (°F): 78th percentile · Home value ÷ income: 85th percentile
Williamston is a town of 5,248 people in Martin County, North Carolina. Homes have a median value of $107,100 against household income of $38,738; January lows average 33°F.
5,248 people · Martin County · median home $107,100 · income $38,738 · Jan low 33°F · 1 in snow
Full Williamston, North Carolina profile: weather, storms, schools, jobs →
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24Wrightsboro, North Carolina
Retirement: 60th percentile · January average low (°F): 95th percentile · Home value ÷ income: 69th percentile
Wrightsboro is a community of 5,526 people in New Hanover County, North Carolina. Homes have a median value of $255,700 against household income of $78,450; January lows average 36°F.
5,526 people · New Hanover County · median home $255,700 · income $78,450 · Jan low 36°F · 1 in snow
Full Wrightsboro, North Carolina profile: weather, storms, schools, jobs →
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23Belhaven, North Carolina
Retirement: 78th percentile · January average low (°F): 74th percentile · Home value ÷ income: 72nd percentile
Belhaven is a town of 1,410 people in Beaufort County, North Carolina. Homes have a median value of $103,000 against household income of $32,644; January lows average 33°F.
1,410 people · Beaufort County · median home $103,000 · income $32,644 · Jan low 33°F · 1 in snow
Full Belhaven, North Carolina profile: weather, storms, schools, jobs →
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22River Bend, North Carolina
Retirement: 83rd percentile · January average low (°F): 90th percentile · Home value ÷ income: 52nd percentile
River Bend is a town of 2,902 people in Craven County, North Carolina. Homes have a median value of $266,100 against household income of $71,824; January lows average 35°F.
2,902 people · Craven County · median home $266,100 · income $71,824 · Jan low 35°F · 2 in snow
Full River Bend, North Carolina profile: weather, storms, schools, jobs →
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21Red Oak, North Carolina
Retirement: 93rd percentile · January average low (°F): 52nd percentile · Home value ÷ income: 80th percentile

Photo: Nyttend (public domain, Wikimedia Commons) Red Oak is a town of 3,342 people in Nash County, North Carolina. Homes have a median value of $271,800 against household income of $90,214; January lows average 31°F.
3,342 people · Nash County · median home $271,800 · income $90,214 · Jan low 31°F · 1 in snow
Full Red Oak, North Carolina profile: weather, storms, schools, jobs →
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20Bailey, North Carolina
Retirement: 61st percentile · January average low (°F): 77th percentile · Home value ÷ income: 88th percentile
Bailey is a town of 568 people in Nash County, North Carolina. Homes have a median value of $155,700 against household income of $60,208; January lows average 33°F.
568 people · Nash County · median home $155,700 · income $60,208 · Jan low 33°F · 2 in snow
Full Bailey, North Carolina profile: weather, storms, schools, jobs →
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19Grantsboro, North Carolina
Retirement: 58th percentile · January average low (°F): 86th percentile · Home value ÷ income: 85th percentile
Grantsboro is a town of 692 people in Pamlico County, North Carolina. Homes have a median value of $153,800 against household income of $54,583; January lows average 34°F.
692 people · Pamlico County · median home $153,800 · income $54,583 · Jan low 34°F · 1 in snow
Full Grantsboro, North Carolina profile: weather, storms, schools, jobs →
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18New Hope, North Carolina
Retirement: 57th percentile · January average low (°F): 88th percentile · Home value ÷ income: 85th percentile
New Hope is a community of 1,588 people in Wayne County, North Carolina. Homes have a median value of $162,800 against household income of $58,667; January lows average 35°F.
1,588 people · Wayne County · median home $162,800 · income $58,667 · Jan low 35°F · 2 in snow
Full New Hope, North Carolina profile: weather, storms, schools, jobs →
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17Brandywine Bay, North Carolina
Retirement: 88th percentile · January average low (°F): 83rd percentile · Home value ÷ income: 62nd percentile
Brandywine Bay is a community of 1,153 people in Carteret County, North Carolina. Homes have a median value of $371,500 against household income of $105,000; January lows average 34°F.
1,153 people · Carteret County · median home $371,500 · income $105,000 · Jan low 34°F · 1 in snow
Full Brandywine Bay, North Carolina profile: weather, storms, schools, jobs →
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16Black Creek, North Carolina
Retirement: 59th percentile · January average low (°F): 77th percentile · Home value ÷ income: 97th percentile
Black Creek is a town of 692 people in Wilson County, North Carolina. Homes have a median value of $112,200 against household income of $53,750; January lows average 33°F.
692 people · Wilson County · median home $112,200 · income $53,750 · Jan low 33°F · 2 in snow
Full Black Creek, North Carolina profile: weather, storms, schools, jobs →
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15White Lake, North Carolina
Retirement: 87th percentile · January average low (°F): 62nd percentile · Home value ÷ income: 85th percentile
White Lake is a town of 843 people in Bladen County, North Carolina. Homes have a median value of $235,300 against household income of $84,375; January lows average 32°F.
843 people · Bladen County · median home $235,300 · income $84,375 · Jan low 32°F · 1 in snow
Full White Lake, North Carolina profile: weather, storms, schools, jobs →
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14Wagram, North Carolina
Retirement: 56th percentile · January average low (°F): 83rd percentile · Home value ÷ income: 97th percentile
Wagram is a town of 615 people in Scotland County, North Carolina. Homes have a median value of $111,700 against household income of $52,159; January lows average 34°F.
615 people · Scotland County · median home $111,700 · income $52,159 · Jan low 34°F · 1 in snow
Full Wagram, North Carolina profile: weather, storms, schools, jobs →
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13Robersonville, North Carolina
Retirement: 64th percentile · January average low (°F): 78th percentile · Home value ÷ income: 94th percentile
Robersonville is a town of 1,269 people in Martin County, North Carolina. Homes have a median value of $94,500 against household income of $43,523; January lows average 33°F.
1,269 people · Martin County · median home $94,500 · income $43,523 · Jan low 33°F · 2 in snow
Full Robersonville, North Carolina profile: weather, storms, schools, jobs →
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12Windsor, North Carolina
Retirement: 69th percentile · January average low (°F): 78th percentile · Home value ÷ income: 91st percentile
Windsor is a town of 3,582 people in Bertie County, North Carolina. Homes have a median value of $102,700 against household income of $40,714; January lows average 33°F.
3,582 people · Bertie County · median home $102,700 · income $40,714 · Jan low 33°F · 1 in snow
Full Windsor, North Carolina profile: weather, storms, schools, jobs →
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11Bogue, North Carolina
Retirement: 83rd percentile · January average low (°F): 83rd percentile · Home value ÷ income: 75th percentile
Bogue is a town of 695 people in Carteret County, North Carolina. Homes have a median value of $291,100 against household income of $93,516; January lows average 34°F.
695 people · Carteret County · median home $291,100 · income $93,516 · Jan low 34°F · 1 in snow
Full Bogue, North Carolina profile: weather, storms, schools, jobs →
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10Bladenboro, North Carolina
Retirement: 74th percentile · January average low (°F): 69th percentile · Home value ÷ income: 98th percentile
Bladenboro is a town of 1,648 people in Bladen County, North Carolina. Homes have a median value of $99,500 against household income of $52,337; January lows average 32°F.
1,648 people · Bladen County · median home $99,500 · income $52,337 · Jan low 32°F · 1 in snow
Full Bladenboro, North Carolina profile: weather, storms, schools, jobs →
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9Walnut Creek, North Carolina
Retirement: 69th percentile · January average low (°F): 88th percentile · Home value ÷ income: 85th percentile
Walnut Creek is a village of 1,084 people in Wayne County, North Carolina. Homes have a median value of $468,700 against household income of $166,250; January lows average 35°F.
1,084 people · Wayne County · median home $468,700 · income $166,250 · Jan low 35°F · 2 in snow
Full Walnut Creek, North Carolina profile: weather, storms, schools, jobs →
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8Ellerbe, North Carolina
Retirement: 81st percentile · January average low (°F): 74th percentile · Home value ÷ income: 94th percentile
Ellerbe is a town of 864 people in Richmond County, North Carolina. Homes have a median value of $78,000 against household income of $34,808; January lows average 33°F.
864 people · Richmond County · median home $78,000 · income $34,808 · Jan low 33°F · 3 in snow
Full Ellerbe, North Carolina profile: weather, storms, schools, jobs →
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7Lucama, North Carolina
Retirement: 78th percentile · January average low (°F): 77th percentile · Home value ÷ income: 97th percentile
Lucama is a town of 1,036 people in Wilson County, North Carolina. Homes have a median value of $115,500 against household income of $54,583; January lows average 33°F.
1,036 people · Wilson County · median home $115,500 · income $54,583 · Jan low 33°F · 2 in snow
Full Lucama, North Carolina profile: weather, storms, schools, jobs →
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6Arrowhead Beach, North Carolina
Retirement: 86th percentile · January average low (°F): 87th percentile · Home value ÷ income: 80th percentile
Arrowhead Beach is a community of 640 people in Chowan County, North Carolina. Homes have a median value of $198,200 against household income of $66,667; January lows average 34°F.
640 people · Chowan County · median home $198,200 · income $66,667 · Jan low 34°F · 2 in snow
Full Arrowhead Beach, North Carolina profile: weather, storms, schools, jobs →
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5Alliance, North Carolina
Retirement: 82nd percentile · January average low (°F): 86th percentile · Home value ÷ income: 85th percentile
Alliance is a town of 733 people in Pamlico County, North Carolina. Homes have a median value of $142,400 against household income of $50,341; January lows average 34°F.
733 people · Pamlico County · median home $142,400 · income $50,341 · Jan low 34°F · 1 in snow
Full Alliance, North Carolina profile: weather, storms, schools, jobs →
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4Newton Grove, North Carolina
Retirement: 86th percentile · January average low (°F): 73rd percentile · Home value ÷ income: 94th percentile
Newton Grove is a town of 585 people in Sampson County, North Carolina. Homes have a median value of $149,600 against household income of $68,906; January lows average 32°F.
585 people · Sampson County · median home $149,600 · income $68,906 · Jan low 32°F · 2 in snow
Full Newton Grove, North Carolina profile: weather, storms, schools, jobs →
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3Cape Colony, North Carolina
Retirement: 88th percentile · January average low (°F): 87th percentile · Home value ÷ income: 85th percentile
Cape Colony is a community of 691 people in Chowan County, North Carolina. Homes have a median value of $221,400 against household income of $78,152; January lows average 34°F.
691 people · Chowan County · median home $221,400 · income $78,152 · Jan low 34°F · 2 in snow
Full Cape Colony, North Carolina profile: weather, storms, schools, jobs →
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2Trent Woods, North Carolina
Retirement: 98th percentile · January average low (°F): 90th percentile · Home value ÷ income: 72nd percentile
Trent Woods is a town of 4,074 people in Craven County, North Carolina. Homes have a median value of $343,100 against household income of $107,802; January lows average 35°F.
4,074 people · Craven County · median home $343,100 · income $107,802 · Jan low 35°F · 2 in snow
Full Trent Woods, North Carolina profile: weather, storms, schools, jobs →
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1Barker Ten Mile, North Carolina
Retirement: 89th percentile · January average low (°F): 80th percentile · Home value ÷ income: 91st percentile
Barker Ten Mile is a community of 937 people in Robeson County, North Carolina. Homes have a median value of $163,700 against household income of $66,667; January lows average 33°F.
937 people · Robeson County · median home $163,700 · income $66,667 · Jan low 33°F · 1 in snow
Full Barker Ten Mile, North Carolina profile: weather, storms, schools, jobs →
Percentile vs North Carolina towns on each part of this ranking.
Price vs ranking
More North Carolina rankings
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- The 25 Quietest Small Towns in North Carolina
- The 25 Most Affordable Small Towns in North Carolina
- The 25 Best Small Towns for Families in North Carolina
- The 25 Best Quiet, Affordable Small Towns to Retire in North Carolina
- 25 Small Towns in North Carolina With the Cheapest Homes
- 25 Small Towns in North Carolina With the Mildest Winters
- The 25 Most Walkable Small Towns in North Carolina
- 25 Small Towns in North Carolina With the Fewest Tornadoes Since 1950
- The 25 Best Small Towns for First-Time Home Buyers in North Carolina
Same ranking, other places
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- The 25 Best Affordable Small Towns to Retire in Ohio With Mild Winters
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)