The Town Files

The 25 Best Quiet, Affordable Small Towns to Retire in Kentucky

Ranked on The Town Files lifestyle rankings among 305 towns of 500–10,000 people in Kentucky, scoring every town on all of these at once. #1 is Summersville, KY.

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Numbers match the ranking.
The 25 Best Quiet, Affordable Small Towns to Retire in Kentucky1. Summersvillescore 972. Benhamscore 963. Clintonscore 964. Providencescore 965. Hickmanscore 956. Lynchscore 947. Hansonscore 948. Petersburgscore 899. Olive Hillscore 8710. Owentonscore 8711. Bentonscore 8712. Auburnscore 8613. Ravennascore 8614. Croftonscore 8615. Burginscore 8616. La Centerscore 8517. Edmontonscore 8418. Sturgisscore 8319. Elkhorn Cityscore 8320. Cannonsburgscore 8221. Powderlyscore 8222. Reidlandscore 8223. Dixonscore 8224. Augustascore 8225. Lebanon Junctionscore 82
  1. 25Lebanon Junction, Kentucky

    Retirement: 83rd percentile · Quiet: 98th percentile · Home value ÷ income: 64th percentile

    Lebanon Junction is a city of 1,746 people in Bullitt County, Kentucky. Homes have a median value of $156,000 against household income of $54,778; January lows average 26°F.

    1,746 people · Bullitt County · median home $156,000 · income $54,778 · Jan low 26°F · 3 in snow

    Full Lebanon Junction, Kentucky profile: weather, storms, schools, jobs →

    Lebanon Junction: The 25 Best Quiet, Affordable Small Towns to Retire in Kentucky scoresRetirement83th pctQuiet98th pctAffordability64th pct
    Percentile vs Kentucky towns on each part of this ranking.
  2. 24Augusta, Kentucky

    Retirement: 74th percentile · Quiet: 85th percentile · Home value ÷ income: 86th percentile

    Augusta is a city of 1,096 people in Bracken County, Kentucky. Homes have a median value of $110,200 against household income of $51,250; January lows average 23°F.

    1,096 people · Bracken County · median home $110,200 · income $51,250 · Jan low 23°F · 17 in snow

    Full Augusta, Kentucky profile: weather, storms, schools, jobs →

    Augusta: The 25 Best Quiet, Affordable Small Towns to Retire in Kentucky scoresRetirement74th pctQuiet85th pctAffordability86th pct
    Percentile vs Kentucky towns on each part of this ranking.
  3. 23Dixon, Kentucky

    Retirement: 61st percentile · Quiet: 92nd percentile · Home value ÷ income: 93rd percentile

    Dixon is a city of 933 people in Webster County, Kentucky. Homes have a median value of $82,500 against household income of $46,607; January lows average 25°F.

    933 people · Webster County · median home $82,500 · income $46,607 · Jan low 25°F · 8 in snow

    Full Dixon, Kentucky profile: weather, storms, schools, jobs →

    Dixon: The 25 Best Quiet, Affordable Small Towns to Retire in Kentucky scoresRetirement61th pctQuiet92th pctAffordability93th pct
    Percentile vs Kentucky towns on each part of this ranking.
  4. 22Reidland, Kentucky

    Retirement: 94th percentile · Quiet: 69th percentile · Home value ÷ income: 83rd percentile

    Reidland is a community of 4,526 people in McCracken County, Kentucky. Homes have a median value of $228,000 against household income of $99,423; January lows average 25°F.

    4,526 people · McCracken County · median home $228,000 · income $99,423 · Jan low 25°F · 4 in snow

    Full Reidland, Kentucky profile: weather, storms, schools, jobs →

    Reidland: The 25 Best Quiet, Affordable Small Towns to Retire in Kentucky scoresRetirement94th pctQuiet69th pctAffordability83th pct
    Percentile vs Kentucky towns on each part of this ranking.
  5. 21Powderly, Kentucky

    Retirement: 60th percentile · Quiet: 96th percentile · Home value ÷ income: 90th percentile

    Powderly is a city of 788 people in Muhlenberg County, Kentucky. Homes have a median value of $99,300 against household income of $50,662; January lows average 24°F.

    788 people · Muhlenberg County · median home $99,300 · income $50,662 · Jan low 24°F · 6 in snow

    Full Powderly, Kentucky profile: weather, storms, schools, jobs →

    Powderly: The 25 Best Quiet, Affordable Small Towns to Retire in Kentucky scoresRetirement60th pctQuiet96th pctAffordability90th pct
    Percentile vs Kentucky towns on each part of this ranking.
  6. 20Cannonsburg, Kentucky

    Retirement: 95th percentile · Quiet: 74th percentile · Home value ÷ income: 78th percentile

    Cannonsburg is a community of 862 people in Boyd County, Kentucky. Homes have a median value of $179,900 against household income of $76,450; January lows average 25°F.

    862 people · Boyd County · median home $179,900 · income $76,450 · Jan low 25°F · 6 in snow

    Full Cannonsburg, Kentucky profile: weather, storms, schools, jobs →

    Cannonsburg: The 25 Best Quiet, Affordable Small Towns to Retire in Kentucky scoresRetirement95th pctQuiet74th pctAffordability78th pct
    Percentile vs Kentucky towns on each part of this ranking.
  7. 19Elkhorn City, Kentucky

    Retirement: 92nd percentile · Quiet: 88th percentile · Home value ÷ income: 68th percentile

    Elkhorn City is a city of 1,035 people in Pike County, Kentucky. Homes have a median value of $116,700 against household income of $44,000; January lows average 22°F.

    1,035 people · Pike County · median home $116,700 · income $44,000 · Jan low 22°F · 8 in snow

    Full Elkhorn City, Kentucky profile: weather, storms, schools, jobs →

    Elkhorn City: The 25 Best Quiet, Affordable Small Towns to Retire in Kentucky scoresRetirement92th pctQuiet88th pctAffordability68th pct
    Percentile vs Kentucky towns on each part of this ranking.
  8. 18Sturgis, Kentucky

    Retirement: 74th percentile · Quiet: 93rd percentile · Home value ÷ income: 83rd percentile

    Sturgis is a city of 1,735 people in Union County, Kentucky. Homes have a median value of $84,500 against household income of $36,780; January lows average 25°F.

    1,735 people · Union County · median home $84,500 · income $36,780 · Jan low 25°F · 8 in snow

    Full Sturgis, Kentucky profile: weather, storms, schools, jobs →

    Sturgis: The 25 Best Quiet, Affordable Small Towns to Retire in Kentucky scoresRetirement74th pctQuiet93th pctAffordability83th pct
    Percentile vs Kentucky towns on each part of this ranking.
  9. 17Edmonton, Kentucky

    Retirement: 81st percentile · Quiet: 80th percentile · Home value ÷ income: 90th percentile

    Edmonton is a city of 1,671 people in Metcalfe County, Kentucky. Homes have a median value of $104,000 against household income of $51,272; January lows average 25°F.

    1,671 people · Metcalfe County · median home $104,000 · income $51,272 · Jan low 25°F · 7 in snow

    Full Edmonton, Kentucky profile: weather, storms, schools, jobs →

    Edmonton: The 25 Best Quiet, Affordable Small Towns to Retire in Kentucky scoresRetirement81th pctQuiet80th pctAffordability90th pct
    Percentile vs Kentucky towns on each part of this ranking.
  10. 16La Center, Kentucky

    Retirement: 77th percentile · Quiet: 82nd percentile · Home value ÷ income: 96th percentile

    La Center is a city of 872 people in Ballard County, Kentucky. Homes have a median value of $92,300 against household income of $56,776; January lows average 26°F.

    872 people · Ballard County · median home $92,300 · income $56,776 · Jan low 26°F · 7 in snow

    Full La Center, Kentucky profile: weather, storms, schools, jobs →

    La Center: The 25 Best Quiet, Affordable Small Towns to Retire in Kentucky scoresRetirement77th pctQuiet82th pctAffordability96th pct
    Percentile vs Kentucky towns on each part of this ranking.
  11. 15Burgin, Kentucky

    Retirement: 87th percentile · Quiet: 94th percentile · Home value ÷ income: 76th percentile

    Burgin is a city of 979 people in Mercer County, Kentucky. Homes have a median value of $193,000 against household income of $77,585; January lows average 27°F.

    979 people · Mercer County · median home $193,000 · income $77,585 · Jan low 27°F · 12 in snow

    Full Burgin, Kentucky profile: weather, storms, schools, jobs →

    Burgin: The 25 Best Quiet, Affordable Small Towns to Retire in Kentucky scoresRetirement87th pctQuiet94th pctAffordability76th pct
    Percentile vs Kentucky towns on each part of this ranking.
  12. 14Crofton, Kentucky

    Retirement: 67th percentile · Quiet: 98th percentile · Home value ÷ income: 92nd percentile

    Crofton is a city of 653 people in Christian County, Kentucky. Homes have a median value of $85,200 against household income of $45,855; January lows average 27°F.

    653 people · Christian County · median home $85,200 · income $45,855 · Jan low 27°F · 9 in snow

    Full Crofton, Kentucky profile: weather, storms, schools, jobs →

    Crofton: The 25 Best Quiet, Affordable Small Towns to Retire in Kentucky scoresRetirement67th pctQuiet98th pctAffordability92th pct
    Percentile vs Kentucky towns on each part of this ranking.
  13. 13Ravenna, Kentucky

    Retirement: 67th percentile · Quiet: 100th percentile · Home value ÷ income: 90th percentile

    Ravenna is a city of 568 people in Estill County, Kentucky. Homes have a median value of $94,700 against household income of $47,250; January lows average 23°F.

    568 people · Estill County · median home $94,700 · income $47,250 · Jan low 23°F · 13 in snow

    Full Ravenna, Kentucky profile: weather, storms, schools, jobs →

    Ravenna: The 25 Best Quiet, Affordable Small Towns to Retire in Kentucky scoresRetirement67th pctQuiet100th pctAffordability90th pct
    Percentile vs Kentucky towns on each part of this ranking.
  14. 12Auburn, Kentucky

    Retirement: 82nd percentile · Quiet: 93rd percentile · Home value ÷ income: 83rd percentile

    Auburn is a city of 1,589 people in Logan County, Kentucky. Homes have a median value of $122,900 against household income of $53,897; January lows average 26°F.

    1,589 people · Logan County · median home $122,900 · income $53,897 · Jan low 26°F · 6 in snow

    Full Auburn, Kentucky profile: weather, storms, schools, jobs →

    Auburn: The 25 Best Quiet, Affordable Small Towns to Retire in Kentucky scoresRetirement82th pctQuiet93th pctAffordability83th pct
    Percentile vs Kentucky towns on each part of this ranking.
  15. 11Benton, Kentucky

    Retirement: 84th percentile · Quiet: 93rd percentile · Home value ÷ income: 83rd percentile

    Benton, Kentucky
    Photo: Tennessee Valley Authority (public domain, Wikimedia Commons)

    Benton is a city of 4,756 people in Marshall County, Kentucky. Homes have a median value of $157,000 against household income of $66,827; January lows average 27°F.

    4,756 people · Marshall County · median home $157,000 · income $66,827 · Jan low 27°F · 4 in snow

    Full Benton, Kentucky profile: weather, storms, schools, jobs →

    Benton: The 25 Best Quiet, Affordable Small Towns to Retire in Kentucky scoresRetirement84th pctQuiet93th pctAffordability83th pct
    Percentile vs Kentucky towns on each part of this ranking.
  16. 10Owenton, Kentucky

    Retirement: 91st percentile · Quiet: 94th percentile · Home value ÷ income: 76th percentile

    Owenton is a city of 1,682 people in Owen County, Kentucky. Homes have a median value of $137,500 against household income of $55,438; January lows average 25°F.

    1,682 people · Owen County · median home $137,500 · income $55,438 · Jan low 25°F · 14 in snow

    Full Owenton, Kentucky profile: weather, storms, schools, jobs →

    Owenton: The 25 Best Quiet, Affordable Small Towns to Retire in Kentucky scoresRetirement91th pctQuiet94th pctAffordability76th pct
    Percentile vs Kentucky towns on each part of this ranking.
  17. 9Olive Hill, Kentucky

    Retirement: 84th percentile · Quiet: 86th percentile · Home value ÷ income: 92nd percentile

    Olive Hill is a city of 1,580 people in Carter County, Kentucky. Homes have a median value of $136,700 against household income of $70,682; January lows average 21°F.

    1,580 people · Carter County · median home $136,700 · income $70,682 · Jan low 21°F · 18 in snow

    Full Olive Hill, Kentucky profile: weather, storms, schools, jobs →

    Olive Hill: The 25 Best Quiet, Affordable Small Towns to Retire in Kentucky scoresRetirement84th pctQuiet86th pctAffordability92th pct
    Percentile vs Kentucky towns on each part of this ranking.
  18. 8Petersburg, Kentucky

    Retirement: 88th percentile · Quiet: 93rd percentile · Home value ÷ income: 86th percentile

    Petersburg is a community of 500 people in Boone County, Kentucky. Homes have a median value of $226,700 against household income of $101,389; January lows average 24°F.

    500 people · Boone County · median home $226,700 · income $101,389 · Jan low 24°F · 17 in snow

    Full Petersburg, Kentucky profile: weather, storms, schools, jobs →

    Petersburg: The 25 Best Quiet, Affordable Small Towns to Retire in Kentucky scoresRetirement88th pctQuiet93th pctAffordability86th pct
    Percentile vs Kentucky towns on each part of this ranking.
  19. 7Hanson, Kentucky

    Retirement: 98th percentile · Quiet: 87th percentile · Home value ÷ income: 96th percentile

    Hanson is a city of 758 people in Hopkins County, Kentucky. Homes have a median value of $141,500 against household income of $95,903; January lows average 28°F.

    758 people · Hopkins County · median home $141,500 · income $95,903 · Jan low 28°F · 8 in snow

    Full Hanson, Kentucky profile: weather, storms, schools, jobs →

    Hanson: The 25 Best Quiet, Affordable Small Towns to Retire in Kentucky scoresRetirement98th pctQuiet87th pctAffordability96th pct
    Percentile vs Kentucky towns on each part of this ranking.
  20. 6Lynch, Kentucky

    Retirement: 95th percentile · Quiet: 95th percentile · Home value ÷ income: 92nd percentile

    Lynch is a city of 658 people in Harlan County, Kentucky. Homes have a median value of $58,600 against household income of $30,114; January lows average 26°F.

    658 people · Harlan County · median home $58,600 · income $30,114 · Jan low 26°F · 35 in snow

    Full Lynch, Kentucky profile: weather, storms, schools, jobs →

    Lynch: The 25 Best Quiet, Affordable Small Towns to Retire in Kentucky scoresRetirement95th pctQuiet95th pctAffordability92th pct
    Percentile vs Kentucky towns on each part of this ranking.
  21. 5Hickman, Kentucky

    Retirement: 97th percentile · Quiet: 97th percentile · Home value ÷ income: 90th percentile

    Hickman is a city of 2,365 people in Fulton County, Kentucky. Homes have a median value of $70,800 against household income of $34,653; January lows average 27°F.

    2,365 people · Fulton County · median home $70,800 · income $34,653 · Jan low 27°F · 5 in snow

    Full Hickman, Kentucky profile: weather, storms, schools, jobs →

    Hickman: The 25 Best Quiet, Affordable Small Towns to Retire in Kentucky scoresRetirement97th pctQuiet97th pctAffordability90th pct
    Percentile vs Kentucky towns on each part of this ranking.
  22. 4Providence, Kentucky

    Retirement: 94th percentile · Quiet: 94th percentile · Home value ÷ income: 99th percentile

    Providence is a city of 2,892 people in Webster County, Kentucky. Homes have a median value of $60,300 against household income of $55,121; January lows average 25°F.

    2,892 people · Webster County · median home $60,300 · income $55,121 · Jan low 25°F · 9 in snow

    Full Providence, Kentucky profile: weather, storms, schools, jobs →

    Providence: The 25 Best Quiet, Affordable Small Towns to Retire in Kentucky scoresRetirement94th pctQuiet94th pctAffordability99th pct
    Percentile vs Kentucky towns on each part of this ranking.
  23. 3Clinton, Kentucky

    Retirement: 100th percentile · Quiet: 96th percentile · Home value ÷ income: 92nd percentile

    Clinton is a city of 1,222 people in Hickman County, Kentucky. Homes have a median value of $67,100 against household income of $34,464; January lows average 27°F.

    1,222 people · Hickman County · median home $67,100 · income $34,464 · Jan low 27°F · 4 in snow

    Full Clinton, Kentucky profile: weather, storms, schools, jobs →

    Clinton: The 25 Best Quiet, Affordable Small Towns to Retire in Kentucky scoresRetirement100th pctQuiet96th pctAffordability92th pct
    Percentile vs Kentucky towns on each part of this ranking.
  24. 2Benham, Kentucky

    Retirement: 95th percentile · Quiet: 95th percentile · Home value ÷ income: 99th percentile

    Benham is a city of 512 people in Harlan County, Kentucky. Homes have a median value of $53,000 against household income of $44,946; January lows average 26°F.

    512 people · Harlan County · median home $53,000 · income $44,946 · Jan low 26°F · 35 in snow

    Full Benham, Kentucky profile: weather, storms, schools, jobs →

    Benham: The 25 Best Quiet, Affordable Small Towns to Retire in Kentucky scoresRetirement95th pctQuiet95th pctAffordability99th pct
    Percentile vs Kentucky towns on each part of this ranking.
  25. 1Summersville, Kentucky

    Retirement: 93rd percentile · Quiet: 99th percentile · Home value ÷ income: 98th percentile

    Summersville is a community of 551 people in Green County, Kentucky. Homes have a median value of $96,800 against household income of $75,444; January lows average 26°F.

    551 people · Green County · median home $96,800 · income $75,444 · Jan low 26°F · 15 in snow

    Full Summersville, Kentucky profile: weather, storms, schools, jobs →

    Summersville: The 25 Best Quiet, Affordable Small Towns to Retire in Kentucky scoresRetirement93th pctQuiet99th pctAffordability98th pct
    Percentile vs Kentucky towns on each part of this ranking.

Price vs ranking

Median home value vs ranking, Kentucky towns0255075100$10K$143K$276K$409K$543KMedian home valuePercentile
Orange squares are the 25 towns on this list; green dots are other towns on The Town Files in Kentucky.

More Kentucky rankings

Same ranking, other places

Methodology. We ranked 305 towns of 500–10,000 people in Kentucky (2020 Census population). Lifestyle measures are The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025), shown as percentiles. The combined score is the average of the percentiles shown for each town; a town must be above the middle on every one. Only towns better than 60% of their peers on this measure qualify, so lists can be shorter than 25. Sources: