The 25 Best Quiet, Affordable Small Towns to Retire in Kentucky
Ranked on The Town Files lifestyle rankings among 305 towns of 500–10,000 people in Kentucky, scoring every town on all of these at once. #1 is Summersville, KY.
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25Lebanon Junction, Kentucky
Retirement: 83rd percentile · Quiet: 98th percentile · Home value ÷ income: 64th percentile
Lebanon Junction is a city of 1,746 people in Bullitt County, Kentucky. Homes have a median value of $156,000 against household income of $54,778; January lows average 26°F.
1,746 people · Bullitt County · median home $156,000 · income $54,778 · Jan low 26°F · 3 in snow
Full Lebanon Junction, Kentucky profile: weather, storms, schools, jobs →
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24Augusta, Kentucky
Retirement: 74th percentile · Quiet: 85th percentile · Home value ÷ income: 86th percentile
Augusta is a city of 1,096 people in Bracken County, Kentucky. Homes have a median value of $110,200 against household income of $51,250; January lows average 23°F.
1,096 people · Bracken County · median home $110,200 · income $51,250 · Jan low 23°F · 17 in snow
Full Augusta, Kentucky profile: weather, storms, schools, jobs →
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23Dixon, Kentucky
Retirement: 61st percentile · Quiet: 92nd percentile · Home value ÷ income: 93rd percentile
Dixon is a city of 933 people in Webster County, Kentucky. Homes have a median value of $82,500 against household income of $46,607; January lows average 25°F.
933 people · Webster County · median home $82,500 · income $46,607 · Jan low 25°F · 8 in snow
Full Dixon, Kentucky profile: weather, storms, schools, jobs →
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22Reidland, Kentucky
Retirement: 94th percentile · Quiet: 69th percentile · Home value ÷ income: 83rd percentile
Reidland is a community of 4,526 people in McCracken County, Kentucky. Homes have a median value of $228,000 against household income of $99,423; January lows average 25°F.
4,526 people · McCracken County · median home $228,000 · income $99,423 · Jan low 25°F · 4 in snow
Full Reidland, Kentucky profile: weather, storms, schools, jobs →
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21Powderly, Kentucky
Retirement: 60th percentile · Quiet: 96th percentile · Home value ÷ income: 90th percentile
Powderly is a city of 788 people in Muhlenberg County, Kentucky. Homes have a median value of $99,300 against household income of $50,662; January lows average 24°F.
788 people · Muhlenberg County · median home $99,300 · income $50,662 · Jan low 24°F · 6 in snow
Full Powderly, Kentucky profile: weather, storms, schools, jobs →
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20Cannonsburg, Kentucky
Retirement: 95th percentile · Quiet: 74th percentile · Home value ÷ income: 78th percentile
Cannonsburg is a community of 862 people in Boyd County, Kentucky. Homes have a median value of $179,900 against household income of $76,450; January lows average 25°F.
862 people · Boyd County · median home $179,900 · income $76,450 · Jan low 25°F · 6 in snow
Full Cannonsburg, Kentucky profile: weather, storms, schools, jobs →
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19Elkhorn City, Kentucky
Retirement: 92nd percentile · Quiet: 88th percentile · Home value ÷ income: 68th percentile
Elkhorn City is a city of 1,035 people in Pike County, Kentucky. Homes have a median value of $116,700 against household income of $44,000; January lows average 22°F.
1,035 people · Pike County · median home $116,700 · income $44,000 · Jan low 22°F · 8 in snow
Full Elkhorn City, Kentucky profile: weather, storms, schools, jobs →
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18Sturgis, Kentucky
Retirement: 74th percentile · Quiet: 93rd percentile · Home value ÷ income: 83rd percentile
Sturgis is a city of 1,735 people in Union County, Kentucky. Homes have a median value of $84,500 against household income of $36,780; January lows average 25°F.
1,735 people · Union County · median home $84,500 · income $36,780 · Jan low 25°F · 8 in snow
Full Sturgis, Kentucky profile: weather, storms, schools, jobs →
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17Edmonton, Kentucky
Retirement: 81st percentile · Quiet: 80th percentile · Home value ÷ income: 90th percentile
Edmonton is a city of 1,671 people in Metcalfe County, Kentucky. Homes have a median value of $104,000 against household income of $51,272; January lows average 25°F.
1,671 people · Metcalfe County · median home $104,000 · income $51,272 · Jan low 25°F · 7 in snow
Full Edmonton, Kentucky profile: weather, storms, schools, jobs →
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16La Center, Kentucky
Retirement: 77th percentile · Quiet: 82nd percentile · Home value ÷ income: 96th percentile
La Center is a city of 872 people in Ballard County, Kentucky. Homes have a median value of $92,300 against household income of $56,776; January lows average 26°F.
872 people · Ballard County · median home $92,300 · income $56,776 · Jan low 26°F · 7 in snow
Full La Center, Kentucky profile: weather, storms, schools, jobs →
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15Burgin, Kentucky
Retirement: 87th percentile · Quiet: 94th percentile · Home value ÷ income: 76th percentile
Burgin is a city of 979 people in Mercer County, Kentucky. Homes have a median value of $193,000 against household income of $77,585; January lows average 27°F.
979 people · Mercer County · median home $193,000 · income $77,585 · Jan low 27°F · 12 in snow
Full Burgin, Kentucky profile: weather, storms, schools, jobs →
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14Crofton, Kentucky
Retirement: 67th percentile · Quiet: 98th percentile · Home value ÷ income: 92nd percentile
Crofton is a city of 653 people in Christian County, Kentucky. Homes have a median value of $85,200 against household income of $45,855; January lows average 27°F.
653 people · Christian County · median home $85,200 · income $45,855 · Jan low 27°F · 9 in snow
Full Crofton, Kentucky profile: weather, storms, schools, jobs →
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13Ravenna, Kentucky
Retirement: 67th percentile · Quiet: 100th percentile · Home value ÷ income: 90th percentile
Ravenna is a city of 568 people in Estill County, Kentucky. Homes have a median value of $94,700 against household income of $47,250; January lows average 23°F.
568 people · Estill County · median home $94,700 · income $47,250 · Jan low 23°F · 13 in snow
Full Ravenna, Kentucky profile: weather, storms, schools, jobs →
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12Auburn, Kentucky
Retirement: 82nd percentile · Quiet: 93rd percentile · Home value ÷ income: 83rd percentile
Auburn is a city of 1,589 people in Logan County, Kentucky. Homes have a median value of $122,900 against household income of $53,897; January lows average 26°F.
1,589 people · Logan County · median home $122,900 · income $53,897 · Jan low 26°F · 6 in snow
Full Auburn, Kentucky profile: weather, storms, schools, jobs →
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11Benton, Kentucky
Retirement: 84th percentile · Quiet: 93rd percentile · Home value ÷ income: 83rd percentile

Photo: Tennessee Valley Authority (public domain, Wikimedia Commons) Benton is a city of 4,756 people in Marshall County, Kentucky. Homes have a median value of $157,000 against household income of $66,827; January lows average 27°F.
4,756 people · Marshall County · median home $157,000 · income $66,827 · Jan low 27°F · 4 in snow
Full Benton, Kentucky profile: weather, storms, schools, jobs →
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10Owenton, Kentucky
Retirement: 91st percentile · Quiet: 94th percentile · Home value ÷ income: 76th percentile
Owenton is a city of 1,682 people in Owen County, Kentucky. Homes have a median value of $137,500 against household income of $55,438; January lows average 25°F.
1,682 people · Owen County · median home $137,500 · income $55,438 · Jan low 25°F · 14 in snow
Full Owenton, Kentucky profile: weather, storms, schools, jobs →
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9Olive Hill, Kentucky
Retirement: 84th percentile · Quiet: 86th percentile · Home value ÷ income: 92nd percentile
Olive Hill is a city of 1,580 people in Carter County, Kentucky. Homes have a median value of $136,700 against household income of $70,682; January lows average 21°F.
1,580 people · Carter County · median home $136,700 · income $70,682 · Jan low 21°F · 18 in snow
Full Olive Hill, Kentucky profile: weather, storms, schools, jobs →
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8Petersburg, Kentucky
Retirement: 88th percentile · Quiet: 93rd percentile · Home value ÷ income: 86th percentile
Petersburg is a community of 500 people in Boone County, Kentucky. Homes have a median value of $226,700 against household income of $101,389; January lows average 24°F.
500 people · Boone County · median home $226,700 · income $101,389 · Jan low 24°F · 17 in snow
Full Petersburg, Kentucky profile: weather, storms, schools, jobs →
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7Hanson, Kentucky
Retirement: 98th percentile · Quiet: 87th percentile · Home value ÷ income: 96th percentile
Hanson is a city of 758 people in Hopkins County, Kentucky. Homes have a median value of $141,500 against household income of $95,903; January lows average 28°F.
758 people · Hopkins County · median home $141,500 · income $95,903 · Jan low 28°F · 8 in snow
Full Hanson, Kentucky profile: weather, storms, schools, jobs →
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6Lynch, Kentucky
Retirement: 95th percentile · Quiet: 95th percentile · Home value ÷ income: 92nd percentile
Lynch is a city of 658 people in Harlan County, Kentucky. Homes have a median value of $58,600 against household income of $30,114; January lows average 26°F.
658 people · Harlan County · median home $58,600 · income $30,114 · Jan low 26°F · 35 in snow
Full Lynch, Kentucky profile: weather, storms, schools, jobs →
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5Hickman, Kentucky
Retirement: 97th percentile · Quiet: 97th percentile · Home value ÷ income: 90th percentile
Hickman is a city of 2,365 people in Fulton County, Kentucky. Homes have a median value of $70,800 against household income of $34,653; January lows average 27°F.
2,365 people · Fulton County · median home $70,800 · income $34,653 · Jan low 27°F · 5 in snow
Full Hickman, Kentucky profile: weather, storms, schools, jobs →
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4Providence, Kentucky
Retirement: 94th percentile · Quiet: 94th percentile · Home value ÷ income: 99th percentile
Providence is a city of 2,892 people in Webster County, Kentucky. Homes have a median value of $60,300 against household income of $55,121; January lows average 25°F.
2,892 people · Webster County · median home $60,300 · income $55,121 · Jan low 25°F · 9 in snow
Full Providence, Kentucky profile: weather, storms, schools, jobs →
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3Clinton, Kentucky
Retirement: 100th percentile · Quiet: 96th percentile · Home value ÷ income: 92nd percentile
Clinton is a city of 1,222 people in Hickman County, Kentucky. Homes have a median value of $67,100 against household income of $34,464; January lows average 27°F.
1,222 people · Hickman County · median home $67,100 · income $34,464 · Jan low 27°F · 4 in snow
Full Clinton, Kentucky profile: weather, storms, schools, jobs →
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2Benham, Kentucky
Retirement: 95th percentile · Quiet: 95th percentile · Home value ÷ income: 99th percentile
Benham is a city of 512 people in Harlan County, Kentucky. Homes have a median value of $53,000 against household income of $44,946; January lows average 26°F.
512 people · Harlan County · median home $53,000 · income $44,946 · Jan low 26°F · 35 in snow
Full Benham, Kentucky profile: weather, storms, schools, jobs →
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1Summersville, Kentucky
Retirement: 93rd percentile · Quiet: 99th percentile · Home value ÷ income: 98th percentile
Summersville is a community of 551 people in Green County, Kentucky. Homes have a median value of $96,800 against household income of $75,444; January lows average 26°F.
551 people · Green County · median home $96,800 · income $75,444 · Jan low 26°F · 15 in snow
Full Summersville, Kentucky profile: weather, storms, schools, jobs →
Percentile vs Kentucky towns on each part of this ranking.
Price vs ranking
More Kentucky rankings
- The 25 Best Small Towns to Retire in Kentucky
- The 25 Quietest Small Towns in Kentucky
- The 25 Most Affordable Small Towns in Kentucky
- The 25 Best Small Towns for Families in Kentucky
- 25 Small Towns in Kentucky With the Cheapest Homes
- 25 Small Towns in Kentucky With the Mildest Winters
- The 25 Most Walkable Small Towns in Kentucky
- 25 Small Towns in Kentucky With the Fewest Tornadoes Since 1950
- The 25 Best Small Towns for First-Time Home Buyers in Kentucky
- The 25 Best Affordable Small Towns to Retire in Kentucky With Mild Winters
Same ranking, other places
- The 50 Best Quiet, Affordable Small Towns to Retire in America
- The 25 Best Quiet, Affordable Small Towns to Retire in Pennsylvania
- The 25 Best Quiet, Affordable Small Towns to Retire in New York
- The 25 Best Quiet, Affordable Small Towns to Retire in Michigan
- The 25 Best Quiet, Affordable Small Towns to Retire in Wisconsin
- The 25 Best Quiet, Affordable Small Towns to Retire in Texas
- The 25 Best Quiet, Affordable Small Towns to Retire in Minnesota
- The 25 Best Quiet, Affordable Small Towns to Retire in California
- The 25 Best Quiet, Affordable Small Towns to Retire in Illinois
- The 25 Best Quiet, Affordable Small Towns to Retire in Ohio
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)